Willowick Insurance Rates:

Willowick, OH homeowners insurance is roughly $597 to $811, about $49-$67/month. Our extensive analysis indicates shoppers can save upto $281 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Willowick, OH Homeowners Insurance By Home Value

Willowick, OH Home Value Total Homes % of Total Average Willowick, OH Homeowners Insurance
Less than $50,000 150 2.0% $133
$70,000 to $79,999 92 1.0% $415
$80,000 to $89,999 135 2.0% $471
$90,000 to $99,999 241 4.0% $528
$100,000 to $124,999 1,823 35.0% $612
$125,000 to $149,999 1,571 30.0% $760
$150,000 to $174,999 645 12.0% $901
$175,000 to $199,999 153 2.0% $1041
$200,000 to $249,999 64 1.0% $1253
$250,000 to $299,999 94 1.0% $1534
$300,000 to $399,999 93 1.0% $1950

Top Home Insurance Agents Near Willowick, OH

Home Insurance Company Near Willowick, OH Homeowners Insurance Agency Near Willowick, OH Address
NA The Glick Group 3681 Green Rd Suite 212, Beachwood, OH, 44122
NA Stockdale Insurance Agency 24600 Center Ridge Rd Ste 130, Westlake, OH, 44145
Farmers John Durkay 7017 Pearl Rd, Cleveland, OH, 44130
State Farm Leanne Mcintosh 16919 Kinsman Rd (St Rt 87), Middlefield, OH, 44062
State Farm Tu Scaparotti 30650 Pinetree Rd Ste 8, Pepper Pike, OH, 44124-5920

Cost Of Homeowners Insurance By Street Near Willowick, OH

Streets in Willowick Area Homeowners Insurance Cost
Knoble Rd, Woodmere Dr, Foxboro St, Arnold Dr, Barjode Rd, E 291st St, Fairway Blvd, E 329th St, Forest Rd, E 289th St$705
Bunker Rd, Thomas St, E 315th St, Glen Arden Dr, Divot Dr, Douglas Dr, E 322nd St, Wellner Rd, Glenhurst Rd, Daniel Dr$703
Forestgrove Rd, Crescent Dr, Dickerson Rd, E 286th St, High Tee St, Maplewood Dr, Mildred Ave, E 305 St, Hadley Rd, Sylvan Dr$703
Barjode Rd, Gilchrist Dr, Deborah Dr, Bayridge Blvd, E 312th St, E 285th St, E 305 St, Clarmont Rd, E 316th St, Powell Rd$700
Shoreham Dr, E 324th St, E 315th St, Charles St, Mildred Dr, E 293rd St, Densmore Rd, North Rd, Royalview Dr, E 284th St$723

Willowick, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Willowick$105 to $107
Lakeline$108
Wickliffe$106
Willoughby$107

Willowick, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lakeline village, Ohio $91 $121 $181
Wickliffe city, Ohio $88 $117 $176
Eastlake city, Ohio $89 $118 $177

Willowick, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Willowick, OH4.7%13.3%
Lakeline3.88%11.78%
Wickliffe4.7%13.54%
Eastlake4.5%13.92%

Willowick Renters Insurance as a Percentage of Rent

Willowick Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 16 1.0% $1246
$500 to $749 503 49.0% $1921
$750 to $999 303 29.0% $2671
$1,000 to $1,499 180 17.0% $3796

Willowick, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Willowick Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,900$9,300
Net Savings to Willowick Home Owner from High Deductible Plan $600

Willowick, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Willowick, OH Home Replacement Value MORE than Home Value Willowick, OH Home Replacement Value LESS than Home Value
Replacement Value $157,000 $107,500
Insurance Premium based on Replacement Value $650 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Willowick Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceChubb Group of Insurance
Monthly Premium 523747
Year Built 195519641971
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$175000-$200000$175000-$200000
Deductible $500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Willowick, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 115,000 Composition Roof 1,580 3 $2500-$5000 Deductible 190 5 Fiber-Cement Siding yes
1965 215,000 Slate Shingles Roof 3,320 4 $500- $1000 Deductible 160 3 Vinyl siding yes
1972 155,000 Composition Roof 2,330 4 $1000-$2500 Deductible 240 5 Stone Siding No
1970 130,000 Wood Shake Roof 1,510 3 $2500-$5000 Deductible 280 10 Stone Siding No
1951 320,000 Tile Roof 3,290 5 $5000 to $10,000 Deductible 170 3 Vinyl siding yes
1953 420,000 Slate Shingles Roof 4,910 5 $5000 to $10,000 Deductible 1240 12 Brick siding yes
1961 250,000 Shingles Roof 2,900 5 $5000 to $10,000 Deductible 40 1 Brick siding No
1959 220,000 Slate Shingles Roof 2,300 3 $2500-$5000 Deductible 590 8 Stucco siding No
1973 305,000 Slate Shingles Roof 4,040 5 > $10,000 Deductible 500 9 Fiber-Cement Siding No
1970 210,000 Membrane Roof 2,540 4 $1000-$2500 Deductible 310 6 Fiber-Cement Siding yes
1962 435,000 Asphalt Shingles Roof 4,920 5 $500- $1000 Deductible 990 5 Wood siding No
1958 170,000 Wood Shake Roof 1,860 3 $5000 to $10,000 Deductible 270 9 Fiber-Cement Siding yes
1950 100,000 Slate Shingles Roof 1,250 3 $2500-$5000 Deductible 130 4 Vinyl siding No