Willoughby Insurance Rates:

Willoughby, OH homeowners insurance is about $607 to $827, about $50-$68/month. Our detailed analysis reveals consumers can save upto $287 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Their customer service leaves much to be desired. i really don't like calling an automated system to file a claim or update my policies. geico should really improve in this area if they want higher customer satisfaction.
Farmer's Insurance
The last time our basement flooded and many possessions were lost, the insurance company was happy to pay a high sum to help fix what had been broken or lost in the ensuing chaos; they were extremely polite with how they dealt with the tragedy.
American Family
American family insurance helped me customize my insurance policy when i bundled my car and house to best fit my needs and budget.
American Family
My premium may be a little high compared to other companies. Other than that I haven't had any other negative experiences with them.
State Farm
They are accessible if and when I need them. Otherwise, it would be nice to have occasional communication on how I can save more money.
State Farm
I have always had superior customer service. They are always available to help no matter what the question or issue is. They are very polite and knowledgeable.
State Farm
They messed up my policy the first time and I was without coverage for around two weeks, so that was not great.
State Farm
I have been with this company so long that I am not familiar with other Insurance companies
Allstate
Service is good. Whenever I have a question, I reach out to my agent and he always gets back to me in an acceptable time and is able to satisfactorily answer my questions.

Willoughby, OH Homeowners Insurance By Home Value

Willoughby, OH Home Value Total Homes % of Total Average Willoughby, OH Homeowners Insurance
Less than $50,000 346 5.0% $114
$50,000 to $59,999 77 1.0% $251
$60,000 to $69,999 67 1.0% $308
$70,000 to $79,999 198 3.0% $359
$80,000 to $89,999 233 3.0% $409
$90,000 to $99,999 241 3.0% $452
$100,000 to $124,999 1,061 16.0% $524
$125,000 to $149,999 1,055 16.0% $660
$150,000 to $174,999 932 14.0% $782
$175,000 to $199,999 278 4.0% $897
$200,000 to $249,999 946 14.0% $1084
$250,000 to $299,999 464 7.0% $1321
$300,000 to $399,999 419 6.0% $1680

Top Home Insurance Agents Near Willoughby, OH

Home Insurance Company Near Willoughby, OH Homeowners Insurance Agency Near Willoughby, OH Address
NA Broadview Insurance Agency Inc Dba M & C Insurance Agency Inc 4025 Broadview Rd, Richfield, OH, 44286
NA D. J. Kwilecki Associates 211 W 8Th St, Lorain, OH, 44052
Travelers Bracken Insurance Agency Inc 6673 Center Road, Valley City, OH, 44280
Erie Rutledge Group Inc. 13124 Shaker Sq Ste 300, Cleveland, OH, 44120
Nationwide Tara L Securro Agency 7819 Broadview Rd STE 5, Seven Hills, OH, 44131-6150

Cost Of Homeowners Insurance By Street Near Willoughby, OH

Streets in Willoughby Area Homeowners Insurance Cost
Church St, Glenwood Ave, Hillward Dr, Wright St, Depot St, English Turn Ln, Brookstone Ln, Hamann Pkwy, Peach St, Congressional Ln$727
Delta Cir, N Turtle Trl, Wells Fleet Cir, Western Pkwy, Ninadell Ave, Airport Pkwy, Indian Pointe Dr, Kilarney Rd, Robinhood Dr, Shawnee Trl$697
Bar Harbour, E Cross Creek Dr, Sharpe Ave, Lincoln Ave, Hurricane Dr, Harmondale Dr, Wrens Ln, Eaglewood Dr, Daisy Ln, Aquarius Pkwy$702
Clairidge Dr, Drury Ln, Wildwood Ct, Mohawk Rd, Nan Linn Dr, Newport Ln, Andrews Pl, Leeward Ln, Foothill Blvd, Union St$703
Zachary Ct, Sierra Dr, River Bend Dr, W Bend Dr, Park Ave, Marble Ln, Wildwood Dr, Brookline Pl, Garden Rd, Bell Rd$703

Willoughby, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Willoughby$107 to $110
Eastlake$106
Timberlake$108
Waite Hill$142

Willoughby, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Eastlake city, Ohio $106 $141 $212
Timberlake village, Ohio $109 $145 $218
Lakeline village, Ohio $109 $145 $218

Willoughby, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Willoughby, OH4.4%12.4%
Eastlake4.5%13.92%
Timberlake4.67%10.56%
Lakeline3.88%11.78%

Willoughby Renters Insurance as a Percentage of Rent

Willoughby Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 141 3.0% $787
$300 to $499 146 3.0% $1237
$500 to $749 1,210 32.0% $1912
$750 to $999 1,359 36.0% $2662
$1,000 to $1,499 676 18.0% $3787
$1,500 or more 177 4.0% $5437

Willoughby, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Willoughby Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,700$5,100
Net Savings to Willoughby Home Owner from High Deductible Plan $600

Willoughby, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Willoughby, OH Home Replacement Value MORE than Home Value Willoughby, OH Home Replacement Value LESS than Home Value
Replacement Value $189,500 $114,000
Insurance Premium based on Replacement Value $825 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $31,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $200/year

Example Willoughby Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 804295
Year Built 198419612004
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$125000-$150000$300000-$350000
Deductible $500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Willoughby, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 125,000 Asphalt Shingles Roof 1,170 2 $1000-$2500 Deductible 90 2 Fiber-Cement Siding No
1947 375,000 Membrane Roof 4,200 5 $500 Deductible 740 6 Stone Siding yes
1942 120,000 Wood Shake Roof 1,620 2 $1000-$2500 Deductible 120 4 Vinyl siding yes
1984 150,000 Membrane Roof 1,870 4 $1000-$2500 Deductible 90 2 Vinyl siding yes
1963 210,000 Wood Shake Roof 1,910 3 > $10,000 Deductible 430 12 Fiber-Cement Siding yes
1996 175,000 Tile Roof 1,710 3 $500- $1000 Deductible 540 9 Stone Siding yes
1987 365,000 Asphalt Shingles Roof 3,340 4 $500 Deductible 940 7 Fiber-Cement Siding No
1999 505,000 Wood Shake Roof 4,930 5 $500- $1000 Deductible 150 1 Stone Siding yes
1944 110,000 Membrane Roof 1,400 2 $1000-$2500 Deductible 220 6 Fiber-Cement Siding No
1983 160,000 Membrane Roof 1,760 5 $500- $1000 Deductible 260 5 Brick siding yes
1971 145,000 Metal Roof 1,670 4 $500- $1000 Deductible 250 6 Fiber-Cement Siding yes
1995 160,000 Slate Shingles Roof 2,030 3 $500 Deductible 320 7 Brick siding No
1992 115,000 Asphalt Shingles Roof 1,520 2 $1000-$2500 Deductible 130 3 Fiber-Cement Siding No
2002 95,000 Wood Shake Roof 1,100 2 $500- $1000 Deductible 50 2 Brick siding yes
2005 350,000 Membrane Roof 4,090 5 $1000-$2500 Deductible 940 8 Stone Siding No
1979 190,000 Composition Roof 1,800 3 $2500-$5000 Deductible 260 8 Stucco siding No
1974 215,000 Asphalt Shingles Roof 2,930 4 $500 Deductible 210 3 Fiber-Cement Siding No
1993 345,000 Wood Shake Roof 3,360 4 $500 Deductible 270 2 Brick siding No
2001 225,000 Tile Roof 2,070 3 > $10,000 Deductible 450 10 Stucco siding No
1996 210,000 Metal Roof 2,210 3 $500 Deductible 300 7 Fiber-Cement Siding yes
1985 110,000 Slate Shingles Roof 1,150 2 $1000-$2500 Deductible 110 4 Brick siding yes
1996 285,000 Composition Roof 3,260 4 $5000 to $10,000 Deductible 510 8 Stucco siding No
1944 120,000 Tile Roof 1,370 2 $1000-$2500 Deductible 60 2 Stucco siding yes
2007 435,000 Shingles Roof 4,980 5 $1000-$2500 Deductible 800 6 Stucco siding yes
1978 305,000 Shingles Roof 3,790 5 $500 Deductible 520 6 Stucco siding yes
1971 160,000 Metal Roof 1,650 2 $500 Deductible 100 2 Brick siding yes