Willits Insurance Rates:

Willits, CA homeowners insurance is about $519 to $710, about $43-$59/month. Our detailed analysis reveals consumers can save as much as $246 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Willits, CA Homeowners Insurance By Home Value

Willits, CA Home Value Total Homes % of Total Average Willits, CA Homeowners Insurance
Less than $50,000 402 17.0% $49
$50,000 to $59,999 36 1.0% $104
$60,000 to $69,999 80 3.0% $129
$70,000 to $79,999 25 1.0% $153
$80,000 to $89,999 44 1.0% $172
$100,000 to $124,999 126 5.0% $221
$125,000 to $149,999 35 1.0% $276
$150,000 to $174,999 209 9.0% $332
$175,000 to $199,999 131 5.0% $381
$200,000 to $249,999 181 7.0% $461
$250,000 to $299,999 354 15.0% $565
$300,000 to $399,999 691 29.0% $719

Top Home Insurance Agents Near Willits, CA

Home Insurance Company Near Willits, CA Homeowners Insurance Agency Near Willits, CA Address
State Farm Carol Millsap 123 W Spruce St, Fort Bragg, CA, 95437-3024
State Farm Carol Millsap 123 West Spruce Street, Fort Bragg, CA, 95437-5407
Farmers Jared Hull Lutcf 376 E Gobbi St Ste A, Ukiah, CA, 95482
Farmers Maria Messimer Lutcf 5375 Main St, Kelseyville, CA, 95451
Farmers Patrick Lambert 367 Lakeport Blvd, Lakeport, CA, 95453

Cost Of Homeowners Insurance By Street Near Willits, CA

Streets in Willits Area Homeowners Insurance Cost
Perch Ln, Locust St, Willowbrook Rd, Hawthorne Ct, Goose Cir, W San Francisco Ave, Maize Ct, Hwy 20, Lincoln Way, Madrone Way$617
Camp Ln, Madrone Ct, Weasel Pl, Robinson Rd, Primrose Ter, Iris Pl, Blackhawk Dr, Center Valley Rd, Clover Cir, Alcott Ln$616
Walker Lake Rd, Mallard St, Clover Dr, String Creek Rd, Cobb Dr, N Main St, Lilac Cir, Penn St, Perch Rd, Holly St$623
Crawford Dr, Hawthorne Ln, Goose Ln, Magnolia St, Schaefer Pl, Bittenbender Ln, Schow Rd, Live Oak Rd, Foster Mountain Rd, High Point Rd$622
Hawk Ln, N Lenore Ave, Ryan Creek Rd, Williams Ranch Rd, Bear Ter, Crest Dr, Willow Ln, Bush St, Irmulco Rd, Hawk Ter$622

Willits, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Willits$91 to $94
Brooktrails$92
Mendocino County$93
Redwood Valley$94

Willits, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brooktrails CDP, California $77 $103 $154
Mendocino County, California $78 $104 $156
Redwood Valley-Potter Valley CCD, Mendocino County, California $78 $104 $156

Willits, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Willits, CA3.1%10.8%
Brooktrails2.96%8.7%
Mendocino County2.75%11.48%
Redwood Valley-Potter Valley2.64%11.48%

Willits Renters Insurance as a Percentage of Rent

Willits Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 76 3.0% $791
$300 to $499 132 6.0% $1241
$500 to $749 301 15.0% $1916
$750 to $999 320 16.0% $2666
$1,000 to $1,499 792 41.0% $3791
$1,500 or more 287 15.0% $5441

Average Cost Of Home Insurance By Company In Areas Nearby Willits For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
300000500NewFirst American Ins869
4000001000NewChubb/Federal1414
4000001000NewQBE (Balboa)738
5000002500NewOregon Mutual724
1500005001-3 YearsGrange294
1500005001-3 YearsUnigard Group497
25000010001-3 YearsSafeco547
2500005001-3 YearsFarmers (Fire Ins)733
40000010001-3 YearsCalifornia Capital732
50000010001-3 YearsCalifornia Casualty825
75000025001-3 YearsStillwater Ins Co978
2000005004-6 YearsCSAA Ins Exch625
2000005004-6 YearsHorace Mann423
25000010004-6 YearsKemper665
3000005004-6 YearsAIG Prop Cas1603
3000005004-6 YearsForemost Insurance1105
3000005004-6 YearsHorace Mann P & C722
40000010004-6 YearsCSE Safeguard948
50000010004-6 YearsIntegon/National1060
2500005007-15 YearsAAA (Interinsurance Exchange)997
50000010007-15 YearsTokio Marine America721
75000025007-15 YearsHorace Mann1569

Willits, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Willits Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Willits Home Owner from High Deductible Plan $600

Willits, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Willits, CA Home Replacement Value MORE than Home Value Willits, CA Home Replacement Value LESS than Home Value
Replacement Value $431,500 $251,000
Insurance Premium based on Replacement Value $1,025 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $83,500 Risk Exposure from Under Insuring Coverage is $97,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year

Example Willits Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateState Farm
Monthly Premium 223839
Year Built 198020081972
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$150000-$175000$250000-$300000
Deductible $1000-$2500 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Willits, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 215,000 Tile Roof 1,540 2 > $10,000 Deductible 400 12 Fiber-Cement Siding yes
1984 215,000 Tile Roof 1,260 2 $500 Deductible 490 9 Brick siding yes
2009 200,000 Slate Shingles Roof 1,130 2 $500- $1000 Deductible 220 6 Brick siding yes
1983 320,000 Asphalt Shingles Roof 1,980 3 $5000 to $10,000 Deductible 260 4 Brick siding yes
1994 270,000 Shingles Roof 1,620 2 $2500-$5000 Deductible 280 7 Stone Siding yes
1993 385,000 Wood Shake Roof 2,260 4 $1000-$2500 Deductible 80 1 Stone Siding yes
2009 285,000 Wood Shake Roof 2,080 4 $500- $1000 Deductible 660 10 Fiber-Cement Siding yes
1982 205,000 Tile Roof 1,310 2 $500- $1000 Deductible 230 5 Fiber-Cement Siding No
2005 230,000 Wood Shake Roof 1,520 2 $500- $1000 Deductible 280 7 Stucco siding No
1976 310,000 Membrane Roof 1,680 2 $5000 to $10,000 Deductible 480 10 Brick siding No
1994 275,000 Asphalt Shingles Roof 1,500 2 $1000-$2500 Deductible 480 8 Wood siding yes
1990 290,000 Metal Roof 1,620 2 $500- $1000 Deductible 680 8 Stone Siding yes
1974 170,000 Metal Roof 1,250 3 $500- $1000 Deductible 210 5 Vinyl siding No
2008 205,000 Asphalt Shingles Roof 1,350 3 $5000 to $10,000 Deductible 300 12 Stucco siding yes
1985 250,000 Composition Roof 1,500 2 $500- $1000 Deductible 310 6 Vinyl siding No
1971 300,000 Tile Roof 2,060 3 $1000-$2500 Deductible 780 12 Fiber-Cement Siding yes
2005 265,000 Composition Roof 1,460 2 $500- $1000 Deductible 150 3 Fiber-Cement Siding No
1977 295,000 Wood Shake Roof 1,950 4 $2500-$5000 Deductible 400 8 Fiber-Cement Siding No
1982 185,000 Shingles Roof 1,390 2 $500 Deductible 550 12 Fiber-Cement Siding No
2006 215,000 Slate Shingles Roof 1,390 2 > $10,000 Deductible 100 4 Vinyl siding yes
1974 195,000 Metal Roof 1,190 2 $500 Deductible 600 9 Wood siding No
1990 190,000 Wood Shake Roof 1,250 2 $500- $1000 Deductible 160 4 Brick siding yes
1979 240,000 Shingles Roof 1,380 2 $500- $1000 Deductible 470 9 Stone Siding No
1970 400,000 Slate Shingles Roof 3,270 4 $500- $1000 Deductible 780 7 Vinyl siding yes
1999 280,000 Wood Shake Roof 1,760 2 $1000-$2500 Deductible 440 6 Brick siding yes
2002 255,000 Asphalt Shingles Roof 1,580 3 $500- $1000 Deductible 470 7 Wood siding yes
1993 220,000 Asphalt Shingles Roof 1,260 2 $500- $1000 Deductible 180 5 Stucco siding yes
1970 215,000 Asphalt Shingles Roof 1,270 3 $2500-$5000 Deductible 370 8 Brick siding No
1989 305,000 Slate Shingles Roof 1,760 4 $1000-$2500 Deductible 620 8 Wood siding yes
1994 190,000 Tile Roof 1,490 3 $5000 to $10,000 Deductible 310 12 Brick siding No
1980 130,000 Membrane Roof 990 2 $500 Deductible 60 2 Vinyl siding yes
1982 215,000 Slate Shingles Roof 1,170 2 $500- $1000 Deductible 390 7 Stucco siding yes
2004 245,000 Asphalt Shingles Roof 1,600 3 > $10,000 Deductible 250 6 Brick siding No
2007 285,000 Composition Roof 2,080 4 $500 Deductible 1030 12 Stucco siding No