Williston Insurance Rates:

Williston, ND homeowners insurance is roughly $731 to $997, about $60-$83/month. Our comprehensive research reveals consumers can save upto $345 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Williston, ND Homeowners Insurance By Home Value

Williston, ND Home Value Total Homes % of Total Average Williston, ND Homeowners Insurance
Less than $50,000 591 14.0% $164
$50,000 to $59,999 179 4.0% $345
$60,000 to $69,999 114 2.0% $432
$70,000 to $79,999 180 4.0% $501
$80,000 to $89,999 220 5.0% $570
$90,000 to $99,999 163 3.0% $630
$100,000 to $124,999 603 14.0% $734
$125,000 to $149,999 449 10.0% $924
$150,000 to $174,999 429 10.0% $1088
$175,000 to $199,999 380 9.0% $1252
$200,000 to $249,999 501 12.0% $1512
$250,000 to $299,999 180 4.0% $1848
$300,000 to $399,999 104 2.0% $2350

Top Home Insurance Agents Near Williston, ND

Home Insurance Company Near Williston, ND Homeowners Insurance Agency Near Williston, ND Address
State Farm Dwight Richter 1601 9th Ave NW, Williston, ND, 58801-3871
Liberty Mutual Independent Hub Intl Mountain States Ltd 609 S CENTRAL AVE STE 16, SIDNEY, MT, 59270
State Farm Mike Morasko 919 Lincoln Ave S, Sidney, MT, 59270-4907
Allstate Seitz Insurance Agcy 114 2nd Avenue SE, Sidney, MT, 59270
Travelers Seitz Insurance Agency 114 2Nd Ave Se, Sidney, MT, 59270

Cost Of Homeowners Insurance By Street Near Williston, ND

Streets in Williston Area Homeowners Insurance Cost
9th St E, Knoll St, Washington Ave, Morris St, State Hwy 40, 10th Ave E, 119th Rd NW, 1st St E, 55th St NW, W Broadway$852
Hall St, 21st St W, 11th Ave E, 2nd St E, 3rd Ave W, W Dakota Pkwy, S Main St, 3rd Ave W, 26th St W, Hillside Ct$851
US Hwy 85 Bus, 13th Ave W, 1st St, 125th Ave NW, 56th St NW, Minor St, 5th Ave W, 6th Ave NW, 117 Ave NW, 57th St E$862
50th St W, W Highland Dr, US Hwy 85 Bus, Co Hwy 17 A, 57th Ln NW, 58th St E, 35th St E, 4th St, Goodwater St E, 115th Ave NW$859
139th Ave NW, 102nd Rd NW, 17th St W, 105th Ave NW, 5th Ave E, 72nd St E, 113th Dr NW, 134th Dr NW, 130th Ave NW, 75th St E$852

Williston, ND Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Williston$128 to $130
Missouri Ridge$136
Pherrin$138
Judson$125

Williston, ND Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Missouri Ridge township, Williams County, North Dakota $136 $181 $272
Pherrin township, Williams County, North Dakota $139 $185 $278
Judson township, Williams County, North Dakota $125 $167 $251

Williston, ND Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Williston, ND7.4%19.4%
Missouri Ridge8.99%16.81%
Pherrin4.36%16.16%
Stony Creek6.4%21.83%

Williston Renters Insurance as a Percentage of Rent

Williston Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 125 5.0% $336
$200 to $299 45 2.0% $786
$300 to $499 321 14.0% $1236
$500 to $749 908 41.0% $1911
$750 to $999 291 13.0% $2661
$1,000 to $1,499 346 15.0% $3786
$1,500 or more 174 7.0% $5436

Williston, ND Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Williston Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,300$11,500
Net Savings to Williston Home Owner from High Deductible Plan $800

Williston, ND Home Insurance Costs With Home Replacement Value Scenarios

Scenario Williston, ND Home Replacement Value MORE than Home Value Williston, ND Home Replacement Value LESS than Home Value
Replacement Value $189,000 $124,500
Insurance Premium based on Replacement Value $750 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,500 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $175/year

Example Williston Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmNationwide Insurance
Monthly Premium 427084
Year Built 196219441983
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$200000-$250000$350000-$400000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Williston, ND from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 410,000 Tile Roof 4,120 5 $2500-$5000 Deductible 850 8 Stone Siding yes
1992 290,000 Slate Shingles Roof 3,760 5 $500 Deductible 780 7 Wood siding No
1948 165,000 Composition Roof 1,930 3 $5000 to $10,000 Deductible 100 3 Fiber-Cement Siding No
1940 110,000 Composition Roof 1,380 3 $1000-$2500 Deductible 150 5 Brick siding yes
1989 155,000 Membrane Roof 2,210 5 $500 Deductible 60 1 Wood siding yes
1991 345,000 Metal Roof 4,870 5 $5000 to $10,000 Deductible 160 2 Stucco siding yes
1993 115,000 Membrane Roof 1,560 5 $2500-$5000 Deductible 140 5 Fiber-Cement Siding yes
1984 340,000 Shingles Roof 4,590 5 $2500-$5000 Deductible 160 2 Stone Siding No
1965 385,000 Composition Roof 4,630 5 $500- $1000 Deductible 1260 8 Stone Siding yes
1981 165,000 Composition Roof 2,330 5 $1000-$2500 Deductible 130 2 Brick siding yes
1942 305,000 Shingles Roof 3,100 4 $1000-$2500 Deductible 460 5 Brick siding No
1999 415,000 Tile Roof 4,750 5 $500- $1000 Deductible 1380 10 Fiber-Cement Siding yes
1987 125,000 Metal Roof 1,840 4 $1000-$2500 Deductible 350 10 Stucco siding No
1980 115,000 Shingles Roof 1,460 3 $1000-$2500 Deductible 350 8 Brick siding yes
1963 195,000 Tile Roof 2,360 3 $5000 to $10,000 Deductible 720 10 Stone Siding yes
1990 120,000 Tile Roof 1,340 3 $500- $1000 Deductible 50 1 Stucco siding yes
1960 125,000 Asphalt Shingles Roof 1,600 4 $2500-$5000 Deductible 220 6 Vinyl siding No
1994 205,000 Slate Shingles Roof 2,340 3 $500 Deductible 910 12 Fiber-Cement Siding yes
1981 170,000 Metal Roof 2,290 3 $1000-$2500 Deductible 380 6 Brick siding No
1944 275,000 Asphalt Shingles Roof 3,290 4 > $10,000 Deductible 300 4 Brick siding No
1984 115,000 Metal Roof 1,710 5 $500- $1000 Deductible 130 3 Stone Siding yes
1943 170,000 Asphalt Shingles Roof 2,140 3 $1000-$2500 Deductible 470 7 Fiber-Cement Siding No
1940 145,000 Tile Roof 1,550 3 $2500-$5000 Deductible 300 9 Stucco siding No
1995 320,000 Asphalt Shingles Roof 3,590 5 $5000 to $10,000 Deductible 530 7 Stone Siding yes
1944 250,000 Tile Roof 3,240 4 $500- $1000 Deductible 850 9 Stucco siding yes
1987 210,000 Asphalt Shingles Roof 3,000 4 $1000-$2500 Deductible 290 3 Wood siding No
1995 260,000 Metal Roof 2,830 4 $1000-$2500 Deductible 180 2 Stone Siding yes
1941 155,000 Metal Roof 2,300 5 $500 Deductible 230 5 Stucco siding yes
1965 200,000 Composition Roof 2,290 4 $500 Deductible 120 2 Fiber-Cement Siding No
1943 225,000 Wood Shake Roof 2,340 5 $500 Deductible 840 10 Fiber-Cement Siding No
1949 205,000 Shingles Roof 2,790 4 $1000-$2500 Deductible 360 6 Wood siding No
1982 255,000 Asphalt Shingles Roof 3,080 4 $500 Deductible 1120 12 Fiber-Cement Siding No
1988 130,000 Metal Roof 1,750 3 $500 Deductible 320 7 Fiber-Cement Siding yes
1965 115,000 Shingles Roof 1,700 3 $500 Deductible 330 8 Wood siding No