Willimantic Insurance Rates:

Willimantic, CT homeowners insurance is roughly $703 to $955, about $58-$79/month. Our in depth research reveals consumers can save upto $331 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Top Home Insurance Agents Near Willimantic, CT

Home Insurance Company Near Willimantic, CT Homeowners Insurance Agency Near Willimantic, CT Address
Travelers Oceanpoint Insurance Agency Inc 26 BOSWORTH ST, BARRINGTON, RI, 2806
Travelers Starkweather & Shepley 60 Catamore Blvd East Providence, East Providence, RI, 2914
Liberty Mutual Independent The Roland Dumont Agency 985 FARMINGTON AVE, BRISTOL, CT, 6010
Nationwide Zelano Insurance Agency Inc 37 Pleasant View Ave, Greenville, RI, 02828-1907
Travelers Alton E Woodford Inc 10 N MAIN ST, WEST HARTFORD, CT, 6107

 

Willimantic, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Windham town, Windham County, Connecticut $125 $166 $249
South Windham CDP, Connecticut $127 $169 $254
Mansfield Center CDP, Connecticut $128 $171 $257

 


Willimantic, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Willimantic, CT4.3%10.0%
Windham4.31%10.03%
South Windham4.85%10.6%
Mansfield Center4.16%9.44%

Willimantic Renters Insurance as a Percentage of Rent

Willimantic Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 127 3.0% $351
$200 to $299 261 7.0% $801
$300 to $499 391 10.0% $1251
$500 to $749 930 25.0% $1926
$750 to $999 976 26.0% $2676
$1,000 to $1,499 870 23.0% $3801
$1,500 or more 97 2.0% $5451

Willimantic, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Willimantic Homeowner Insurance Premium Example $2,700$2,200
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $19,600$18,100
Net Savings to Willimantic Home Owner from High Deductible Plan $1,500

 


Willimantic, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Willimantic, CT Home Replacement Value MORE than Home Value Willimantic, CT Home Replacement Value LESS than Home Value
Replacement Value $164,500 $109,500
Insurance Premium based on Replacement Value $1,650 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $250/year

 


Example Willimantic Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersAmica Mutual Insurance Company
Monthly Premium 121114138
Year Built 197819681980
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$150000-$175000$250000-$300000
Deductible $500 Deductible$1000-$2500 Deductible> $10,000 Deductible