Williamsville Insurance Rates:

Williamsville, NY homeowners insurance is approximately $508 to $689, about $42-$57/month. Our exhaustive guide reveals consumers can save as much as $239 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Williamsville, NY Homeowners Insurance By Home Value

Williamsville, NY Home Value Total Homes % of Total Average Williamsville, NY Homeowners Insurance
Less than $50,000 21 1.0% $89
$60,000 to $69,999 22 1.0% $245
$70,000 to $79,999 21 1.0% $281
$80,000 to $89,999 58 3.0% $317
$90,000 to $99,999 21 1.0% $353
$100,000 to $124,999 258 16.0% $413
$125,000 to $149,999 250 16.0% $515
$150,000 to $174,999 397 26.0% $610
$175,000 to $199,999 166 10.0% $706
$200,000 to $249,999 164 10.0% $850
$250,000 to $299,999 54 3.0% $1036
$300,000 to $399,999 81 5.0% $1317

Top Home Insurance Agents Near Williamsville, NY

Home Insurance Company Near Williamsville, NY Homeowners Insurance Agency Near Williamsville, NY Address
NA Mccarty Agency 8 Market Street, Lockport, NY, 14094
NA George H. Youngers & Son, Inc. 801 Millersport Hwy, Amherst, NY, 14226
Nationwide Barber Bill Agency Inc 5857 Transit Rd, East Amherst, NY, 14051-1885
Travelers Ghassan S Bitar 656 N FRENCH RD STE 1, BUFFALO, NY, 14228
Travelers The Keller Group Inc 411 CENTER ST, LEWISTON, NY, 14092

Cost Of Homeowners Insurance By Street Near Williamsville, NY

Streets in Williamsville Area Homeowners Insurance Cost
Summer Hill Ln, Rock St, Harding Rd, Wilshire Rd, Ferndale Rd, Garden Pkwy, Caesar Blvd, Kingsgate Rd, Essjay Rd, S Woodside Ln$602
Oakwood Dr, Yorktown Rd, The Common, Plymouth Pl, Lawrence Bell Dr, Turnberry Dr, Lorfield Dr, Monroe Dr, Isabelle Rd, Pine Acres Ct$602
Creek Hts, Royal Pkwy, Marcia Ln, Royal Pkwy E, Lynncrest Ter, Ravenswood Ter, Thamesford Ln, Ellen Dr, Saratoga Rd, Turnberry Ct$593
Stiles Ct, Belmont Pl, Brompton Woods, Pfohl Rd, Royal Pkwy W, Village Pointe Ln, Glen Ave, Columbia Dr, Curtwright Dr, Scott Dr$603
E Spring St, Oakgrove Dr, Brompton Rd, Oakland Rd, E Park Club Ln, Brambly Ct, N Cayuga Rd, S Harvest St, N Woodside Ln, Bellingham Dr$603

Williamsville, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Williamsville$89 to $92
Harris Hill$90
Eggertsville$88
Sloan$87

Williamsville, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harris Hill CDP, New York $90 $120 $180
Eggertsville CDP, New York $89 $118 $177
Amherst town, Erie County, New York $90 $120 $180

Williamsville, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Williamsville, NY3.4%7.1%
Harris Hill3.28%8.56%
Eggertsville3.98%8.4%
Amherst3.16%7.65%

Williamsville Renters Insurance as a Percentage of Rent

Williamsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 93 11.0% $1244
$500 to $749 146 17.0% $1919
$750 to $999 414 49.0% $2669
$1,000 to $1,499 164 19.0% $3794
$1,500 or more 14 1.0% $5444

Williamsville, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$7,300
Yearly Williamsville Homeowner Insurance Premium Example $2,400$1,400
Out of Pocket Expense During Claim$1,300$7,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,100$17,100
Net Savings to Williamsville Home Owner from High Deductible Plan $1,000

Williamsville, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Williamsville, NY Home Replacement Value MORE than Home Value Williamsville, NY Home Replacement Value LESS than Home Value
Replacement Value $223,500 $140,000
Insurance Premium based on Replacement Value $2,325 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,500 Risk Exposure from Under Insuring Coverage is $46,000
Premium Impact Insurance cheaper by $475/year Insurance costlier by $400/year

Example Williamsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmNationwide Insurance
Monthly Premium 89325129
Year Built 196819731948
Home Details 2 Beds, 1 Baths5 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$350000-$400000$200000-$250000
Deductible $2500-$5000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Williamsville, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 105,000 Asphalt Shingles Roof 1,070 2 $500 Deductible 950 9 Wood siding yes
1946 135,000 Membrane Roof 1,560 5 $2500-$5000 Deductible 550 7 Stucco siding No
1988 125,000 Membrane Roof 1,270 3 $500- $1000 Deductible 1040 10 Stucco siding yes
1953 355,000 Slate Shingles Roof 4,570 5 $500 Deductible 3340 12 Stucco siding No
1960 140,000 Composition Roof 1,500 3 $2500-$5000 Deductible 390 6 Vinyl siding No
1963 200,000 Membrane Roof 2,350 3 $500 Deductible 200 1 Vinyl siding No
1940 115,000 Slate Shingles Roof 1,080 2 $500- $1000 Deductible 260 3 Stucco siding No
1971 130,000 Shingles Roof 1,270 3 $2500-$5000 Deductible 500 7 Brick siding yes
1973 90,000 Tile Roof 1,030 2 $500 Deductible 260 5 Stone Siding yes
1967 200,000 Tile Roof 1,780 2 $500 Deductible 1220 8 Stone Siding No
1986 265,000 Asphalt Shingles Roof 3,350 4 > $10,000 Deductible 450 4 Stucco siding No
1949 350,000 Shingles Roof 3,350 4 $2500-$5000 Deductible 1680 8 Fiber-Cement Siding No
1969 150,000 Wood Shake Roof 1,510 5 $2500-$5000 Deductible 980 10 Vinyl siding yes
1955 140,000 Metal Roof 1,630 5 $1000-$2500 Deductible 650 6 Vinyl siding yes
1989 355,000 Tile Roof 4,480 5 $500- $1000 Deductible 1350 5 Fiber-Cement Siding No
1957 115,000 Membrane Roof 1,370 3 $500 Deductible 1310 12 Brick siding yes
1973 125,000 Asphalt Shingles Roof 1,470 3 $500 Deductible 130 1 Fiber-Cement Siding yes
1983 345,000 Asphalt Shingles Roof 3,850 5 $500- $1000 Deductible 2350 9 Stucco siding yes
1979 230,000 Metal Roof 2,700 4 $500 Deductible 780 4 Stone Siding No
1956 150,000 Membrane Roof 1,880 4 $5000 to $10,000 Deductible 150 3 Fiber-Cement Siding yes
1973 130,000 Membrane Roof 1,710 4 $500- $1000 Deductible 770 8 Brick siding No
1981 380,000 Tile Roof 4,380 5 $1000-$2500 Deductible 270 1 Stone Siding yes
1962 160,000 Membrane Roof 1,870 3 $500- $1000 Deductible 200 2 Stucco siding No
1949 235,000 Membrane Roof 2,090 3 $1000-$2500 Deductible 560 3 Brick siding No
1971 305,000 Composition Roof 3,190 5 $500 Deductible 950 3 Wood siding No
1961 135,000 Tile Roof 1,260 2 $2500-$5000 Deductible 670 9 Stone Siding yes
1970 70,000 Wood Shake Roof 930 2 $1000-$2500 Deductible 230 4 Fiber-Cement Siding yes
1968 95,000 Metal Roof 990 2 $2500-$5000 Deductible 780 12 Vinyl siding No
1944 130,000 Membrane Roof 1,590 2 $500- $1000 Deductible 1220 12 Brick siding yes
1973 125,000 Metal Roof 1,370 3 $500- $1000 Deductible 970 12 Brick siding No
1950 405,000 Wood Shake Roof 4,740 5 $1000-$2500 Deductible 600 2 Wood siding No
1972 270,000 Metal Roof 3,360 4 $5000 to $10,000 Deductible 310 2 Stone Siding No
1953 260,000 Shingles Roof 3,180 4 $500- $1000 Deductible 410 2 Wood siding yes
1967 275,000 Wood Shake Roof 2,520 4 $1000-$2500 Deductible 280 1 Fiber-Cement Siding No