Williamstown, NJ homeowners insurance is approximately $698 to $950, about $58-$79/month. Our all inclusive guide shows customers can save as much as $329 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Williamstown, NJ | Homeowners Insurance Agency Near Williamstown, NJ | Address |
|---|---|---|
| State Farm | Amy Schumaker | 314 Pennsylvania Ave, Oreland, PA, 19075-1231 |
| Liberty Mutual | Craig Malone | 701 Route 73 South Suite 325 - Marlton Exec Park, Marlton, NJ, 8053 |
| State Farm | Dan O'Mara Clu | 2644 E Tioga Street, Philadelphia, PA, 19134-5425 |
| Allstate | James Kwan | 6401 Akron Street Ground Floor, Philadelphia, PA, 19149 |
| Travelers | Options Insurance Group | 305 CAMP HILL RD, FORT WASHINGTON, PA, 19034 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Winslow township, Camden County, New Jersey | $103 | $137 | $206 |
| Victory Lakes CDP, New Jersey | $102 | $136 | $204 |
| Chesilhurst borough, New Jersey | $101 | $134 | $201 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Williamstown, NJ | 3.4% | 8.4% |
| Winslow | 3.41% | 8.58% |
| Victory Lakes | 3.68% | 8.78% |
| Chesilhurst | 3.86% | 9.95% |
| Williamstown Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 69 | 5.0% | $795 |
| $300 to $499 | 23 | 1.0% | $1245 |
| $500 to $749 | 75 | 6.0% | $1920 |
| $750 to $999 | 478 | 40.0% | $2670 |
| $1,000 to $1,499 | 352 | 30.0% | $3795 |
| $1,500 or more | 174 | 14.0% | $5445 |
| Streets in Williamstown Area | Homeowners Insurance Cost |
|---|---|
| Cains Mill Rd, Gilbert Ct, Andrews Rd, Monroe St, Josie Ct, Pollner Pl, Princeton Pl, Ironwood Dr, Jobs Ln, Meade Ct | $827 |
| E Piney Hollow Rd, Radix Rd, Cranleigh Ln, Palamino Pl, Linwood Ave, Janvier Rd, Hammond Dr, Monaco Way, Clifton Dr, Saint Martin Ct | $823 |
| Tortola St, Pinewood Dr, Jennifer Ln, Carol Ave, Honeysuckle Rd, Spain Ct, Glassboro Williamstown Rd, Hospitality Ln, Gordon Ave, Williamstown New Brooklyn Rd | $820 |
| New Brooklyn Rd, Harvard Pl, Industrial Dr, Broad Ln, Field House Way, Dartmoor Ct, Williamstown New Brooklyn Rd, Duble Rd, Genova Ln, Robin Ln | $820 |
| Saddlebrook Dr, Lois Dr W, Albertus Dr, Orbanus Ln, Cranberry Dr, Hall St, Pickwick Dr, Poe Ct, Panama Ct, William Ave | $825 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Williamstown | $123 to $126 |
| Winslow | $123 |
| Victory Lakes | $122 |
| Chesilhurst | $120 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $2,800 |
| Yearly Williamstown Homeowner Insurance Premium Example | $1,100 | $700 |
| Out of Pocket Expense During Claim | $800 | $2,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $8,500 | $7,700 |
| Net Savings to Williamstown Home Owner from High Deductible Plan | $800 | |
| Scenario | Williamstown, NJ Home Replacement Value MORE than Home Value | Williamstown, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $245,500 | $155,000 |
| Insurance Premium based on Replacement Value | $1,450 | $925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $51,500 | Risk Exposure from Under Insuring Coverage is $39,000 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $300/year |
| Insurance Company | Amica Mutual Insurance Company | Liberty Mutual | Nationwide Insurance |
| Monthly Premium | 149 | 103 | 81 |
| Year Built | 1972 | 1999 | 1986 |
| Home Details | 4 Beds, 2 Baths | 5 Beds, 3 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $400000-$500000 | $400000-$500000 | $200000-$250000 |
| Deductible | $500- $1000 Deductible | > $10,000 Deductible | $500- $1000 Deductible |