Williamson Insurance Rates:

Williamson, NY homeowners insurance is about $502 to $680, about $41-$56/month. Our all inclusive analysis indicates shoppers can save upto $236 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Williamson, NY Homeowners Insurance By Home Value

Williamson, NY Home Value Total Homes % of Total Average Williamson, NY Homeowners Insurance
Less than $50,000 97 4.0% $124
$50,000 to $59,999 30 1.0% $260
$60,000 to $69,999 140 6.0% $325
$70,000 to $79,999 109 5.0% $372
$80,000 to $89,999 201 9.0% $419
$90,000 to $99,999 182 8.0% $472
$100,000 to $124,999 444 20.0% $549
$125,000 to $149,999 287 13.0% $685
$150,000 to $174,999 297 13.0% $809
$175,000 to $199,999 73 3.0% $933
$200,000 to $249,999 165 7.0% $1122
$250,000 to $299,999 69 3.0% $1377
$300,000 to $399,999 53 2.0% $1749

Top Home Insurance Agents Near Williamson, NY

Home Insurance Company Near Williamson, NY Homeowners Insurance Agency Near Williamson, NY Address
Erie Jon M Hanson 421 Penbrooke Drive Suite 7, Penfield, NY, 14526
Erie Schultz Group Of New York Inc. 3445 Winton Place Suite 109, Rochester, NY, 14623
NA Isaac Insurance Agency 421 Penbrooke Dr Ste 8 , Penfield, NY, 14526
NA Freeway Insurance Services Of Ny, Inc. 11 Dill St, Auburn, NY, 13021
NA Steinmiller Associates Inc. 1223 Bay Rd , Webster, NY, 14580

Cost Of Homeowners Insurance By Street Near Williamson, NY

Streets in Williamson Area Homeowners Insurance Cost
Co Rd 116, Circle Dr, Podger Rd, Jay St, Bennett St Exd, Tuckahoe Rd, Pearl St, Willow Dr, Co Rd 101, Arbor Rd Exd$589
Wayne St, Eddy Ridge Rd, Co Rd 112, Highland Ave, Arrowbend Dr, Harbor Vw, Everdyke Rd, Co Rd 116, Lakewood Dr, Old Ridge Rd$588
Old Ridge St, Cole St, Co Rd 113, Kenyon Rd, Pebblebrook Ln, Pearsall Rd, White Birch Cove, Seeley Rd, Congdon Rd, Brasser Rd$589
Hamilton St Exd, Van Cruyningham Rd, Lake Ave, Prospect St, Fernaays St, Ridgeway St, Lake Rd, Van Lare Rd, Pound Rd, Poplar St$589
Ridgewood Cir, Mystic Meadows Ln, Sherman Ave, Eddy Rd, South Ave, Beach Rd, Co Rd 120, Woods Rd, Stanford St, E Townline Rd$588

Williamson, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Williamson$88 to $90
Pultneyville$89
Marion$88
Sodus$87

Williamson, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pultneyville CDP, New York $74 $99 $148
Marion town, Wayne County, New York $74 $98 $147
Ontario town, Wayne County, New York $75 $99 $149

Williamson, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Williamson, NY3.8%8.6%
Pultneyville3.05%8.7%
Marion4.05%10.1%
Ontario3.2%8.68%

Williamson Renters Insurance as a Percentage of Rent

Williamson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 32 8.0% $798
$300 to $499 62 16.0% $1248
$500 to $749 162 42.0% $1923
$750 to $999 98 25.0% $2673
$1,000 to $1,499 9 2.0% $3798
$1,500 or more 20 5.0% $5448

Williamson, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Williamson Homeowner Insurance Premium Example $3,000$2,500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $13,600$12,600
Net Savings to Williamson Home Owner from High Deductible Plan $1,000

Williamson, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Williamson, NY Home Replacement Value MORE than Home Value Williamson, NY Home Replacement Value LESS than Home Value
Replacement Value $129,000 $76,500
Insurance Premium based on Replacement Value $1,425 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $24,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $300/year

Example Williamson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualAllstate
Monthly Premium 9872224
Year Built 200919901970
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$75000-$100000$250000-$300000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Williamson, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 150,000 Membrane Roof 2,020 5 $500- $1000 Deductible 600 5 Brick siding yes
1947 130,000 Membrane Roof 1,750 3 $500 Deductible 640 5 Vinyl siding yes
1998 170,000 Shingles Roof 2,130 3 $1000-$2500 Deductible 120 1 Stucco siding No
1942 120,000 Metal Roof 1,340 2 $2500-$5000 Deductible 590 8 Stone Siding No
1943 135,000 Tile Roof 1,750 5 $500- $1000 Deductible 990 10 Stone Siding yes
1943 105,000 Metal Roof 1,230 2 $500 Deductible 590 10 Wood siding yes
2006 130,000 Slate Shingles Roof 2,000 4 $500 Deductible 120 1 Stone Siding yes
1966 140,000 Slate Shingles Roof 2,120 3 $1000-$2500 Deductible 980 10 Stucco siding yes
1993 230,000 Tile Roof 2,540 5 $1000-$2500 Deductible 360 3 Stucco siding yes
1972 115,000 Wood Shake Roof 1,590 2 $1000-$2500 Deductible 110 2 Stucco siding No
1974 120,000 Metal Roof 1,670 3 $500- $1000 Deductible 780 7 Stone Siding No
2008 135,000 Membrane Roof 1,530 3 $500- $1000 Deductible 70 1 Stucco siding yes
1969 275,000 Membrane Roof 3,080 4 $5000 to $10,000 Deductible 670 5 Stone Siding yes
1963 205,000 Metal Roof 2,530 4 > $10,000 Deductible 880 10 Fiber-Cement Siding yes
1998 100,000 Metal Roof 1,550 2 $500 Deductible 910 12 Fiber-Cement Siding No
1972 170,000 Metal Roof 1,930 3 $1000-$2500 Deductible 1210 9 Stucco siding No
1979 145,000 Slate Shingles Roof 2,190 3 $1000-$2500 Deductible 750 10 Stucco siding yes
1943 140,000 Slate Shingles Roof 1,890 4 $500 Deductible 900 8 Vinyl siding yes
2000 165,000 Composition Roof 1,870 3 $500 Deductible 790 6 Wood siding yes
1966 285,000 Asphalt Shingles Roof 3,560 5 $500 Deductible 290 1 Wood siding No
1942 105,000 Asphalt Shingles Roof 1,570 2 $1000-$2500 Deductible 1000 12 Wood siding No
1944 125,000 Slate Shingles Roof 1,760 5 $500 Deductible 220 2 Stone Siding No
1999 185,000 Slate Shingles Roof 2,130 3 $5000 to $10,000 Deductible 920 10 Wood siding yes
1978 125,000 Shingles Roof 1,390 3 $500- $1000 Deductible 920 12 Vinyl siding No
1996 115,000 Membrane Roof 1,390 2 $500- $1000 Deductible 430 4 Fiber-Cement Siding yes
1940 405,000 Shingles Roof 4,510 5 $1000-$2500 Deductible 270 1 Stone Siding No
1969 130,000 Asphalt Shingles Roof 1,570 5 $500 Deductible 620 7 Vinyl siding yes
1946 135,000 Composition Roof 1,780 3 $500- $1000 Deductible 1130 10 Vinyl siding yes
1940 160,000 Membrane Roof 2,480 5 $500- $1000 Deductible 1540 12 Fiber-Cement Siding No
2003 145,000 Shingles Roof 1,690 3 $1000-$2500 Deductible 70 1 Wood siding yes
1974 445,000 Membrane Roof 4,860 5 $1000-$2500 Deductible 4000 12 Vinyl siding yes
1996 275,000 Wood Shake Roof 3,120 4 $5000 to $10,000 Deductible 1110 7 Wood siding yes