Williamsburg Insurance Rates:

Williamsburg, KY homeowners insurance is roughly $620 to $845, about $51-$70/month. Our detailed guide reveals consumers can save as much as $293 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Williamsburg, KY Homeowners Insurance By Home Value

Williamsburg, KY Home Value Total Homes % of Total Average Williamsburg, KY Homeowners Insurance
Less than $50,000 1,045 37.0% $300
$50,000 to $59,999 321 11.0% $630
$60,000 to $69,999 266 9.0% $784
$70,000 to $79,999 135 4.0% $901
$80,000 to $89,999 53 1.0% $1026
$90,000 to $99,999 103 3.0% $1150
$100,000 to $124,999 200 7.0% $1326
$125,000 to $149,999 147 5.0% $1663
$150,000 to $174,999 145 5.0% $1964
$175,000 to $199,999 97 3.0% $2264
$200,000 to $249,999 180 6.0% $2726
$250,000 to $299,999 42 1.0% $3335

Top Home Insurance Agents Near Williamsburg, KY

Home Insurance Company Near Williamsburg, KY Homeowners Insurance Agency Near Williamsburg, KY Address
Nationwide Gary A. Campbell Insurance Agency Inc. 601 Hwy 192 W, London, KY, 40744
Travelers Isg Auto Insurance Llc 499 S CHARLES G SEIVERS BLVD, CLINTON, TN, 37716
State Farm Matt Compton 2255 Highway 25E Ste 1, Tazewell, TN, 37879-3857
Travelers Pearson & Barnes Insurance Llc 429 Ogden St. Ste 2, Somerset, KY, 42501
State Farm Tom Blair 515 Master St, Corbin, KY, 40701-1055

Cost Of Homeowners Insurance By Street Near Williamsburg, KY

Streets in Williamsburg Area Homeowners Insurance Cost
Briar Creek Rd, Jr Rowland Rd, N 3rd St, Boyd Bend Rd, Cliff End St, Cliff End Rd, S 2nd St, Hickory St, George Hayes Rd, Goins Loop Rd$727
Ball Cemetery Rd, Bear Hollow Rd, West St, Bucks Branch, Mackey Ave, School St, Curd Rd, Lonnie Patrick Rd, Elm St, Browning St$736
W Woodside Dr, N 10th St, Bryant St, Brush Arbor Rd, Rant St, Goins Rd, Tyes Ferry Rd, Hurricane Hollow Rd, Main St, Charlie Bunch Rd$731
Maple Creek Subdivision Rd, Siler St, Rains St, Hill St, Jr Hayes Loop, Byrd St, Melvin Young Rd, Depot St, Steely Hollow, Steely Hollow Rd$731
8th St, Lowell Brown Rd, Mosley Branch, Kidd Rd, Newt Lovitt Rd, N 4th St, Dal Rd, State Hwy 92 W, Woods Ln, Balltown Rd$737

Williamsburg, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Williamsburg$109 to $112
Whitley County$110
Emlyn$111
Pleasant View$107

Williamsburg, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Whitley County, Kentucky $110 $147 $221
Emlyn CDP, Kentucky $111 $148 $222
Pleasant View CDP, Kentucky $107 $143 $215

Williamsburg, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Williamsburg, KY7.4%25.5%
Whitley County6.92%24.5%
Pleasant View6.94%23.18%
Rockholds7.62%16.83%

Williamsburg Renters Insurance as a Percentage of Rent

Williamsburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 15 1.0% $362
$200 to $299 153 11.0% $812
$300 to $499 424 31.0% $1262
$500 to $749 523 38.0% $1937
$750 to $999 166 12.0% $2687
$1,000 to $1,499 66 4.0% $3812

Williamsburg, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Williamsburg Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,900$4,300
Net Savings to Williamsburg Home Owner from High Deductible Plan $600

Williamsburg, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Williamsburg, KY Home Replacement Value MORE than Home Value Williamsburg, KY Home Replacement Value LESS than Home Value
Replacement Value $70,000 $43,000
Insurance Premium based on Replacement Value $400 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Williamsburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 455122
Year Built 198420131968
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$150000-$175000$75000-$100000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Williamsburg, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 95,000 Slate Shingles Roof 2,190 3 $500 Deductible 450 10 Stone Siding yes
2008 65,000 Metal Roof 1,290 3 $2500-$5000 Deductible 150 10 Stucco siding No
2011 140,000 Membrane Roof 2,390 4 $1000-$2500 Deductible 110 3 Wood siding No
1986 80,000 Tile Roof 1,720 4 $500- $1000 Deductible 90 3 Stone Siding No
1962 215,000 Shingles Roof 4,370 5 $500 Deductible 1080 10 Brick siding No
1980 145,000 Membrane Roof 3,100 4 $2500-$5000 Deductible 230 5 Stone Siding No
1994 210,000 Shingles Roof 3,300 4 $2500-$5000 Deductible 60 1 Wood siding yes
1961 115,000 Slate Shingles Roof 2,070 4 $500- $1000 Deductible 40 1 Stucco siding No
1967 95,000 Metal Roof 1,580 5 $1000-$2500 Deductible 220 8 Stucco siding No
1960 110,000 Asphalt Shingles Roof 1,980 4 $2500-$5000 Deductible 290 9 Wood siding yes
2012 280,000 Slate Shingles Roof 4,360 5 $1000-$2500 Deductible 60 1 Brick siding No
1986 120,000 Slate Shingles Roof 2,120 3 $500- $1000 Deductible 110 3 Wood siding No
1988 115,000 Asphalt Shingles Roof 2,660 5 $1000-$2500 Deductible 680 12 Stone Siding yes
1980 220,000 Tile Roof 4,800 5 $2500-$5000 Deductible 220 3 Stone Siding No
2002 125,000 Composition Roof 2,320 4 $500- $1000 Deductible 290 7 Stone Siding No
2010 75,000 Shingles Roof 1,660 4 $1000-$2500 Deductible 50 2 Stone Siding No
1980 105,000 Shingles Roof 2,270 4 $500 Deductible 200 5 Wood siding No
1996 90,000 Metal Roof 2,080 4 $500 Deductible 160 5 Wood siding yes
1998 60,000 Tile Roof 1,300 3 $500 Deductible 240 9 Fiber-Cement Siding No
1995 130,000 Tile Roof 2,810 4 $500- $1000 Deductible 40 1 Stucco siding No
2006 180,000 Membrane Roof 3,820 5 $500- $1000 Deductible 190 3 Fiber-Cement Siding No
1992 105,000 Wood Shake Roof 2,250 4 $1000-$2500 Deductible 450 10 Wood siding yes
1963 240,000 Slate Shingles Roof 4,140 5 $2500-$5000 Deductible 340 4 Wood siding No
1965 185,000 Metal Roof 3,260 4 $1000-$2500 Deductible 50 1 Brick siding No
2013 105,000 Shingles Roof 2,000 3 $500- $1000 Deductible 140 4 Stucco siding No
2004 270,000 Slate Shingles Roof 4,660 5 $5000 to $10,000 Deductible 340 7 Fiber-Cement Siding yes
1962 220,000 Shingles Roof 3,500 5 > $10,000 Deductible 680 12 Stucco siding No
1967 105,000 Wood Shake Roof 2,050 3 $500 Deductible 90 3 Fiber-Cement Siding No
2012 85,000 Shingles Roof 1,770 3 $2500-$5000 Deductible 280 12 Stone Siding No
1969 120,000 Asphalt Shingles Roof 2,200 4 $1000-$2500 Deductible 70 2 Stucco siding yes
1998 250,000 Membrane Roof 4,570 5 $1000-$2500 Deductible 970 12 Wood siding yes
2012 100,000 Slate Shingles Roof 1,780 5 $500- $1000 Deductible 140 4 Stone Siding No