Wilburton Insurance Rates:

Wilburton, OK homeowners insurance is roughly $1,202 to $1,649, about $100-$137/month. Our extensive guide indicates shoppers can save upto $570 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Wilburton, OK Homeowners Insurance By Home Value

Wilburton, OK Home Value Total Homes % of Total Average Wilburton, OK Homeowners Insurance
Less than $50,000 443 32.0% $427
$50,000 to $59,999 86 6.0% $912
$60,000 to $69,999 124 9.0% $1140
$70,000 to $79,999 40 2.0% $1311
$80,000 to $89,999 171 12.0% $1497
$90,000 to $99,999 14 1.0% $1668
$100,000 to $124,999 193 14.0% $1939
$125,000 to $149,999 97 7.0% $2424
$150,000 to $174,999 120 8.0% $2866
$200,000 to $249,999 25 1.0% $3978
$300,000 to $399,999 46 3.0% $6174

Top Home Insurance Agents Near Wilburton, OK

Home Insurance Company Near Wilburton, OK Homeowners Insurance Agency Near Wilburton, OK Address
State Farm Laverne Anderson 306A Second Street PO BOX 371, Talihina, OK, 74571
Farmers Theresa Presley 1003 N Main St, Gore, OK, 74435
NA Independent Insurance Agency Llc 920 S Main St, McAlester, OK, 74501
NA Onesource Insurance, Inc 119 S Main St, Eufaula, OK, 74432
State Farm Clem Santine 214 E Wyandotte Ave, McAlester, OK, 74501-5460

Cost Of Homeowners Insurance By Street Near Wilburton, OK

Streets in Wilburton Area Homeowners Insurance Cost
NE 3rd St, Floyd Wilcox Rd, Boznar Rd, Cedar Ave, Clonsilla Hill Rd NW 1100 Rd, Wayne Mathis Rd, W Main St, SE 3rd St, Advent St, NW 1040th$1,427
SE 8th St, Kiley Ct, SE 1st St, Avenue E, NW 123rd Rd, Chronister Rd, NW 9th St, E1455 Rd, Holson Rd, NW 121st Rd$1,431
E1350 Rd, NW 1070th Ave, E Entrance, Arkla Gas Rd, SE 100th Rd, SW 1100th Ave, Rock St, Frank Glenn Dr, Oval S, Apartment S$1,421
Moss Loop Rd, NE 6th St, Parr Ave, Ranchwood Dr, Bradley Ln, Dollins St, Pahlon Ln, Gowen Cemetary Rd, Golf Course Rd, Beard Addition Rd$1,433
Wolfington Ave, SW 136th Rd, Limestone Rd, E Main St, E Caddo Ave, Owens Rd, D1380 Rd, Ezekiel Rd, N Central Ave, SW 4th St$1,418

Wilburton, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wilburton$211 to $215
Latimer County$212
Hartshorne$213
Haileyville$208

Wilburton, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Latimer County, Oklahoma $212 $283 $425
Hartshorne city, Oklahoma $213 $284 $426
Haileyville city, Oklahoma $209 $278 $417

Wilburton, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wilburton, OK15.3%37.9%
Latimer County15.07%39.2%
Hartshorne14.17%38.63%
Haileyville16.29%42.74%

Wilburton Renters Insurance as a Percentage of Rent

Wilburton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 51 8.0% $389
$200 to $299 77 13.0% $839
$300 to $499 253 43.0% $1289
$500 to $749 166 28.0% $1964
$750 to $999 24 4.0% $2714
$1,500 or more 10 1.0% $5489

Wilburton, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$6,600
Yearly Wilburton Homeowner Insurance Premium Example $4,800$3,300
Out of Pocket Expense During Claim$600$6,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $24,600$23,100
Net Savings to Wilburton Home Owner from High Deductible Plan $1,500

Wilburton, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wilburton, OK Home Replacement Value MORE than Home Value Wilburton, OK Home Replacement Value LESS than Home Value
Replacement Value $98,000 $67,000
Insurance Premium based on Replacement Value $3,850 $2,625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $675/year Insurance costlier by $550/year

Example Wilburton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 262415320
Year Built 194019961973
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$125000-$150000$150000-$175000
Deductible $1000-$2500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Wilburton, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 155,000 Wood Shake Roof 3,150 4 $1000-$2500 Deductible 4210 8 Fiber-Cement Siding yes
1981 105,000 Tile Roof 1,640 3 $500 Deductible 240 1 Wood siding yes
1980 130,000 Shingles Roof 2,540 4 $2500-$5000 Deductible 720 3 Wood siding yes
1970 320,000 Wood Shake Roof 4,960 5 $2500-$5000 Deductible 4310 7 Stucco siding No
1960 100,000 Shingles Roof 1,410 3 $500 Deductible 800 3 Fiber-Cement Siding yes
1978 100,000 Membrane Roof 1,410 3 $500 Deductible 3220 8 Vinyl siding yes
1962 260,000 Asphalt Shingles Roof 4,370 5 $500- $1000 Deductible 6250 8 Fiber-Cement Siding yes
1942 120,000 Shingles Roof 2,230 3 $2500-$5000 Deductible 2380 10 Fiber-Cement Siding yes
1941 90,000 Membrane Roof 1,530 3 $1000-$2500 Deductible 2950 12 Stucco siding yes
1978 195,000 Asphalt Shingles Roof 3,340 4 $500- $1000 Deductible 5320 12 Wood siding No
1981 190,000 Shingles Roof 2,710 5 $5000 to $10,000 Deductible 690 2 Fiber-Cement Siding No
1943 105,000 Wood Shake Roof 1,520 3 $2500-$5000 Deductible 920 4 Stucco siding yes
2001 165,000 Shingles Roof 2,460 4 $2500-$5000 Deductible 3950 9 Fiber-Cement Siding yes
1979 150,000 Slate Shingles Roof 2,180 3 $500- $1000 Deductible 3410 9 Stucco siding No
1942 110,000 Shingles Roof 1,900 3 $2500-$5000 Deductible 180 1 Vinyl siding No
1979 115,000 Membrane Roof 2,050 3 $500 Deductible 310 1 Stone Siding No
1995 130,000 Asphalt Shingles Roof 2,570 5 $2500-$5000 Deductible 1300 6 Vinyl siding No
2007 200,000 Composition Roof 3,180 4 $5000 to $10,000 Deductible 2040 5 Stone Siding No
1973 155,000 Composition Roof 2,840 4 $2500-$5000 Deductible 960 3 Brick siding No
1994 100,000 Shingles Roof 2,040 3 $500- $1000 Deductible 1500 5 Fiber-Cement Siding yes
1994 180,000 Shingles Roof 3,090 4 $5000 to $10,000 Deductible 340 1 Fiber-Cement Siding yes
1968 110,000 Tile Roof 1,860 5 $2500-$5000 Deductible 3290 12 Wood siding yes
1943 170,000 Slate Shingles Roof 2,750 4 $2500-$5000 Deductible 3220 8 Stucco siding yes
1943 250,000 Membrane Roof 4,600 5 $5000 to $10,000 Deductible 1210 2 Brick siding No
1980 85,000 Wood Shake Roof 1,740 4 $2500-$5000 Deductible 1660 8 Stucco siding No
1962 110,000 Membrane Roof 1,650 3 $1000-$2500 Deductible 2290 10 Brick siding yes
1977 115,000 Shingles Roof 2,250 4 $2500-$5000 Deductible 2050 10 Vinyl siding No
1965 100,000 Composition Roof 2,000 3 $1000-$2500 Deductible 3550 12 Wood siding No
1973 85,000 Tile Roof 1,710 3 $2500-$5000 Deductible 1780 10 Fiber-Cement Siding yes
2005 135,000 Tile Roof 2,040 5 $2500-$5000 Deductible 240 1 Wood siding yes
1947 115,000 Composition Roof 1,820 3 $1000-$2500 Deductible 1530 6 Wood siding yes
2006 150,000 Asphalt Shingles Roof 2,810 4 $500 Deductible 410 1 Wood siding yes