Wilbraham Insurance Rates:

Wilbraham, MA homeowners insurance is nearly $879 to $1,198, about $73-$99/month. Our complete analysis shows customers can save as much as $415 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Wilbraham, MA Homeowners Insurance By Home Value

Wilbraham, MA Home Value Total Homes % of Total Average Wilbraham, MA Homeowners Insurance
$100,000 to $124,999 41 1.0% $384
$125,000 to $149,999 90 2.0% $487
$150,000 to $174,999 168 4.0% $570
$175,000 to $199,999 167 4.0% $664
$200,000 to $249,999 1,083 27.0% $799
$250,000 to $299,999 1,002 25.0% $975
$300,000 to $399,999 1,334 33.0% $1245

Top Home Insurance Agents Near Wilbraham, MA

Home Insurance Company Near Wilbraham, MA Homeowners Insurance Agency Near Wilbraham, MA Address
NA Ferguson & Mcguire 830 Tpke. , Berlin, CT, 6037
Liberty Mutual Independent Fradette Carlson Agy A Div Starkweather & Shepley 206 N MAIN ST, BRISTOL, CT, 6010
Travelers Lemire Insurance Agency Llc 213 Main St Ste 1, Hudson, MA, 1749
Travelers Martas Insurance Agency Inc 170 SPRINGFIELD ST, CHICOPEE, MA, 1013
Allstate Mohamed Ouda 451 New Britain Ave, Newington, CT, 6111

Cost Of Homeowners Insurance By Street Near Wilbraham, MA

Streets in Wilbraham Area Homeowners Insurance Cost
Stirling Dr, Faculty St, Red Gap Rd, Nokomis Rd, Leemond St, Manchonis Rd, Brooklawn Rd, Orlando St, Benton St, Maiden Ln$1,039
Westernview Dr, Cliffside Dr, Patriot Ridge Ln, Oxford Dr, Inwood Dr, Pease St, Whisper Walk, Tall Timber Dr, Karen Dr, Wellfleet Dr$1,035
Old Boston Post Rd, Captain Rd, Beechwood Dr, Opal St, Washington Rd, Horseshoe Ln, Birchknoll Dr, Hickory Hill Dr, Joan St, Stony River Rd$1,027
Peach St, Conifer Dr, Bulkley Rd, Memory Ln, Burleigh Rd, Rice Dr, Parkerview St, Brookside Cir, Peak Rd, Daniele Dr$1,047
Pearl Dr, Ladd Ln, Ward Dr, Kensington Dr, Bonair Dr, Maynard Rd, Stirrup Ln, Lebel Ave, Sandy Ct, Danforth Farms Rd$1,042

Wilbraham, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wilbraham$155 to $158
Hampden$154
Ludlow$152
Springfield$149

Wilbraham, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hampden town, Hampden County, Massachusetts $129 $172 $258
Ludlow town, Hampden County, Massachusetts $127 $169 $254
Springfield city, Massachusetts $124 $165 $248

Wilbraham, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wilbraham, MA4.1%11.1%
Hampden4.73%13.62%
Ludlow5.16%16.08%
Springfield5.82%15.31%

Wilbraham Renters Insurance as a Percentage of Rent

Wilbraham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 15 3.0% $357
$200 to $299 14 3.0% $807
$300 to $499 134 31.0% $1257
$500 to $749 32 7.0% $1932
$750 to $999 138 32.0% $2682
$1,000 to $1,499 41 9.0% $3807
$1,500 or more 46 10.0% $5457

Wilbraham, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Wilbraham Homeowner Insurance Premium Example $4,100$3,500
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $25,700$25,100
Net Savings to Wilbraham Home Owner from High Deductible Plan $600

Wilbraham, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wilbraham, MA Home Replacement Value MORE than Home Value Wilbraham, MA Home Replacement Value LESS than Home Value
Replacement Value $381,500 $267,500
Insurance Premium based on Replacement Value $3,400 $2,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,000 Risk Exposure from Under Insuring Coverage is $74,000
Premium Impact Insurance cheaper by $675/year Insurance costlier by $350/year

Example Wilbraham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualState Farm
Monthly Premium 206127394
Year Built 194319821976
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$250000-$300000$700000-$800000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Wilbraham, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 235,000 Shingles Roof 1,340 3 $1000-$2500 Deductible 980 7 Wood siding yes
1996 255,000 Shingles Roof 1,550 3 $500- $1000 Deductible 950 7 Stone Siding No
1947 310,000 Wood Shake Roof 2,190 3 $500- $1000 Deductible 1320 7 Brick siding No
1945 730,000 Shingles Roof 4,330 5 $500 Deductible 480 1 Vinyl siding No
1971 335,000 Shingles Roof 2,320 4 > $10,000 Deductible 1130 9 Stucco siding yes
1975 510,000 Membrane Roof 3,200 5 > $10,000 Deductible 2080 12 Brick siding yes
1986 245,000 Composition Roof 1,410 3 > $10,000 Deductible 220 2 Vinyl siding yes
1999 195,000 Tile Roof 1,300 3 $500 Deductible 740 6 Stucco siding No
1940 585,000 Composition Roof 3,810 5 $1000-$2500 Deductible 3090 8 Brick siding yes
1971 395,000 Composition Roof 2,220 4 $2500-$5000 Deductible 600 3 Brick siding yes
1965 265,000 Membrane Roof 1,600 3 > $10,000 Deductible 630 8 Vinyl siding yes
1941 355,000 Shingles Roof 2,100 3 $5000 to $10,000 Deductible 1030 6 Fiber-Cement Siding No
1995 360,000 Composition Roof 2,400 4 $2500-$5000 Deductible 250 1 Stucco siding yes
1967 305,000 Composition Roof 2,030 5 $500- $1000 Deductible 1250 9 Stone Siding yes
1964 265,000 Shingles Roof 2,120 3 $1000-$2500 Deductible 520 4 Fiber-Cement Siding No
1946 460,000 Membrane Roof 3,180 4 $500 Deductible 1990 9 Wood siding No
1984 320,000 Wood Shake Roof 1,810 4 $1000-$2500 Deductible 480 3 Wood siding yes
1968 295,000 Asphalt Shingles Roof 1,720 5 $5000 to $10,000 Deductible 360 3 Vinyl siding yes
1960 375,000 Asphalt Shingles Roof 3,110 4 $5000 to $10,000 Deductible 1090 7 Vinyl siding yes
1964 330,000 Slate Shingles Roof 2,190 3 $500 Deductible 1270 7 Stone Siding yes
1973 475,000 Asphalt Shingles Roof 3,130 4 $500- $1000 Deductible 2320 10 Fiber-Cement Siding yes
1993 740,000 Slate Shingles Roof 4,400 5 > $10,000 Deductible 1330 6 Vinyl siding yes
1988 295,000 Asphalt Shingles Roof 2,180 4 $500- $1000 Deductible 1570 7 Stone Siding No
1969 380,000 Composition Roof 2,740 4 > $10,000 Deductible 1210 12 Wood siding yes
1975 415,000 Metal Roof 3,380 4 $2500-$5000 Deductible 220 1 Wood siding No
1989 310,000 Shingles Roof 1,810 3 $500 Deductible 190 1 Stucco siding yes
1967 495,000 Metal Roof 2,950 5 > $10,000 Deductible 740 5 Fiber-Cement Siding yes
1994 395,000 Metal Roof 3,050 5 $500 Deductible 2390 9 Vinyl siding yes