Wilbraham, MA homeowners insurance is nearly $879 to $1,198, about $73-$99/month. Our complete analysis shows customers can save as much as $415 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Wilbraham, MA | Homeowners Insurance Agency Near Wilbraham, MA | Address |
|---|---|---|
| Liberty Mutual Independent | Fradette Carlson Agy A Div Starkweather & Shepley | 206 N MAIN ST, BRISTOL, CT, 6010 |
| Travelers | Lemire Insurance Agency Llc | 213 Main St Ste 1, Hudson, MA, 1749 |
| Travelers | Martas Insurance Agency Inc | 170 SPRINGFIELD ST, CHICOPEE, MA, 1013 |
| Allstate | Mohamed Ouda | 451 New Britain Ave, Newington, CT, 6111 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hampden town, Hampden County, Massachusetts | $129 | $172 | $258 |
| Ludlow town, Hampden County, Massachusetts | $127 | $169 | $254 |
| Springfield city, Massachusetts | $124 | $165 | $248 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Wilbraham, MA | 4.1% | 11.1% |
| Hampden | 4.73% | 13.62% |
| Ludlow | 5.16% | 16.08% |
| Springfield | 5.82% | 15.31% |
| Wilbraham Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 15 | 3.0% | $357 |
| $200 to $299 | 14 | 3.0% | $807 |
| $300 to $499 | 134 | 31.0% | $1257 |
| $500 to $749 | 32 | 7.0% | $1932 |
| $750 to $999 | 138 | 32.0% | $2682 |
| $1,000 to $1,499 | 41 | 9.0% | $3807 |
| $1,500 or more | 46 | 10.0% | $5457 |
| Streets in Wilbraham Area | Homeowners Insurance Cost |
|---|---|
| Stirling Dr, Faculty St, Red Gap Rd, Nokomis Rd, Leemond St, Manchonis Rd, Brooklawn Rd, Orlando St, Benton St, Maiden Ln | $1,039 |
| Westernview Dr, Cliffside Dr, Patriot Ridge Ln, Oxford Dr, Inwood Dr, Pease St, Whisper Walk, Tall Timber Dr, Karen Dr, Wellfleet Dr | $1,035 |
| Old Boston Post Rd, Captain Rd, Beechwood Dr, Opal St, Washington Rd, Horseshoe Ln, Birchknoll Dr, Hickory Hill Dr, Joan St, Stony River Rd | $1,027 |
| Peach St, Conifer Dr, Bulkley Rd, Memory Ln, Burleigh Rd, Rice Dr, Parkerview St, Brookside Cir, Peak Rd, Daniele Dr | $1,047 |
| Pearl Dr, Ladd Ln, Ward Dr, Kensington Dr, Bonair Dr, Maynard Rd, Stirrup Ln, Lebel Ave, Sandy Ct, Danforth Farms Rd | $1,042 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Wilbraham | $155 to $158 |
| Hampden | $154 |
| Ludlow | $152 |
| Springfield | $149 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $4,100 |
| Yearly Wilbraham Homeowner Insurance Premium Example | $4,100 | $3,500 |
| Out of Pocket Expense During Claim | $1,100 | $4,100 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $25,700 | $25,100 |
| Net Savings to Wilbraham Home Owner from High Deductible Plan | $600 | |
| Scenario | Wilbraham, MA Home Replacement Value MORE than Home Value | Wilbraham, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $381,500 | $267,500 |
| Insurance Premium based on Replacement Value | $3,400 | $2,375 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $40,000 | Risk Exposure from Under Insuring Coverage is $74,000 |
| Premium Impact | Insurance cheaper by $675/year | Insurance costlier by $350/year |
| Insurance Company | Chubb Group of Insurance | Liberty Mutual | State Farm |
| Monthly Premium | 206 | 127 | 394 |
| Year Built | 1943 | 1982 | 1976 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $300000-$350000 | $250000-$300000 | $700000-$800000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible |