Wichita Insurance Rates:

Wichita, KS homeowners insurance is approximately $845 to $1,145, about $70-$95/month. Our extensive research shows customers can save as much as $398 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Another thing we like is the fact that we can use the state farm insurance company website to find information about our insurance.
State Farm
I do not like the price i currently have to pay for my insurance. i feel that the company is very large and has enough customers that the overall prices should be much lower than what they currently are.
Safeco Insurance
Unlike many customer rep lines, the reps are native english speakers so you don't get the problems you do with foreign call centers
State Farm
I feel like the website is not user-friendly. I constantly click around until I finally find what I am looking for.
Liberty Mutual
As a company, Liberty Mutual may be large however, having representatives locally makes this company feel like a small home town company. The service is superior and the knowledge base is as well. I would highly recommend this company.
Farm Bureau
I like the fact that the website/mobile app will allow me to make a claim for a minor accident and schedule a time to meet with my insurance agent.
American Family
I honestly don't visit the website that often. I did set up auto pay but don't really look at it. It was very easy to navigate through and easy to set up my auto pay.
Encompass Insurance
I love the fact it has easy access to the things I care about. I am able to check my insurance fast when necessary.
Liberty Mutual
I like the fact that the information about an account is easily accessed and the website is easily navigated. Other than that, I personally did not have a good experience with Liberty.
Allstate
It was all done with the Allstate app and settlement of my claim was so fast. There were several follow up calls to make sure that we were happy with repairs and also updates along the way to make sure that we knew how long something was going to take and keep us informed.

Wichita, KS Homeowners Insurance By Home Value

Wichita, KS Home Value Total Homes % of Total Average Wichita, KS Homeowners Insurance
Less than $50,000 9,001 9.0% $208
$50,000 to $59,999 4,197 4.0% $437
$60,000 to $69,999 5,892 6.0% $547
$70,000 to $79,999 6,416 7.0% $636
$80,000 to $89,999 6,862 7.0% $716
$90,000 to $99,999 6,133 6.0% $805
$100,000 to $124,999 11,782 13.0% $935
$125,000 to $149,999 12,074 13.0% $1164
$150,000 to $174,999 9,081 10.0% $1373
$175,000 to $199,999 4,789 5.0% $1592
$200,000 to $249,999 6,699 7.0% $1910
$250,000 to $299,999 3,596 3.0% $2338
$300,000 to $399,999 3,525 3.0% $2975

Top Home Insurance Agents Near Wichita, KS

Home Insurance Company Near Wichita, KS Homeowners Insurance Agency Near Wichita, KS Address
NA Castleberry Insurance, Llc 7920 W Kellogg Ste 400, Wichita, KS, 67212
NA The Gates Agencydba Ag360 111 N Kansas Ave, Haven, KS, 67543
Travelers Asset Insurance Consultants 550 N 159Th E Ste 214, Wichita, KS, 67230
State Farm Jim Maddox 2020 N Webb Rd, Wichita, KS, 67206-3409
Farmers Reta Strotkamp 504 State St, Augusta, KS, 67010

Cost Of Homeowners Insurance By Street Near Wichita, KS

Streets in Wichita Area Homeowners Insurance Cost
W Red Powell Dr, S Main Cir, Locust St, Tee Time Ct, S Horseback St, S Laclede Ct, Dalton St, W Binter Ln, N Fairmount Ave, Rogers Ln$1,010
W Sandhill Rd, S Ellsworth St, Ryan Ct, N 142nd St W, Whispering Brook, S Stoneborough Ct, Jamesburg St, Turnpike Dr, E Looman St, E 43rd Cir N$966
W Calvert St, E 30th St N, Peterson St, E Tamarac Ln, S Mt Carmel Cir, Central Ave, N Sedgwick Ave, W Hendryx St, E 56th St N, E Ethel St$1,040
E Ent Dr, N Boyd Ave, N Cranbrook Ct, W Bartlett Ct, Kenawee St, N Socora St, W Lake Dr, Mascot St, W Indianapolis, E 61st St S$1,019
E el Monte St, N Maus Ln, N Gentry St, W Kellogg Dr S, S Lulu Ct, Gold St, S Anthony Ln, Quail Run Cir, S Pattie Ave, W Ocala St$949
Brookstone, N Putter Ln, Tulsa St, Cromwell Dr, Lake Ridge Cir, Windemere St, W Maxwell Cir, N Filmore St, S Kailer Dr, N Fritillary Ct$1,014
E Wild Plum Dr, Bunting St, E Beachy St, Spring Creek Dr, N Watersedge Cir, N Fairway St, Bennett St, N Clara St, Woodard, E Corporate Hills Dr$1,061
Donegal Cir, N Mead, N Wichita, Dellrose, E Millrun Ct, Regal St, E 53rd St S, Forestview, Main St, Blue Stem Cir$1,081
S Eastmoor St, S All Hallows Rd, Dooley St, S Exposition, 2nd St, Menlo St, N Birkdale Dr, Tamarac Cir, N Laurel Dr, S Mamie Ln$1,032
E Graham Ave, E Genova St, Capri Ln, N Park Pl, N Keith Ct, W McCormick Ave, W Westlawn Ct, Ridgewood Dr, E Greenbriar Ct, Pennsylvania St$1,022

Wichita, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wichita$149 to $151
Eastborough$169
Oaklawn-Sunview$140
Sedgwick County$149

Wichita, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Eastborough city, Kansas $169 $225 $338
Oaklawn-Sunview CDP, Kansas $140 $187 $281
Sedgwick County, Kansas $149 $199 $299

Wichita, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wichita, KS7.0%20.0%
Eastborough4.18%10.16%
Oaklawn-Sunview12.04%36.58%
Sedgwick County6.8%19.59%

Wichita Renters Insurance as a Percentage of Rent

Wichita Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 1,599 2.0% $796
$300 to $499 10,050 17.0% $1246
$500 to $749 22,173 39.0% $1921
$750 to $999 13,879 24.0% $2671
$1,000 to $1,499 6,208 11.0% $3796
$1,500 or more 1,620 2.0% $5446

Wichita, KS Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
67203 $94,600 $990
67218 $83,700 $990
67217 $83,500 $990
67216 $69,000 $970
67211 $68,700 $960
67213 $65,700 $960
67214 $45,000 $950
67202 $281,300 $1,170
67230 $276,000 $1,170
67235 $218,100 $1,090
67205 $212,300 $1,080
67226 $194,900 $1,080
67209 $137,900 $1,040
67215 $137,200 $1,030
67212 $134,900 $1,020
67210 $120,300 $1,010
67208 $111,000 $1,000
67204 $100,800 $1,000

Average Cost Of Home Insurance By Company In Areas Nearby Wichita For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Auto Club Family Insurance Company 3,289 4,991 6,656
100,000 Bremen Farmers Mutual Insurance Company 892 1,093 1,291
100,000 Safeco Insurance Company Of America 1,501 2,804 3,302
100,000 Travelers Property Casualty Insurance Company 1,655 2,516 3,153
100,000 Usaa Casualty Insurance Company 2,136 2,288 2,288
100,000 United Services Automobile Association 1,971 2,105 2,105
200,000 Armed Forces Insurance Exchange 3,673 4,409 4,478
200,000 Auto Club Family Insurance Company 5,438 8,233 10,974
200,000 Travelers Property Casualty Insurance Company 2,533 3,749 4,633
300,000 Travelers Home And Marine Insurance Company (The) 3,821 5,584 6,851

Wichita, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Wichita Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,400$12,200
Net Savings to Wichita Home Owner from High Deductible Plan $1,200

Wichita, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wichita, KS Home Replacement Value MORE than Home Value Wichita, KS Home Replacement Value LESS than Home Value
Replacement Value $86,500 $62,500
Insurance Premium based on Replacement Value $1,225 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,000 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $125/year

Example Wichita Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceFarmers Insurance
Monthly Premium 264456107
Year Built 196419962010
Home Details 4 Beds, 2 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$400000-$500000$75000-$100000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Wichita, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 155,000 Tile Roof 1,780 3 $2500-$5000 Deductible 830 9 Stucco siding No
1999 145,000 Tile Roof 1,730 5 $2500-$5000 Deductible 800 9 Wood siding No
1988 120,000 Tile Roof 1,800 3 $500- $1000 Deductible 820 8 Stucco siding yes
2010 105,000 Tile Roof 1,580 2 $1000-$2500 Deductible 210 2 Vinyl siding yes
1969 115,000 Shingles Roof 1,640 5 $2500-$5000 Deductible 360 5 Wood siding yes
2008 175,000 Slate Shingles Roof 2,350 4 $500- $1000 Deductible 2030 8 Vinyl siding yes
1986 135,000 Composition Roof 1,870 5 $1000-$2500 Deductible 1870 12 Stucco siding yes
1983 105,000 Tile Roof 1,700 4 $500 Deductible 570 4 Vinyl siding No
1940 115,000 Wood Shake Roof 1,280 2 $2500-$5000 Deductible 410 5 Vinyl siding No
2000 105,000 Shingles Roof 1,360 3 $500 Deductible 540 5 Brick siding No
2012 230,000 Tile Roof 2,920 4 $2500-$5000 Deductible 160 1 Fiber-Cement Siding No
1989 345,000 Metal Roof 4,900 5 $500 Deductible 2040 6 Stone Siding yes
1967 110,000 Shingles Roof 1,360 2 $1000-$2500 Deductible 130 2 Stone Siding No
1941 140,000 Membrane Roof 1,760 4 $2500-$5000 Deductible 720 7 Fiber-Cement Siding yes
1949 270,000 Composition Roof 3,690 5 $500 Deductible 2110 10 Brick siding yes
1990 100,000 Wood Shake Roof 1,210 2 $500 Deductible 610 6 Brick siding yes
1985 60,000 Membrane Roof 900 2 $500 Deductible 260 4 Fiber-Cement Siding No