Wichita Falls Insurance Rates:

Wichita Falls, TX homeowners insurance is roughly $862 to $1,170, about $71-$97/month. Our in depth analysis shows customers can save as much as $406 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Shelter
I am pretty pleased with what they have provided for me. i used them for my car insurance first and decided to switch over to use them for my home insurance also.
Allstate
Allstate turns down people when they need help the most. they are not reasonable and they don't try to be there for their customers.
Allstate
Commercials are relatable. helped me find somebody who makes me feel safe in my own home.

Wichita Falls, TX Homeowners Insurance By Home Value

Wichita Falls, TX Home Value Total Homes % of Total Average Wichita Falls, TX Homeowners Insurance
Less than $50,000 4,475 19.0% $263
$50,000 to $59,999 1,736 7.0% $568
$60,000 to $69,999 1,647 7.0% $710
$70,000 to $79,999 1,721 7.0% $812
$80,000 to $89,999 1,913 8.0% $923
$90,000 to $99,999 1,636 7.0% $1035
$100,000 to $124,999 2,962 12.0% $1197
$125,000 to $149,999 1,785 7.0% $1502
$150,000 to $174,999 2,148 9.0% $1776
$175,000 to $199,999 1,022 4.0% $2050
$200,000 to $249,999 977 4.0% $2466
$250,000 to $299,999 781 3.0% $3014
$300,000 to $399,999 415 1.0% $3826

Top Home Insurance Agents Near Wichita Falls, TX

Home Insurance Company Near Wichita Falls, TX Homeowners Insurance Agency Near Wichita Falls, TX Address
Travelers An American Insurance Agency Inc 1712 KEMP BLVD, WICHITA FALLS, TX, 76309
State Farm Chris Middick 225 N 9th St, Frederick, OK, 73542
State Farm Jeff Rhoades 118 W Park Ave, Iowa Park, TX, 76367-2805
State Farm Lee Sanger 1616 W Gore Blvd, Lawton, OK, 73501-3611
Farmers Yuseff Saunders 1416 NW 52nd St, Lawton, OK, 73505

Cost Of Homeowners Insurance By Street Near Wichita Falls, TX

Streets in Wichita Falls Area Homeowners Insurance Cost
Waggoner Cir, 24th St, Ave Q, Denver St, Trailwood Dr, Canyon Trails Dr, Judson Cir, Gloria Ln, Jackson Cir, Baylor St$1,037
Shasta Dr, Weeks Park Ln, Warren St, Keith St, Bandera Cir, Selma Dr, Sierra Dr, Summit Cir, Denzil St, Falcon Blvd$1,002
Gregg Rd, Driftwood Dr, Clift St, Wellington Ln, Elliott St, Heather Ln, Cleveland Ave, Nursery St, Jamaica Cir, Jupiter St$1,033
Nunn St, Columbia Rd, Foster Ave, Leroy St, Avenue S, FM 3393, Dove St, Windthorst Rd, Pawhuska Dr, Mustang St$989
Periwinkle, Ave Y, Barrywood Dr, Shelly Cir, Fort Worth St, Park St, Lucile Ave, Maverick Trl, Mill Valley Dr, E 4th St$1,039
Conkling Dr, Randolph Dr, FM 2650, Jefferson St, Poteet Dr, Burnett St, McGregor Ave, Deggs St, Gregory St, S Lake Park Dr$None
Trigg Ln, Beefeater Dr, Pleasant View Dr, Bus Hwy 287J, Oceola Ave, Bell Rd N, Wendover St, Tyler St, Faith Rd, Freedom Ct$1,016
Glendale Dr, Britain St, Athletic Rd, Edgecliff Dr, Wichita St, Sheppard Access Rd, Las Cruces Ln, Norman St, Avery Row Ct, Shepherds Glen$1,013
Saint Andrews Ct, Tanglewood Blvd, Lawery Rd, Stirling St, Ash Ave, Borland Ln, N 5th St, Cliffside Dr, Blue Stem Dr, Speedway Ave$1,044
Northeast Dr, Sweetbriar Dr, Terral St, Ave M, Suburban Ave, Redford Ter, Deanna Cir, Tobago St, Conner Cir, Webster St$988

Wichita Falls, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wichita Falls$152 to $154
Pleasant Valley$153
Cashion Community$154
Iowa Park$151

Wichita Falls, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pleasant Valley town, Texas $128 $170 $255
Cashion Community city, Texas $129 $171 $257
Dean city, Texas $128 $170 $255

Wichita Falls, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wichita Falls, TX7.4%18.7%
Pleasant Valley7.57%18.08%
Cashion Community8.18%19.83%
Dean7.39%18.29%

Wichita Falls Renters Insurance as a Percentage of Rent

Wichita Falls Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 283 1.0% $356
$200 to $299 601 4.0% $806
$300 to $499 1,932 13.0% $1256
$500 to $749 4,958 34.0% $1931
$750 to $999 3,566 24.0% $2681
$1,000 to $1,499 2,247 15.0% $3806
$1,500 or more 964 6.0% $5456

Wichita Falls, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Wichita Falls Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,000$11,800
Net Savings to Wichita Falls Home Owner from High Deductible Plan $1,200

Wichita Falls, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wichita Falls, TX Home Replacement Value MORE than Home Value Wichita Falls, TX Home Replacement Value LESS than Home Value
Replacement Value $69,000 $46,500
Insurance Premium based on Replacement Value $575 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $6,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Wichita Falls Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceLiberty Mutual
Monthly Premium 11913177
Year Built 196719801997
Home Details 4 Beds, 1 Baths5 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$75000-$100000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Wichita Falls, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 85,000 Shingles Roof 1,530 2 $1000-$2500 Deductible 570 10 Brick siding yes
1945 125,000 Wood Shake Roof 1,880 3 $1000-$2500 Deductible 700 9 Fiber-Cement Siding No
1947 50,000 Composition Roof 940 2 $2500-$5000 Deductible 320 10 Vinyl siding No
1972 90,000 Composition Roof 1,390 2 $2500-$5000 Deductible 540 12 Wood siding yes
1968 100,000 Asphalt Shingles Roof 1,550 3 $500 Deductible 340 5 Brick siding No
1993 90,000 Membrane Roof 1,620 4 $500 Deductible 580 10 Fiber-Cement Siding yes
1978 95,000 Shingles Roof 1,300 2 $1000-$2500 Deductible 500 8 Wood siding yes
1949 130,000 Composition Roof 1,970 5 $2500-$5000 Deductible 910 9 Stucco siding No
1961 125,000 Metal Roof 2,080 3 $500 Deductible 510 7 Wood siding yes
1996 120,000 Membrane Roof 1,640 5 $500- $1000 Deductible 820 10 Brick siding No
1983 115,000 Composition Roof 2,576 4 $5000 to $10,000 Deductible 540 4 Stone Siding No