Whittier Insurance Rates:

Whittier ,CA Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.

VHome Insurance conducted a thorough analysis of the Whittier, CA homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Whittier, CA is $1372. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Home Insurance Companies in Whittier, CA: Customer-Reviewed Options

 

Whittier, CA Homeowners Insurance Rates by Coverage Level

It is important to understand the different coverage options available in Whittier, CA. VHome Insurance will help you navigate the world of homeowners insurance coverages in Whittier, CA.

Coverage Level Average Annual Premium
$100,000 $549
$200,000 $933
$300,000 $1,152
$400,000 $1,756
$500,000 $2,209

 

Whittier, CA Homeowners Insurance Rates by ZIP Code

Home insurance costs in Whittier can vary greatly based on location. The frequency of claims in your area can affect the cost of your policy. Simply put, the location of your home can significantly impact your homeowners insurance premium.

Zipcode Average Insurance Premium
090601 $1,312
90603 $1,317
90602 $1,306
90604 $1,304
90605 $1,296

 

Whittier, CA Homeowners Insurance Deductibles

One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Whittier, CA, and how to choose the right one for your needs.

Deductible Level Average Annual Premium
$500 Deductible $1,407
$1000 Deductible $1,258
$1500 Deductible $1,187
$2500 Deductible $1,070
$5000 Deductible $906

 

 


Top Home Insurance Agents Near Whittier, CA

Home Insurance Company Near Whittier, CA Homeowners Insurance Agency Near Whittier, CA Address
State Farm Bill Wilson 23555 Gldn Spgs Dr Ste D, Diamond Bar, CA, 91765-2176
Allstate Jack Amran 9795 Cabrini Dr Ste 103, Burbank, CA, 91504
State Farm Morton V Roberts Jr 3306 Helms Ave, Culver City, CA, 90232-2312
Travelers Premier One Insurance Services 918 CITRUS AVE, COVINA, CA, 91722
Allstate South Corona Insurance Agency 1451 Rimpau Ave Ste 101, Corona, CA, 92879

Whittier, CA Home Insurance Agents for Top Companies

 

Whittier, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Whittier CDP, California $93 $124 $186
Santa Fe Springs city, California $93 $124 $186
West Whittier-Los Nietos CDP, California $93 $124 $186

 


Whittier, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Whittier, CA2.4%14.4%
South Whittier2.49%16.0%
Santa Fe Springs2.7%18.12%
West Whittier-Los Nietos2.66%15.13%

Whittier Renters Insurance as a Percentage of Rent

Whittier Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 755 2.0% $784
$300 to $499 771 2.0% $1234
$500 to $749 1,773 5.0% $1909
$750 to $999 5,955 19.0% $2659
$1,000 to $1,499 12,408 41.0% $3784
$1,500 or more 8,024 26.0% $5434

Cost Of Homeowners Insurance By Street Near Whittier, CA

Streets in Whittier Area Homeowners Insurance Cost
Via Escondida Ave, Crossway Dr, Neartree Rd, Riviera Ln, Van Aken St, Industry Ave, Poulter Dr, Greenvale Ave, Hillside Ln, Keese Dr$624
Lorca Rd, Haldane St, Henshaw Ave, Tarryton Ave, Lorca Rd, Solejar Dr, Heflin Dr, el Braso Dr, Matisse Cir, Costa Glen Ave$660
Ave San Miguel, Villaverde Dr, Gaylin St, Prather Ave, Clarkman St, Starbuck St, Metropol Dr, Hathaway Dr, Bora Dr, Edderton Ave$666
Tigrina Ave, Alderwood St, Millergrove Dr, Call St, Hacienda Blvd, Vaga Dr, Fireside Dr, Los Coyotes Ave, Coachman Ave, Dorothea Rd$636
Tilmont Ave, Calmosa Ave, Balmoral St, Hesse Dr, Almo St, Sialic Pl, la Quinta St, Louis Ave, Triton Dr, Myron St$624
Escalona Rd, Braepark St, Vanada Rd, Grande Vista Pl, Cheverton Dr, Mines Blvd, Cherryvale Dr, Foxbury Way, Ben Avon St, Lochinvar Dr$630
Campillos Rd, Rio Hondo Cir, Little Lake Rd, Amelga Dr, Richvale Dr, Romandel Ave, Michelle Cir, Sideview Dr, Fairmont Ln, Rose Hills Rd$651
Glenworth St, Lake Center Park Ln, Syracuse Dr, Goodhue St, Whittier Ave, Godoy St, Cll Palma Loma, Casa del Rey Dr, Syracuse St, Agar Pl$622
Sandlock St, Cadbury Rd, Poner St, Cartela Dr, Bridgeview Ave, Hornell St, Casino Dr, el Arco Dr, Milna Ave, Bryn Mawr Way$668
Wardman St, Valna Dr, Appledale Ave, McCann Pl, Tarryton Ave, Barbata Rd, Drury Dr, True Ave, Avonbury Ave, Hawes St$624

Whittier, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Whittier$94 to $96
South Whittier$93
East Whittier$95
Rose Hills$98

Average Cost Of Home Insurance By Company In Areas Nearby Whittier For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
200000500NewAmerican Modern730
250000500NewFirst American Ins557
250000500NewStillwater Ins Co454
5000002500NewMAPFRE Group552
1500002501-3 YearsIDS Property Casualty480
3000005001-3 YearsCentury National1083
3000005001-3 YearsStillwater Ins Co656
3000005001-3 YearsUSAA659
50000025001-3 YearsLiberty Ins Corp847
1500002504-6 YearsTokio Marine America348
25000010004-6 YearsEncompass949
2500005004-6 YearsUSAA567
40000010004-6 YearsState Farm960
50000010004-6 YearsCalifornia Casualty975
50000025004-6 YearsPacific Specialty1024
1500005007-15 YearsHorace Mann P & C459
2000005007-15 YearsAmco749
40000010007-15 YearsHorace Mann1007
50000025007-15 YearsEncompass1676
50000025007-15 YearsGrange1229
75000025007-15 YearsCrestbrook1940
250000100016-25 YearsAmco800
250000100016-25 YearsForemost Insurance1143

 


Whittier, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Whittier Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,500$9,900
Net Savings to Whittier Home Owner from High Deductible Plan $600

 


Whittier, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Whittier, CA Home Replacement Value MORE than Home Value Whittier, CA Home Replacement Value LESS than Home Value
Replacement Value $465,000 $299,500
Insurance Premium based on Replacement Value $1,450 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $105,000 Risk Exposure from Under Insuring Coverage is $60,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $325/year

 


Example Whittier Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateGEICO Insurance
Monthly Premium 20545140
Year Built 195519631976
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $900000-$1000000$200000-$250000$600000-$700000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible