Whitestown Insurance Rates:

Whitestown, NY homeowners insurance is roughly $501 to $679, about $41-$56/month. Our thorough analysis reveals consumers can save as much as $236 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They have people answering the telephone and the negative is that they are not customer service friendly
Feltner Group
I've had them since i purchased my home many years ago. they have a local agent so i can stop by at any time to talk with them when needed.
Metlife
Basically, I will repeat the answer from above: every time I have contacted them with a claim or a question they have been friendly, concerned, helpful and efficient. I have never had to do unnecessary follow-ups because they have always done what needs to be done in a timely manner. I feel that they truly care about their customers.
Usaa
USAA has a great easy to navigate website. It works really well on a laptop or on a smartphone. The areas are easy to find. For example, if I need to find my credit card interest rate or my home insurance deductible amount, I can find the drop downs easily.
Usaa
I believe that the premium is low for Florida and it covers almost everything. USAA is far less expensive than other companies, I was quoted $9,000 by a competitor.
Geico
I don't often use the website but when I do it is simple to navigate and I can find what I need very easy
Aaa
There may be a discount if i have a smoke alarm or detector or if i have a home security system installed.

Whitestown, NY Homeowners Insurance By Home Value

Whitestown, NY Home Value Total Homes % of Total Average Whitestown, NY Homeowners Insurance
Less than $50,000 134 2.0% $123
$50,000 to $59,999 231 4.0% $265
$60,000 to $69,999 388 7.0% $330
$70,000 to $79,999 480 8.0% $377
$80,000 to $89,999 559 10.0% $430
$90,000 to $99,999 419 7.0% $483
$100,000 to $124,999 978 18.0% $554
$125,000 to $149,999 592 10.0% $696
$150,000 to $174,999 530 9.0% $826
$175,000 to $199,999 325 5.0% $949
$200,000 to $249,999 437 8.0% $1144
$250,000 to $299,999 235 4.0% $1398
$300,000 to $399,999 122 2.0% $1781

Top Home Insurance Agents Near Whitestown, NY

Home Insurance Company Near Whitestown, NY Homeowners Insurance Agency Near Whitestown, NY Address
Travelers Gates Cole Associates Inc 969 State Route 12 , Sangerfield, NY, 13455
Travelers M L Croad Insurance Agency 200 E GARDEN ST, ROME, NY, 13440
Liberty Mutual Michelle E Dunham 5015 Campuswood Drive Ste 202, East Syracuse, NY, 13057
Farmers Ronald Rabidea 8557 Oswego Rd, Baldwinsville, NY, 13027
Travelers Todd C Roberts & Assoc Inc 131 SHERILL RD, SHERRILL, NY, 13461

Cost Of Homeowners Insurance By Street Near Whitestown, NY

Streets in Whitestown Area Homeowners Insurance Cost
5th St, Whitford Ave, Lamont Ave, Evergreen Ln, Murphy Manor, Castle Rd, Campbell Ave, Berra Ln, Meriton Dr, Judd Rd$601
Judd Rd, Trails Xing, Lyndon Ct, Royal Brook Ln, Davis Pl, Calvin Ave, Eberley Ave, Haven Pl, Meadow St, Co Rd 79$589
W Sinclair Ave, Kingsley Ct, Bell Rd, Poplar Ave, Cresthill Dr, Stuart Ct, Oakdale Cir, Montrose Ave, Meadowbrook Rd, Pleasant View Pl$596
Clear Rd, Crown Ln, Pig Farm Rd, Brentwood Ln, Pleasantview Pl, Kernan Ave, Symphony Pl, Dunham Pl, Bayberry Ln, High St$601
Mantle Dr, Comenale Cres, Paradise Ln, Lovers Ln, Slaytonbush Rd, Crestway Dr, Washington Dr, Hillcrest Dr, de Roe Ave, 9th St$587

Whitestown, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Whitestown$88 to $90
Oriskany$88
Whitesboro$87
Marcy$90

Whitestown, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oriskany village, New York $73 $97 $146
Whitesboro village, New York $73 $97 $146
New York Mills village, New York $73 $97 $146

Whitestown, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Whitestown, NY4.0%9.1%
Oriskany4.22%9.39%
Whitesboro4.38%9.32%
New York Mills3.95%9.45%

Whitestown Renters Insurance as a Percentage of Rent

Whitestown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 118 6.0% $798
$300 to $499 214 11.0% $1248
$500 to $749 836 44.0% $1923
$750 to $999 480 25.0% $2673
$1,000 to $1,499 165 8.0% $3798
$1,500 or more 66 3.0% $5448

Whitestown, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Whitestown Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,800$7,300
Net Savings to Whitestown Home Owner from High Deductible Plan $1,500

Whitestown, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Whitestown, NY Home Replacement Value MORE than Home Value Whitestown, NY Home Replacement Value LESS than Home Value
Replacement Value $111,000 $72,500
Insurance Premium based on Replacement Value $1,275 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $275/year

Example Whitestown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 1937943
Year Built 194219821964
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$100000-$125000$50000-$75000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Whitestown, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 155,000 Asphalt Shingles Roof 1,840 3 $1000-$2500 Deductible 110 1 Wood siding No
1960 80,000 Membrane Roof 1,260 2 $500 Deductible 240 3 Wood siding No
1989 90,000 Tile Roof 1,130 2 $2500-$5000 Deductible 320 7 Wood siding No
1962 225,000 Tile Roof 2,620 4 > $10,000 Deductible 630 9 Stucco siding yes
1942 160,000 Shingles Roof 1,920 3 $5000 to $10,000 Deductible 610 7 Stucco siding yes
1985 125,000 Slate Shingles Roof 1,650 3 $500- $1000 Deductible 1000 8 Stucco siding No
1976 255,000 Slate Shingles Roof 2,760 4 $500- $1000 Deductible 340 2 Brick siding No
1972 135,000 Composition Roof 2,040 3 $500 Deductible 540 4 Stone Siding No
1989 120,000 Tile Roof 1,400 2 $500 Deductible 400 4 Brick siding No
1944 150,000 Composition Roof 1,620 3 $1000-$2500 Deductible 480 5 Stone Siding yes
1966 345,000 Wood Shake Roof 4,390 5 $500 Deductible 2340 9 Stone Siding No
1979 125,000 Asphalt Shingles Roof 1,830 5 $500- $1000 Deductible 270 3 Stone Siding yes
1947 105,000 Membrane Roof 1,280 2 $500 Deductible 490 6 Stucco siding yes
1970 85,000 Shingles Roof 1,110 2 $500- $1000 Deductible 110 2 Fiber-Cement Siding No
1960 225,000 Wood Shake Roof 3,360 4 $5000 to $10,000 Deductible 640 6 Stone Siding yes
1943 145,000 Asphalt Shingles Roof 1,620 4 $2500-$5000 Deductible 150 2 Vinyl siding No
1987 125,000 Shingles Roof 1,830 3 $2500-$5000 Deductible 420 6 Fiber-Cement Siding yes
1975 135,000 Wood Shake Roof 2,010 4 $500- $1000 Deductible 1240 9 Fiber-Cement Siding yes
1945 230,000 Wood Shake Roof 2,950 5 > $10,000 Deductible 760 8 Vinyl siding yes
1977 110,000 Tile Roof 1,230 2 $2500-$5000 Deductible 240 4 Vinyl siding yes
1968 150,000 Tile Roof 1,740 3 $500 Deductible 770 5 Fiber-Cement Siding yes
1984 285,000 Composition Roof 3,690 5 $1000-$2500 Deductible 450 2 Fiber-Cement Siding yes
1967 300,000 Shingles Roof 3,450 5 $500 Deductible 2080 7 Vinyl siding yes
1981 100,000 Slate Shingles Roof 1,530 3 $500 Deductible 900 12 Wood siding yes
1942 125,000 Asphalt Shingles Roof 1,740 2 $2500-$5000 Deductible 440 4 Stucco siding No
1976 290,000 Tile Roof 3,430 5 $1000-$2500 Deductible 200 1 Stucco siding yes
1986 190,000 Membrane Roof 2,660 4 $5000 to $10,000 Deductible 1090 10 Wood siding No
1947 200,000 Membrane Roof 2,200 5 > $10,000 Deductible 860 9 Fiber-Cement Siding yes
1967 170,000 Slate Shingles Roof 2,670 4 $1000-$2500 Deductible 560 5 Stone Siding No
1989 95,000 Membrane Roof 1,060 2 $1000-$2500 Deductible 170 3 Fiber-Cement Siding yes
1984 125,000 Asphalt Shingles Roof 1,530 2 $1000-$2500 Deductible 1070 10 Brick siding yes
1967 205,000 Wood Shake Roof 3,350 5 $500 Deductible 1370 7 Brick siding yes
1948 220,000 Tile Roof 3,030 4 $500 Deductible 360 2 Stucco siding No
1978 175,000 Shingles Roof 2,080 5 $500- $1000 Deductible 770 4 Vinyl siding yes