Whitesburg Insurance Rates:

Whitesburg, KY homeowners insurance is nearly $619 to $845, about $51-$70/month. Our all inclusive analysis reveals consumers can save as much as $293 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Whitesburg, KY Homeowners Insurance By Home Value

Whitesburg, KY Home Value Total Homes % of Total Average Whitesburg, KY Homeowners Insurance
Less than $50,000 888 40.0% $300
$50,000 to $59,999 219 9.0% $630
$60,000 to $69,999 169 7.0% $784
$70,000 to $79,999 106 4.0% $901
$80,000 to $89,999 129 5.0% $1026
$90,000 to $99,999 97 4.0% $1150
$100,000 to $124,999 150 6.0% $1326
$125,000 to $149,999 112 5.0% $1663
$150,000 to $174,999 71 3.0% $1964
$175,000 to $199,999 71 3.0% $2264
$200,000 to $249,999 124 5.0% $2726
$300,000 to $399,999 61 2.0% $4236

Top Home Insurance Agents Near Whitesburg, KY

Home Insurance Company Near Whitesburg, KY Homeowners Insurance Agency Near Whitesburg, KY Address
Allstate Jimmy Johnson 3868 Hoot Owl Rd # 2, Grundy, VA, 24614
Allstate Norton Ins Agency 132 11th Street, Norton, VA, 24273
Allstate Tug Valley Insurance Agency Rt. 1 Box 75-A, Williamson, WV, 25661
Travelers C C Belcher Insurance Agency Inc 503 MAIN ST, HAYSI, VA, 24256
State Farm Dlana Bodmer 742 East Main St., Lebanon, VA, 24266-1330

Cost Of Homeowners Insurance By Street Near Whitesburg, KY

Streets in Whitesburg Area Homeowners Insurance Cost
Angel Rd, R C Dr, Wren Rd, Allen Branch, Cr-1469, Allen K Hollow, Foggy Valley, Cinnamon Rd, Barbra Bates Rd, Pistol City$727
Gum Rd, Sturgill Branch, Brock Mtn Rd, Cr-1730, Persimmon Dr, Little Dry Fork Rd, Downhill Dr, Donnie Banks Rd, Cat Dr, Church St$725
Cr-1774, Boatwright Dr, Cr-1537, Cr-1732, Cr-1571, Andrew Ln, George B Branch Rd, Vermillion Ave, Cs-1073, Maple St$730
Escort Dr, Foothills Rd, Cr-1613, Karen Leigh Ln, W Wind Ln, Tango Dr, Banks St, Husky Dr, Walk Rd, Richmond Dr$727
Emerson Dr, Driftwood Loop, State Hwy 3401, Mayking Btm, Amber Ln, Easy St, Powell-Widner Rd, Alfords Ln, Heritage Ln, Peach Dr$726

Whitesburg, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Whitesburg$109 to $112
Letcher County$109
Mayking$112
Millstone$104

Whitesburg, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Letcher County, Kentucky $91 $121 $182
Mayking CDP, Kentucky $94 $125 $187
Eolia CCD, Letcher County, Kentucky $92 $122 $183

Whitesburg, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Whitesburg, KY6.4%23.8%
Letcher County7.79%25.1%
Mayking7.42%42.52%
Eolia7.85%23.44%

Whitesburg Renters Insurance as a Percentage of Rent

Whitesburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 66 14.0% $362
$200 to $299 23 5.0% $812
$300 to $499 170 38.0% $1262
$500 to $749 136 30.0% $1937
$750 to $999 34 7.0% $2687
$1,000 to $1,499 16 3.0% $3812

Average Cost Of Home Insurance By Company In Areas Nearby Whitesburg For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
125,000 Frame 29 years American Bankers Insurance Company Of Florida 2,019
125,000 Frame 29 years Anchor Specialty Insurance Company 0
125,000 Frame 29 years Encompass Insurance Company Of America 840
150,000 Brick Veneer 19 years Lm Insurance Corporation 1,468
150,000 Brick Veneer 19 years Praetorian Insurance Company 1,536
125,000 Frame 29 years Unitrin Auto And Home Insurance Company 2,117
150,000 Brick Veneer 19 years Aegis Security Insurance Company 0
150,000 Brick Veneer 19 years Esurance Insurance Company 1,033
250,000 Masonry 9 years Great Northern Insurance Company 1,376
125,000 Frame 29 years Ids Property Casualty Insurance Company 447

Whitesburg, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Whitesburg Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,800$7,200
Net Savings to Whitesburg Home Owner from High Deductible Plan $600

Whitesburg, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Whitesburg, KY Home Replacement Value MORE than Home Value Whitesburg, KY Home Replacement Value LESS than Home Value
Replacement Value $71,500 $47,500
Insurance Premium based on Replacement Value $425 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,000 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Whitesburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmErie InsuranceTravelers
Monthly Premium 203119
Year Built 200019991982
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $50000-$75000$100000-$125000$50000-$75000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Whitesburg, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 110,000 Tile Roof 1,970 4 $2500-$5000 Deductible 540 12 Vinyl siding No
1987 100,000 Composition Roof 2,370 3 $1000-$2500 Deductible 250 7 Stucco siding yes
1963 130,000 Wood Shake Roof 2,200 4 $500 Deductible 580 10 Stucco siding No
1997 75,000 Wood Shake Roof 1,240 3 $500- $1000 Deductible 310 9 Stone Siding yes
1986 115,000 Slate Shingles Roof 1,960 3 $500- $1000 Deductible 220 5 Stucco siding No
1986 65,000 Asphalt Shingles Roof 1,300 3 $500 Deductible 50 2 Stucco siding yes
2003 75,000 Slate Shingles Roof 1,480 3 $500 Deductible 50 2 Wood siding No
1969 130,000 Wood Shake Roof 2,170 4 $1000-$2500 Deductible 510 9 Stucco siding No
1995 115,000 Membrane Roof 1,830 3 $500 Deductible 50 1 Wood siding yes
2001 100,000 Metal Roof 1,850 3 $2500-$5000 Deductible 170 5 Brick siding yes
1966 160,000 Tile Roof 3,010 4 $5000 to $10,000 Deductible 350 7 Brick siding No
1995 110,000 Tile Roof 2,020 4 $500- $1000 Deductible 250 5 Wood siding yes
1967 155,000 Tile Roof 2,520 4 $2500-$5000 Deductible 300 6 Vinyl siding yes
1997 125,000 Wood Shake Roof 2,270 3 $500- $1000 Deductible 140 4 Vinyl siding yes
1997 120,000 Metal Roof 2,210 3 $2500-$5000 Deductible 410 12 Brick siding No
1986 130,000 Asphalt Shingles Roof 2,850 4 $2500-$5000 Deductible 370 10 Brick siding No
1964 85,000 Composition Roof 1,320 3 $1000-$2500 Deductible 350 10 Brick siding yes
1995 145,000 Metal Roof 2,250 3 $2500-$5000 Deductible 280 6 Fiber-Cement Siding No
1982 75,000 Wood Shake Roof 1,570 3 $500- $1000 Deductible 460 12 Brick siding No
1990 185,000 Metal Roof 2,970 4 $2500-$5000 Deductible 370 5 Fiber-Cement Siding No
1981 100,000 Asphalt Shingles Roof 1,830 3 $1000-$2500 Deductible 80 3 Fiber-Cement Siding yes
1989 100,000 Wood Shake Roof 2,230 4 $500 Deductible 240 6 Vinyl siding No
1992 90,000 Asphalt Shingles Roof 1,950 4 $2500-$5000 Deductible 300 12 Fiber-Cement Siding yes
2004 195,000 Tile Roof 3,290 4 $500 Deductible 900 8 Stucco siding yes
1981 105,000 Wood Shake Roof 2,380 3 $500- $1000 Deductible 60 2 Stucco siding yes
2003 75,000 Shingles Roof 1,690 4 $2500-$5000 Deductible 240 10 Wood siding No
1996 205,000 Wood Shake Roof 3,250 4 $500- $1000 Deductible 590 7 Wood siding No
2008 120,000 Membrane Roof 2,640 4 $500- $1000 Deductible 50 1 Stucco siding yes