White Oak Insurance Rates:

White Oak, NC homeowners insurance is roughly $549 to $747, about $45-$62/month. Our thorough research indicates shoppers can save as much as $259 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State farm refuses to pay out the money that you deserve if you are in an accident. they will fight tooth and nail to keep their money. do not have your best interests at heart.
State Farm
The agents at state farm are very friendly, and always willing to help with any questions i ask. i feel i get the most accurate, and easy to understand information.
Erie Insurance
They are always very responsive to any questions or problems I might have when I call the office. I have also been able to do business with them through email which is faster and more convenient than waiting for them to send me forms in the mail.
Farmer's Insurance
They are really quick to reply to my calls and are good about answering all my questions. I like the personal feel of their customer service.
Progressive
I found that it was significantly cheaper than other firms. We went with them primarily for auto insurance but even with adding quite a few rider policies we ended up with about the same cost as before.
Allstate
Whenever I had a question, I can just call Allstate customer service and someone always picks up to answer. The audio is always clear and sharp. The staff was always willing to help.

White Oak, NC Homeowners Insurance By Home Value

White Oak, NC Home Value Total Homes % of Total Average White Oak, NC Homeowners Insurance
Less than $50,000 244 1.0% $51
$100,000 to $124,999 162 1.0% $226
$125,000 to $149,999 322 2.0% $285
$150,000 to $174,999 1,240 8.0% $336
$175,000 to $199,999 1,067 7.0% $388
$200,000 to $249,999 2,435 17.0% $473
$250,000 to $299,999 3,162 22.0% $576
$300,000 to $399,999 5,303 37.0% $732

Top Home Insurance Agents Near White Oak, NC

Home Insurance Company Near White Oak, NC Homeowners Insurance Agency Near White Oak, NC Address
NA Newton Grove Insurance & Realty, Inc. 206 Clinton Street , Newton Grove, NC, 28366
Nationwide All About Insurance 590 East Chatham St Ste 100, Cary, NC, 27511
Travelers All Insurance Services Llc 12450 CLEVELAND ROAD STE 101, GARNER, NC, 27529
Liberty Mutual Independent Sentinel Risk Advisors 4700 Six Forks Rd Ste 200, Raleigh, NC, 27609
Erie The Young Group Of Fuquay 411 N Judd Parkway Ne Ste A, Fuquay-Varina, NC, 27526

Cost Of Homeowners Insurance By Street Near White Oak, NC

Streets in White Oak Area Homeowners Insurance Cost
Newington Way, Holleman St, Shady Ridge Ct, Hoy Ct, Cypress View Way, Maple Creek Ct, Laurel Bay Ln, Parkmist Cir, Waterton Ln, Chantilly Ct$637
Quail Cir, Graystar Rd, Sandy Whispers Pl, Old House Ct, S Salem St, Broadgait Brae Rd, Briarberry Ct, Mellonsbury Dr, Apex Peakway, Great Ridge Ct$641
Ivy Glen Dr, Reunion Ridge Way, Hortons Creek Rd, Peace Haven Pl, Kelly West Dr, Blossom Grove Dr, State Rd 1624, Brittley Way, Walnut Woods Dr, Pink Cherokee Ct$663
Shady Grove Church Rd, Purple Glory Dr, Prince Albert Ln, W Sterlington Pl, Citreon Ct, Wadsworth Ct, Frances Green Ln, Alsace Dr, Briardale Ave, Pine Knob Ct$670
Forthview Way, Walden Creek Dr, Shackleton Rd, Monument View Ln, State Rd 1167, Old Kestrel Dr, Waterford Green Dr, Friendship Rd, Shearon Harris Rd, Highstone Rd$623
Northlands Dr, Modena Dr, State Rd 1142, Gilmanton Rd, Poets Corner Ct, Carpenter Fire Station Rd, Haywood Hall Ln, Revere Crossing Ln, Winterborne Dr, State Rd 1614$702
Overcliff Dr, Trackimire Ln, Deer Valley Dr, Enfield Ridge Dr, Celandine Dr, Stonecroft Ln, Montford Hall Dr, Jenks Rd, Bethelview Ct, Country Valley Ct$697
Austin Pond Dr, Easton St, Elan Hall Rd, Hazelhurst Cir, Evening Star Dr, Old Ivey Rd, Zeno Rd, Cabana Dr, Reunion Woods Trl, State Rd 1604$617
Green Level To Durham Rd, O'Kelly Ln, Potomac Grove Pl, Bexley Hills Bend, Carpenter Upchurch Rd, State Rd 1632, Beaver Dam Rd, Silky Dogwood Trl, Ronaldsby Dr, Blackmar St$688
Katahdin Ave, Knightsborough Way, River Dee Ct, Minton Valley Ln, Towhee Dr, White Bloom Ln, Vintage Grove Ln, Green Hope School Rd, Barcladine Ct, Misty Hollow Ln$636

White Oak, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
White Oak$96 to $99
Apex$94
Cary$97
Morrisville$95

White Oak, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Apex town, North Carolina $95 $126 $189
Cary town, North Carolina $97 $129 $194
Morrisville town, North Carolina $95 $127 $191

White Oak, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
White Oak, NC2.8%10.6%
Apex3.07%12.04%
Cary2.86%9.87%
Morrisville2.9%11.92%

White Oak Renters Insurance as a Percentage of Rent

White Oak Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 717 12.0% $1883
$750 to $999 1,870 33.0% $2633
$1,000 to $1,499 2,031 35.0% $3758
$1,500 or more 986 17.0% $5408

White Oak, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$4,800
Yearly White Oak Homeowner Insurance Premium Example $3,500$2,500
Out of Pocket Expense During Claim$1,800$4,800
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $15,800$14,800
Net Savings to White Oak Home Owner from High Deductible Plan $1,000

White Oak, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario White Oak, NC Home Replacement Value MORE than Home Value White Oak, NC Home Replacement Value LESS than Home Value
Replacement Value $276,000 $164,500
Insurance Premium based on Replacement Value $1,600 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $67,500 Risk Exposure from Under Insuring Coverage is $44,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $400/year

Example White Oak Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualErie InsuranceFarmers Insurance
Monthly Premium 10611296
Year Built 200620132005
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$350000-$400000$250000-$300000
Deductible $500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for White Oak, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 300,000 Composition Roof 1,630 4 $1000-$2500 Deductible 980 9 Wood siding yes
2000 450,000 Asphalt Shingles Roof 2,750 4 > $10,000 Deductible 110 1 Stone Siding yes
2013 395,000 Composition Roof 2,230 4 $500 Deductible 790 4 Fiber-Cement Siding No
2014 210,000 Wood Shake Roof 1,310 3 $1000-$2500 Deductible 540 8 Brick siding yes
2013 235,000 Shingles Roof 1,400 3 > $10,000 Deductible 320 7 Vinyl siding yes
2014 270,000 Slate Shingles Roof 1,750 4 > $10,000 Deductible 700 10 Stone Siding No
2012 315,000 Composition Roof 2,230 5 $1000-$2500 Deductible 310 3 Brick siding No
2006 930,000 Wood Shake Roof 4,980 5 $5000 to $10,000 Deductible 1310 6 Stucco siding No
2012 400,000 Shingles Roof 2,480 4 $2500-$5000 Deductible 600 5 Stone Siding No
2013 400,000 Wood Shake Roof 2,250 5 $2500-$5000 Deductible 110 1 Stone Siding yes
2001 310,000 Wood Shake Roof 1,840 3 $5000 to $10,000 Deductible 700 12 Stucco siding yes
2009 765,000 Membrane Roof 4,490 5 $500- $1000 Deductible 1140 4 Fiber-Cement Siding No
2010 630,000 Asphalt Shingles Roof 4,130 5 > $10,000 Deductible 200 1 Stucco siding No
2014 290,000 Wood Shake Roof 2,260 4 $1000-$2500 Deductible 320 3 Brick siding No
2000 390,000 Metal Roof 2,230 3 $500- $1000 Deductible 130 1 Vinyl siding yes
2010 490,000 Membrane Roof 3,870 5 $500 Deductible 1390 7 Brick siding No
2012 245,000 Metal Roof 1,800 5 $5000 to $10,000 Deductible 680 12 Vinyl siding No
2005 230,000 Wood Shake Roof 1,720 3 $5000 to $10,000 Deductible 140 3 Vinyl siding yes
2010 595,000 Composition Roof 3,560 5 $5000 to $10,000 Deductible 190 1 Fiber-Cement Siding No
2011 300,000 Wood Shake Roof 2,180 4 > $10,000 Deductible 470 7 Brick siding No
2013 280,000 Slate Shingles Roof 1,990 4 $1000-$2500 Deductible 970 10 Brick siding No
2011 300,000 Membrane Roof 1,790 3 $500 Deductible 260 2 Fiber-Cement Siding No
2008 265,000 Asphalt Shingles Roof 1,790 5 $5000 to $10,000 Deductible 520 8 Stucco siding yes
2013 365,000 Slate Shingles Roof 2,710 5 $5000 to $10,000 Deductible 770 6 Brick siding No
2005 245,000 Wood Shake Roof 1,630 3 $500 Deductible 160 2 Fiber-Cement Siding No