Wheeling Insurance Rates:

Wheeling, WV homeowners insurance is roughly $763 to $1,036, about $63-$86/month. Our complete guide reveals consumers can save as much as $360 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Allstate offers rewards where a member can be rewarded for having a plan with the insurance company. that is a good thing because i like free things
Allstate
I hate the fact that their customer care services are average. they put you on hold for a long time, which is something that can easily be rectified.
State Farm
Insurance premiums can be paid online right through their site which is a convenience. it also has the policy details which are easy to understand.
State Farm
They're always helping us by finding better discounts and keeping our costs down. Our state is awful for car insurance and they always find a way to reduce it to about $100/month.
Progressive
Progressive has been very helpful and friendly every time I’ve called them. I was a little concerned about the kind of service I'd receive calling a 1-800 number but I’ve been very satisfied.
Liberty Mutual
Very responsive to phone and email interactions.
Allstate
The website is well organized and simple to use. I can make a wide variety of changes to my account on the site and can chat with a customer service rep if needed. The site is no very cluttered which is something that I especially appreciate. All contract information is easy to find.

Wheeling, WV Homeowners Insurance By Home Value

Wheeling, WV Home Value Total Homes % of Total Average Wheeling, WV Homeowners Insurance
Less than $50,000 1,717 21.0% $234
$50,000 to $59,999 307 3.0% $504
$60,000 to $69,999 493 6.0% $630
$70,000 to $79,999 647 8.0% $720
$80,000 to $89,999 694 8.0% $819
$90,000 to $99,999 563 7.0% $918
$100,000 to $124,999 1,042 13.0% $1062
$125,000 to $149,999 576 7.0% $1332
$150,000 to $174,999 719 9.0% $1575
$175,000 to $199,999 376 4.0% $1818
$200,000 to $249,999 315 3.0% $2178
$250,000 to $299,999 211 2.0% $2664
$300,000 to $399,999 224 2.0% $3393

Top Home Insurance Agents Near Wheeling, WV

Home Insurance Company Near Wheeling, WV Homeowners Insurance Agency Near Wheeling, WV Address
NA Lloyd's Of Pittsburgh 1102 S Braddock Ave Ste 3 Pittsburgh, PGH, PA, 15218
Travelers Bill Flinn Agency 2754 S Park Road, Bethel Park, PA, 15102
Travelers James L Smith Insurance Agency Inc 304 COCHRAN RD, PITTSBURGH, PA, 15228
Liberty Mutual Independent Mcmahon Kenneth & Associates Inc 201 E LINCOLN AVENUE, MCDONALD, PA, 15057
State Farm Mike Schuetz 160 Cunningham Ave., Cadiz, OH, 43907

Cost Of Homeowners Insurance By Street Near Wheeling, WV

Streets in Wheeling Area Homeowners Insurance Cost
Wheeling Park Dr, Valley View Ave, Forest Brook, Leopold Ln, America Ave, Sherwood Ave, Overbrook Ave, Strafford Circle Villa, Stinger St, Fairfield Dr$900
Elm Crest Dr, 29th St, Leatherwood Ln, Lynn Acre, 22nd St, Maplewood Ave, Frissell Ave, N 25th St, Camp St, Bebel St$897
Park View Ln, Wilson St, Floral Dr, Wilson Ln, Ln 7, Ave A, Technology Dr, Maple Davis Ln, 6th St, Haddale Ave$926
Highland Ave, Hornbrook Ave, Market St, Front St, Ln 8, S Park St, Jewel Dr, Wayne Rd, Alum St, 21st St$894
Knox Ln, S Huron St, Spanish Manor, Pontiac Ave, Skipper Ln, Balsam Dr, Ln I, Mount de Chantal Rd, 23rd St, Clifton Heights Blvd$931
Springdale Hts Rd, Bed Rock Ln, Silgon Dr, Village Ln, Charles St, Poplar Ave, Harriet Ave, Valley Blvd, Rising Sun Ln, Euclid Ave$892
Walters Ave, Labrador Ln, Co Hwy 15/1, Steenrod Ave, Echo Point Cir, Paulo Ave, Ruth Ave, Mount View Rd, Virginia St, Taylor Ave$881
W Cardinal, Oriole Ct, America Ave, Northwood Ct, Handlan St, New Jersey St, Elm St, Berkshire Dr, N 24th St, Conrad Ln$907
Pine Ave, Bear Rock Park Rd, Edgington Ln, Lock Ave, Forney Dr, Hendricks Ave, Long Ln, S Front St, Heritage Dr, Wilson Dr$894
Elmwood Dr, Fink St, 37th St, Lilac Ln, Lee Wood Farms, Florida St, Delwood Ave, Glenwood Rd, S Broadway St, Thornhill Dr$942

Wheeling, WV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wheeling$134 to $137
Bethlehem$137
Martins Ferry$100
Bridgeport$99

Wheeling, WV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bethlehem village, West Virginia $115 $153 $229
Martins Ferry city, Ohio $84 $112 $168
Bridgeport village, Ohio $83 $110 $165

Wheeling, WV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wheeling, WV8.2%24.6%
Bethlehem7.61%26.17%
Martins Ferry6.71%17.75%
Bridgeport6.02%18.86%

Wheeling Renters Insurance as a Percentage of Rent

Wheeling Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 301 6.0% $373
$200 to $299 472 10.0% $823
$300 to $499 1,085 24.0% $1273
$500 to $749 1,578 35.0% $1948
$750 to $999 710 15.0% $2698
$1,000 to $1,499 267 6.0% $3823

Wheeling, WV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Wheeling Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,300$7,700
Net Savings to Wheeling Home Owner from High Deductible Plan $600

Wheeling, WV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wheeling, WV Home Replacement Value MORE than Home Value Wheeling, WV Home Replacement Value LESS than Home Value
Replacement Value $179,500 $132,500
Insurance Premium based on Replacement Value $725 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $50/year

Example Wheeling Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualErie InsuranceAmica Mutual Insurance Company
Monthly Premium 414038
Year Built 196919891958
Home Details 2 Beds, 1 Baths5 Beds, 4 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$100000-$125000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Wheeling, WV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 105,000 Membrane Roof 1,960 4 $500- $1000 Deductible 330 8 Brick siding No
1970 150,000 Metal Roof 2,000 5 $500- $1000 Deductible 440 6 Brick siding yes
1960 180,000 Membrane Roof 2,830 4 $1000-$2500 Deductible 310 5 Stone Siding yes
1970 150,000 Slate Shingles Roof 2,160 3 $500 Deductible 340 5 Fiber-Cement Siding No
1983 150,000 Slate Shingles Roof 2,570 4 $5000 to $10,000 Deductible 110 2 Brick siding No
1942 210,000 Asphalt Shingles Roof 3,270 4 $500- $1000 Deductible 660 8 Fiber-Cement Siding yes
1976 120,000 Metal Roof 2,050 4 $500- $1000 Deductible 550 12 Stucco siding No
1986 80,000 Metal Roof 1,270 2 $500- $1000 Deductible 100 5 Stucco siding yes
1984 105,000 Asphalt Shingles Roof 1,720 2 $500- $1000 Deductible 420 10 Fiber-Cement Siding No
1974 55,000 Tile Roof 970 2 $2500-$5000 Deductible 50 2 Fiber-Cement Siding yes
1943 100,000 Tile Roof 1,650 2 $2500-$5000 Deductible 240 7 Brick siding yes
1969 110,000 Asphalt Shingles Roof 1,810 4 $2500-$5000 Deductible 290 7 Wood siding yes
1970 315,000 Membrane Roof 4,570 5 $500 Deductible 1500 12 Stucco siding No
1973 135,000 Tile Roof 2,230 4 $500- $1000 Deductible 330 7 Vinyl siding No
1970 100,000 Wood Shake Roof 1,660 3 $500 Deductible 150 4 Stucco siding No
1948 100,000 Metal Roof 1,700 2 $500- $1000 Deductible 170 6 Stone Siding yes
1980 70,000 Asphalt Shingles Roof 1,230 3 $500- $1000 Deductible 20 1 Stucco siding No
1951 135,000 Tile Roof 1,710 2 $500 Deductible 710 10 Wood siding No
1956 265,000 Slate Shingles Roof 3,390 4 $500- $1000 Deductible 360 4 Vinyl siding yes
1953 305,000 Slate Shingles Roof 3,850 5 $500- $1000 Deductible 460 4 Brick siding yes
1953 125,000 Tile Roof 2,310 5 $500 Deductible 140 3 Brick siding yes
1971 140,000 Membrane Roof 1,880 4 $2500-$5000 Deductible 180 5 Fiber-Cement Siding yes
1988 140,000 Metal Roof 1,790 2 $500 Deductible 750 10 Wood siding No
1973 220,000 Membrane Roof 3,190 4 $2500-$5000 Deductible 470 7 Vinyl siding yes
1982 130,000 Wood Shake Roof 2,270 3 $500- $1000 Deductible 350 6 Fiber-Cement Siding yes
1953 140,000 Tile Roof 2,220 3 $2500-$5000 Deductible 540 12 Stone Siding No