$1,030
Homeowners Insurance Cost - Wheeling, IL
$292,000
Median Home Value - Wheeling, IL
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$12.36 | $1,017.64 |
| $1000 Deductible | -$109.39 | $920.61 |
| $1500 Deductible | -$163.36 | $866.64 |
| $2000 Deductible | -$243.29 | $786.71 |
| $2500 Deductible | -$290.46 | $739.54 |
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$237 | $793 |
| 30 year old | +$15 | $1,045 |
| 40 year old | +$27 | $1,057 |
| 50 year old | +$39 | $1,069 |
| Above 50 year old | +$49 | $1,079 |
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$103 | $927 |
| Superior | -$93 | $937 |
| Masonry | -$52 | $979 |
| Brick | -$52 | $979 |
| Hail Resistant Roof | -$31 | $999 |
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$21 | $1,051 |
| Swimming Pool With A Diving Board | +$41 | $1,071 |
| Swimming Pool With Slide | +$62 | $1,092 |
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $31 | $999 |
| Police Department | $10 | $1,020 |
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$432.6 | $1,463 |
| Filing a Second Liability Claim | +$391.4 | $1,421 |
| Filing a Second Theft Claim | +$391.4 | $1,421 |
| Filing a Second Water Claim | +$339.9 | $1,370 |
| Filing a Fire Claim | +$206.0 | $1,236 |
| Filing a Liability Claim | +$195.7 | $1,226 |
| Filing a Theft Claim | +$195.7 | $1,226 |
| Filing a Water Claim | +$164.8 | $1,195 |
| Filing a Weather Claim | +$164.8 | $1,195 |