Wheeling Insurance Rates:

Wheeling, IL homeowners insurance is approximately $702 to $953, about $58-$79/month. Our all inclusive guide indicates shoppers can save upto $330 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
AAA was easy to work with and has a great product with great prices. Their customer service is great and responds quickly and there is a good amount of support on their website.
Allstate
I like to know what is covered and what is not and they make that very clear. and if it isn't they are easy to contact
Allstate
It lacks personal service. Because it is such a big company, they don't do much for an individual person.
Homesite Insurance
When filing a claim for water damage, homesite was very empathetic to our situation and very helpful in providing all necessary information to start fixing our home.
State Farm
I like the app because it gives me easy access to my information on my phone and I don't have to be near my computer.
Progressive
We have limited options for companies that will cover a home with a flat roof but the premium is neither high nor low
Pekin Insurance
The only thing I dislike is my premium. I wish it could be lower, but I have not been able to find a lower rate. My city has a high cost of living.
State Farm
I like State Farm because the rates are really good and they have really good customer service. They treat their customers with respect and seem to really care about their customers.
American Family
Compared to the amount of coverage I get on my house, my premium is extremely low compared to offers that I have acquired from other companies.
Travelers
Overall I would like to pay less money I would like to have a loyalty rate adjustment due to the time I been with the company
State Farm
The company's premium is quite high compared to some of the other companies and I would be open to exploring other options, but for now, I am comfortable with the name of the company and it gives me some peace of mind.
Travelers
The size can be concerning and I wonder how I would be treated if I had a claim. I am not sure if they would jack my premiums up or mot
Allstate
I would not recommend any insurance company to anyone. Insurance has turned into just ripping us off so that they can make as much money as possible for doing absolutely nothing. it's pathetic but at this point that's america.
Progressive
I would recommend this insurance company since it has always been responsible at the time of one use
Aaa
I would recommend AAA because they are a reputable company that provides excellent customer service. I had a claim about 6 years ago & they made the whole process super easy for me.
Aaa
I like the companys customer service. I think they are a great company.
State Farm
I like their helpfulness and customer service, as well as their speed in handling our claim. They also helped us find a quick and cheap company to do the actual repairs once the claim had been approved. They made an unpleasant situation as easy as possible.
Homesite Insurance
We had a significant payout on our claim. It was handled quickly and they were always there to answer any question. It was done right
State Farm
I like the ease of the use of the website and being able to make my payments online and view my bills and policies. I feel like the prices I pay for insurance are fair.
Progressive
I like how they treat me with a respect and friendship and not just another client. I like they are personable and cover so much about my house. They made finding insurance for my first house so easy and I can depend on them.
State Farm
I dislike that this company cannot provide free insurance or unicorns. I have no complaints about my insurance company. Obviously it would be nice if they could be cheaper.

Wheeling, IL Homeowners Insurance By Home Value

Wheeling, IL Home Value Total Homes % of Total Average Wheeling, IL Homeowners Insurance
Less than $50,000 1,187 3.0% $66
$60,000 to $69,999 353 1.0% $173
$80,000 to $89,999 725 2.0% $231
$90,000 to $99,999 503 1.0% $256
$100,000 to $124,999 1,824 5.0% $297
$125,000 to $149,999 1,882 5.0% $372
$150,000 to $174,999 2,550 7.0% $446
$175,000 to $199,999 2,261 6.0% $512
$200,000 to $249,999 5,593 15.0% $620
$250,000 to $299,999 5,863 16.0% $760
$300,000 to $399,999 11,819 33.0% $959

Top Home Insurance Agents Near Wheeling, IL

Home Insurance Company Near Wheeling, IL Homeowners Insurance Agency Near Wheeling, IL Address
Travelers Fort Dearborn Insurance Agency 1370 MEADOW RD, NORTHBROOK, IL, 60062
Travelers Kevin Michael Mc Donald 200 E EVERGREEN STE 115, MT PROSPECT, IL, 60056
Allstate Patsy Harris 433 W 95th St, Chicago, IL, 60628
Farmers Vincent Valente 233 E Butterfield Rd, Elmhurst, IL, 60126
Travelers William J Goodman Ltd 18033 Martin Ave, Homewood, IL, 60430

Wheeling, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Wheeling, IL

Streets in Wheeling Area Homeowners Insurance Cost
E Valley Ln, E Highland Ave, Morrison Ave, N Spruce Ter, Hawthorn Rd, Allen Ln, E Elderberry Dr, Dun-Lo Dr, W Hawthorne St, Orange Ct$844
S Windsor Dr, N Somerset Ln, S Arthur Ave, Dun-Lo Ave, Essex St, Valley Stream Dr, Salem Walk, W Miner St, Picadilly Ct, S Evanston Ave$822
N Race Ave, N Lake Shore Cir, W Heather Ln, E Aztec Ln, Fairfield Ct, S School Ln, French Way, Carlyle Ct, N Luther Ln, Arrowwood Ln$837
N Hemlock Ln, N Stevenson Ln, Avalon Ct, W Whitehall Dr, E Grove St, Tilbury Ln, E Jennifer Ct, Hansom Dr, Wilshire Ln, Albert Ter$749
N Picadilly Cir, Mohawk Trl, W Brown St, Anne Ct, Brougham Dr, Minnaqua Dr, S Donald Ave, Sycamore Rd, Winesap Ct, Shannon Dr$822
E Brandenberry Ct, Hapsfield Ln, W Wing St, Wildwood Dr S, Leon Ln, N Claremont Dr, E Lillian Ave, Ely Ct, Garden Ct, Harmony Dr$861
Queens Ct, Clarendon Ct, Stanton Ct N, Coldren Dr, Valley Stream Dr, N Albert St, Sauk Ln, N Old Buffalo Grove Rd, E Appletree Ln, W Willow Rd$783
E Waverly Ln, Portwine Rd, N Phelps Ave, Russel St, Newport Ct, Derbyshire Ct, N Williamsburg St, Pearwinkle Way, Lehigh Ln, Piper Ln$844
Tree Ln, W Shure Dr, Sanborn Dr, Mohawk Ln, Stonegate Manor, W Raleigh Ct, W Park Pl, E Cardinal Ln, Radford Ct, W Partridge Ln$844
Avon Ct, W Mueller St, N Peartree Ln, Russell St, W Beechwood Ct, E Hackberry Ln, Commanche Trl, S Gibbons Ave, N Oak Wood Dr, Blue Jay Ct$886

Wheeling, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wheeling$123 to $126
Prospect Heights$123
Arlington Heights$127
Mount Prospect$125

Wheeling, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Prospect Heights city, Illinois $103 $137 $205
Arlington Heights village, Illinois $106 $141 $212
Mount Prospect village, Illinois $104 $139 $208

Wheeling, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wheeling, IL3.3%9.1%
Prospect Heights3.82%8.77%
Arlington Heights3.18%8.98%
Mount Prospect3.17%9.2%

Wheeling Renters Insurance as a Percentage of Rent

Wheeling Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 218 1.0% $304
$200 to $299 269 2.0% $754
$300 to $499 417 3.0% $1204
$500 to $749 623 4.0% $1879
$750 to $999 4,204 33.0% $2629
$1,000 to $1,499 5,087 40.0% $3754
$1,500 or more 1,715 13.0% $5404

Wheeling, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Wheeling Homeowner Insurance Premium Example $3,400$2,900
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $18,400$17,900
Net Savings to Wheeling Home Owner from High Deductible Plan $500

Wheeling, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wheeling, IL Home Replacement Value MORE than Home Value Wheeling, IL Home Replacement Value LESS than Home Value
Replacement Value $530,500 $318,000
Insurance Premium based on Replacement Value $3,075 $1,850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $90,000 Risk Exposure from Under Insuring Coverage is $122,500
Premium Impact Insurance cheaper by $700/year Insurance costlier by $525/year

Example Wheeling Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceAllstate
Monthly Premium 5416157
Year Built 196419741993
Home Details 3 Beds, 2 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$400000-$500000$175000-$200000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Wheeling, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 185,000 Slate Shingles Roof 1,270 3 $1000-$2500 Deductible 840 10 Stone Siding No
1972 490,000 Slate Shingles Roof 3,060 4 $1000-$2500 Deductible 2010 10 Stone Siding yes
1966 775,000 Asphalt Shingles Roof 4,890 5 > $10,000 Deductible 560 3 Wood siding No
1974 165,000 Membrane Roof 1,270 2 $500- $1000 Deductible 460 6 Stucco siding No
1997 300,000 Tile Roof 1,760 2 $500 Deductible 320 3 Stone Siding yes
1970 240,000 Shingles Roof 1,680 2 $500 Deductible 750 10 Fiber-Cement Siding No
1974 505,000 Metal Roof 2,910 5 $500- $1000 Deductible 1010 4 Stone Siding No
1961 265,000 Shingles Roof 2,100 3 $1000-$2500 Deductible 350 3 Wood siding yes
1965 320,000 Composition Roof 2,340 3 $1000-$2500 Deductible 540 4 Brick siding yes
1995 385,000 Tile Roof 2,520 4 > $10,000 Deductible 290 5 Wood siding yes
1969 345,000 Asphalt Shingles Roof 2,270 4 > $10,000 Deductible 550 12 Wood siding No
1974 190,000 Composition Roof 1,270 2 $500- $1000 Deductible 610 8 Wood siding yes
1994 550,000 Composition Roof 3,650 5 $2500-$5000 Deductible 520 4 Fiber-Cement Siding No
1972 650,000 Wood Shake Roof 3,950 5 $500- $1000 Deductible 500 2 Stucco siding yes
1985 290,000 Wood Shake Roof 2,330 3 $500- $1000 Deductible 1540 10 Brick siding yes
1979 245,000 Metal Roof 1,520 2 $500 Deductible 210 2 Stone Siding yes
1987 455,000 Tile Roof 3,220 4 > $10,000 Deductible 350 3 Fiber-Cement Siding yes
1993 670,000 Shingles Roof 4,790 5 $500- $1000 Deductible 260 1 Fiber-Cement Siding No
1961 235,000 Slate Shingles Roof 1,520 2 > $10,000 Deductible 320 5 Fiber-Cement Siding yes
1966 180,000 Slate Shingles Roof 1,410 3 $1000-$2500 Deductible 390 10 Stone Siding No
1975 170,000 Metal Roof 1,120 2 $500- $1000 Deductible 170 3 Stone Siding yes
1979 295,000 Slate Shingles Roof 1,680 5 $500- $1000 Deductible 1240 10 Stone Siding No
1999 220,000 Slate Shingles Roof 1,310 2 > $10,000 Deductible 600 12 Vinyl siding No
1987 575,000 Shingles Roof 3,390 5 $2500-$5000 Deductible 630 4 Stucco siding No
1991 230,000 Tile Roof 1,730 2 $2500-$5000 Deductible 70 1 Wood siding No
1991 630,000 Composition Roof 4,630 5 $500 Deductible 3560 12 Stucco siding yes
1961 415,000 Metal Roof 2,520 5 $500- $1000 Deductible 1110 8 Stone Siding yes
1997 210,000 Composition Roof 1,340 2 $2500-$5000 Deductible 240 4 Brick siding yes
1976 315,000 Composition Roof 1,990 4 $1000-$2500 Deductible 570 5 Stone Siding No
1982 220,000 Membrane Roof 1,290 3 $5000 to $10,000 Deductible 330 6 Wood siding yes
1985 115,000 Wood Shake Roof 900 1 $2500-$5000 Deductible 340 5 Brick siding No

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