Wheaton Insurance Rates:

Wheaton, MD homeowners insurance is roughly $613 to $832, about $51-$69/month. Our thorough research indicates shoppers can save upto $288 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
The premium and deductible for my policy is about on the same page as other home insurance policies but I get a small discount to bundle their other services as well.
Usaa
Our insurance company has impeccable customer service and is always available, day or night, if we need something or have a claim
Allstate
I would recommend Allstate because they give you more protection for your money. Not to mention they have the best prices around and it cannot be beat.
Usaa
When i call my insurance company the person i get is always helpful. they listen to what i am saying and even when i am done with my questions they ask me if there is anything further they can assist me with.
State Farm
I have been with them for about 15 years now and there are far more things i like about them than dislike.
Usaa
Usaa has no history of fraud that we have heard. considering how many insurance companies failed to pay out when hurricane katrina hit, i was glad to hear that usaa was not one of them. i trust usaa.
Allstate
Overall the company has a good reputation. They have a good website and mobile app. Their agents are very knowledgeable.
Usaa
I think our premium is a good price. We also get a discount if we pay ahead for 6 months or annually. I love that my insurance provider offers this.
Usaa
The premium offered by USAA is a little better than what is offered by other companies in this area. It is probably due to the business model employed by USAA.
Usaa
I dislike that they denied the one claim that I have ever submitted to them, and that they try very hard to get me to keep policies that I want to drop.
Usaa
Customer service is number 1. They are friendly, easy to talk to and I get answers to questions. They have helped me add and adjust the policy as my family has grown and when I have moved.
Farmer's Insurance
Progressive is willing to offer any type of policy you need. I have a standard policy to cover my home but they offer great flood products as well.
Erie Insurance
I have a $250 deductible which seems to be the norm for what I have seen. So I am happy with the deductible on my policy.

Wheaton, MD Homeowners Insurance By Home Value

Wheaton, MD Home Value Total Homes % of Total Average Wheaton, MD Homeowners Insurance
Less than $50,000 145 1.0% $50
$100,000 to $124,999 87 1.0% $231
$125,000 to $149,999 78 1.0% $288
$150,000 to $174,999 161 2.0% $339
$175,000 to $199,999 222 2.0% $389
$200,000 to $249,999 864 11.0% $469
$250,000 to $299,999 1,675 22.0% $577
$300,000 to $399,999 4,117 55.0% $736

Top Home Insurance Agents Near Wheaton, MD

Home Insurance Company Near Wheaton, MD Homeowners Insurance Agency Near Wheaton, MD Address
Travelers Bmc Insurance Llc 295-B BUCHEIMER RD, FREDERICK, MD, 21701
Travelers Carolina Concha Insurance Agency 3022 JAVIER RD SUITE 210, FAIRFAX, VA, 22031
Allstate Melody Alston 2411 Crofton Ln Ste 22, Crofton, MD, 21114
Erie Rick Stein Insurance Agency 5640 Nicholson Lane Suite 225, Rockville, MD, 20852
Allstate Riehl & Knode Insurance Agency Inc 3107 MAIN ST STE A, MANCHESTER, MD, 21102

Wheaton, MD Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Wheaton, MD

Streets in Wheaton Area Homeowners Insurance Cost
Delano St, Republic Rd, May Ct, Kohler Rd, Drumm Ct, Huntley Ave, Kemp Mill Rd, Dean Rd, Broadview Rd, Homestead Dr$719
Bucknell Dr, Kendall Ct, Gleason St, Atherton Ct, Barker St, Beechbank Rd, Alma St, Newton St, Inwood Ave, Drumm Ave$721
Valley View Ave, Joseph Mill Rd, Dalewood Dr, Monticello Ave, Idlewood Rd, Orebaugh Ave, Kingswell Ct, Drawbridge Ct, Highwood Rd, Admiralty Dr$704
Meredith Ave, Harris Ave, Nairn Rd, Sherwood Rd, Brightleaf Ct, Church Ln, Cone Ln, Pearson St, Glenpark Dr, Grays Ln$716
Forest Glen Rd, Monterrey Dr, Pendleton Dr, Folk St, Gladstone St, Farragut Ave, Estelle Rd, Edgebrook Rd, Gridley Ln, Saw Mill Ct$748

Wheaton, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wheaton$108 to $110
North Kensington$110
Glenmont$109
Kensington$120

Wheaton, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Kensington CDP, Maryland $92 $123 $184
Glenmont CDP, Maryland $92 $122 $183
Kensington town, Maryland $101 $134 $201

Wheaton, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wheaton, MD2.8%10.7%
North Kensington2.72%10.73%
Glenmont2.6%9.81%
Kensington2.15%8.04%

Wheaton Renters Insurance as a Percentage of Rent

Wheaton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 174 3.0% $323
$200 to $299 154 3.0% $773
$300 to $499 56 1.0% $1223
$500 to $749 180 4.0% $1898
$750 to $999 264 6.0% $2648
$1,000 to $1,499 1,206 27.0% $3773
$1,500 or more 2,356 53.0% $5423

Average Cost Of Home Insurance By Company In Areas Nearby Wheaton For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
480,000 500 Frame 35 American Strategic Insurance Corp. 1,536
580,000 1,000 Frame 15 American Strategic Insurance Corp. 1,597
580,000 1,000 Frame 15 Chubb National Insurance Co. 1,952
440,000 500 Frame 45 Farmers Insurance Exchange 961
440,000 500 Frame 45 Horace Mann Insurance Co. 1,553
440,000 500 Frame 45 Metropolitan Group Property And Casualty 1,895
530,000 1,000 Masonry 25 Safeco Insurance Co. Of America 816
530,000 1,000 Masonry 25 Travelers Home & Marine Insurance Co. 1,301
530,000 1,000 Masonry 25 Unitrin Auto & Home Insurance Co. 1,396
530,000 1,000 Masonry 25 Universal Property & Casualty Ins. Co. 1,644

Wheaton, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Wheaton Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $9,700$8,700
Net Savings to Wheaton Home Owner from High Deductible Plan $1,000

Wheaton, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wheaton, MD Home Replacement Value MORE than Home Value Wheaton, MD Home Replacement Value LESS than Home Value
Replacement Value $481,000 $347,000
Insurance Premium based on Replacement Value $2,650 $1,900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $86,500 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $475/year

Example Wheaton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceNationwide Insurance
Monthly Premium 68103210
Year Built 195219611978
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $350000-$400000$300000-$350000$800000-$900000
Deductible > $10,000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Wheaton, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1959 315,000 Composition Roof 1,820 4 $5000 to $10,000 Deductible 860 8 Vinyl siding No
1955 270,000 Metal Roof 1,520 3 $1000-$2500 Deductible 720 6 Vinyl siding yes
1979 510,000 Composition Roof 2,600 5 $5000 to $10,000 Deductible 640 4 Stucco siding yes
1957 290,000 Tile Roof 1,870 4 > $10,000 Deductible 320 5 Fiber-Cement Siding No
1979 340,000 Membrane Roof 2,010 5 $5000 to $10,000 Deductible 890 12 Stucco siding yes
1953 330,000 Wood Shake Roof 1,650 5 $2500-$5000 Deductible 680 8 Stucco siding yes
1960 370,000 Metal Roof 2,270 3 $2500-$5000 Deductible 1550 12 Vinyl siding yes
1950 580,000 Wood Shake Roof 3,000 4 > $10,000 Deductible 980 8 Brick siding No
1964 590,000 Shingles Roof 2,910 4 > $10,000 Deductible 130 1 Vinyl siding No
1973 325,000 Tile Roof 1,910 4 > $10,000 Deductible 490 5 Fiber-Cement Siding yes
1956 635,000 Wood Shake Roof 4,110 5 $5000 to $10,000 Deductible 1460 7 Fiber-Cement Siding No
1952 270,000 Metal Roof 1,610 4 $5000 to $10,000 Deductible 340 5 Stone Siding yes
1954 505,000 Composition Roof 2,860 5 $500- $1000 Deductible 1780 9 Stone Siding yes
1954 360,000 Membrane Roof 2,090 4 > $10,000 Deductible 510 5 Stucco siding yes
1964 330,000 Slate Shingles Roof 1,840 4 $1000-$2500 Deductible 980 8 Fiber-Cement Siding No
1969 410,000 Asphalt Shingles Roof 2,160 5 $500 Deductible 2200 12 Vinyl siding No
1974 495,000 Shingles Roof 3,060 4 > $10,000 Deductible 1300 12 Brick siding yes
1973 315,000 Wood Shake Roof 1,670 5 $500 Deductible 640 5 Stone Siding No
1962 395,000 Metal Roof 2,260 3 $500 Deductible 2600 12 Wood siding No
1970 345,000 Metal Roof 2,030 4 $500 Deductible 680 4 Stone Siding No
1965 460,000 Shingles Roof 2,460 4 > $10,000 Deductible 260 3 Vinyl siding yes
1961 310,000 Membrane Roof 1,880 3 $500- $1000 Deductible 230 2 Brick siding yes
1959 415,000 Metal Roof 2,390 3 $2500-$5000 Deductible 120 1 Stone Siding yes
1958 440,000 Shingles Roof 2,940 4 $2500-$5000 Deductible 1560 12 Vinyl siding No
1953 480,000 Tile Roof 2,930 4 $1000-$2500 Deductible 880 7 Wood siding yes
1978 265,000 Metal Roof 1,810 4 > $10,000 Deductible 710 12 Brick siding yes
1958 405,000 Metal Roof 2,080 3 $5000 to $10,000 Deductible 1190 9 Vinyl siding No
1961 355,000 Composition Roof 1,770 4 $500 Deductible 1190 9 Fiber-Cement Siding No
1974 430,000 Shingles Roof 2,150 5 $500 Deductible 1310 7 Stone Siding yes
1971 475,000 Asphalt Shingles Roof 3,130 5 $500- $1000 Deductible 2420 12 Vinyl siding yes
1955 220,000 Metal Roof 1,540 5 $5000 to $10,000 Deductible 50 1 Brick siding yes
1959 780,000 Asphalt Shingles Roof 4,160 5 $500 Deductible 1990 6 Wood siding yes
1952 305,000 Membrane Roof 1,960 3 > $10,000 Deductible 80 1 Stucco siding No
1968 255,000 Metal Roof 1,250 3 $2500-$5000 Deductible 370 5 Stone Siding No

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