Wheatley Heights Insurance Rates:

Wheatley Heights, NY homeowners insurance is nearly $555 to $756, about $46-$63/month. Our exhaustive guide reveals consumers can save as much as $262 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Wheatley Heights, NY Homeowners Insurance By Home Value

Wheatley Heights, NY Home Value Total Homes % of Total Average Wheatley Heights, NY Homeowners Insurance
Less than $50,000 20 4.0% $32
$125,000 to $149,999 9 2.0% $196
$150,000 to $174,999 14 3.0% $236
$200,000 to $249,999 32 7.0% $328
$250,000 to $299,999 62 14.0% $400
$300,000 to $399,999 279 65.0% $511

Top Home Insurance Agents Near Wheatley Heights, NY

Home Insurance Company Near Wheatley Heights, NY Homeowners Insurance Agency Near Wheatley Heights, NY Address
NA Coverage By Design Corp 1550 Ave Ste 4 , Deer Park, NY, 11729
NA Como & Nicholson, Inc. 501 Main St Ste 2D , Monroe, CT, 6468
Travelers Hagendoorn & Emond Insurance Inc 1011 High Ridge Rd, Stamford, CT, 6905
Travelers J Zamzok & Assoc Inc 35 WEST 36TH ST STE 11W, NEW YORK, NY, 10018
Liberty Mutual Jason Tansey 160 Pehle Avenue Ste 101, Saddle Brook, NJ, 7663

Cost Of Homeowners Insurance By Street Near Wheatley Heights, NY

Streets in Wheatley Heights Area Homeowners Insurance Cost
Dix Cir, Brookwood Dr, N 19th St, Lamar St, Peary Ave, S Alder St, Cornish Ct, Cornell Dr, S 17th St, N 26th St$642
Landscape Dr, N 16th St, N 20th St, Bunker Ct, Coventry Ct, Foothill Pl, Kean St, Otis Ave, N 15, Andrews Ave$662
Dale Ave, Sagamore Ln, W Hills Pl, Briarwood Rd, Clearview Dr, Cabot St, S 22nd St, S 18th St, N 28th St, Sturbridge Dr$644
Ethel Ct, N 24, Bkay Pl, S 26th St, Woodstock Dr, N 21st St, Adler Ave, Foxwood Dr, Burrs Ln, Midland Ln$656
W Farm Rd, Conway Ct, Hadley Dr, Plate Ave, Dale St, Barrington Dr, Stonington Cir, Merritt Ave, Nancy St, S 22nd St$646

Wheatley Heights, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wheatley Heights$97 to $100
Wyandanch$93
Melville$104
Deer Park$96

Wheatley Heights, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wyandanch CDP, New York $78 $103 $155
Melville CDP, New York $87 $115 $173
Deer Park CDP, New York $80 $107 $160

Wheatley Heights, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wheatley Heights, NY1.9%5.5%
Wyandanch2.1%5.35%
Melville1.66%5.79%
Deer Park1.89%5.33%

Wheatley Heights Renters Insurance as a Percentage of Rent

Wheatley Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 84 39.0% $2642
$1,000 to $1,499 33 15.0% $3767
$1,500 or more 97 45.0% $5417

Wheatley Heights, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Wheatley Heights Homeowner Insurance Premium Example $6,500$6,000
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $47,100$45,600
Net Savings to Wheatley Heights Home Owner from High Deductible Plan $1,500

Wheatley Heights, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wheatley Heights, NY Home Replacement Value MORE than Home Value Wheatley Heights, NY Home Replacement Value LESS than Home Value
Replacement Value $439,500 $313,000
Insurance Premium based on Replacement Value $5,150 $3,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $59,500 Risk Exposure from Under Insuring Coverage is $67,000
Premium Impact Insurance cheaper by $800/year Insurance costlier by $700/year

Example Wheatley Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 216113473
Year Built 196419721985
Home Details 4 Beds, 3 Baths5 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$300000-$350000$600000-$700000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Wheatley Heights, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 360,000 Composition Roof 1,520 5 > $10,000 Deductible 640 3 Fiber-Cement Siding yes
1966 600,000 Membrane Roof 3,080 4 $5000 to $10,000 Deductible 3140 8 Vinyl siding yes
1984 970,000 Slate Shingles Roof 4,480 5 $500 Deductible 1200 2 Fiber-Cement Siding yes
1974 395,000 Shingles Roof 2,140 5 $500 Deductible 420 1 Fiber-Cement Siding yes
1983 390,000 Composition Roof 1,950 4 > $10,000 Deductible 400 2 Stucco siding No
1983 970,000 Shingles Roof 4,060 5 $5000 to $10,000 Deductible 2340 5 Brick siding No
1972 775,000 Tile Roof 3,040 5 $5000 to $10,000 Deductible 2010 5 Brick siding yes
1984 710,000 Slate Shingles Roof 3,410 5 $500- $1000 Deductible 2060 4 Vinyl siding No
1978 595,000 Shingles Roof 3,090 5 $500- $1000 Deductible 2390 6 Vinyl siding yes
1988 765,000 Wood Shake Roof 3,330 4 $5000 to $10,000 Deductible 1680 4 Stone Siding No
1960 335,000 Asphalt Shingles Roof 1,800 5 $1000-$2500 Deductible 880 4 Wood siding yes
1961 815,000 Membrane Roof 4,710 5 $5000 to $10,000 Deductible 2680 5 Brick siding yes
1974 590,000 Asphalt Shingles Roof 3,350 4 $5000 to $10,000 Deductible 3700 12 Brick siding yes
1969 455,000 Wood Shake Roof 1,870 4 $2500-$5000 Deductible 1700 6 Fiber-Cement Siding yes
1979 435,000 Asphalt Shingles Roof 1,960 4 > $10,000 Deductible 350 2 Vinyl siding yes
1972 350,000 Membrane Roof 1,730 5 $2500-$5000 Deductible 470 3 Fiber-Cement Siding No
1968 425,000 Tile Roof 2,200 5 $500- $1000 Deductible 1260 3 Stucco siding No
1967 460,000 Shingles Roof 2,470 4 > $10,000 Deductible 1340 6 Stucco siding No
1962 725,000 Membrane Roof 3,860 5 > $10,000 Deductible 2280 9 Stone Siding No
1961 1,140,000 Tile Roof 4,780 5 $500- $1000 Deductible 8720 10 Stucco siding No
1966 520,000 Membrane Roof 2,840 4 $2500-$5000 Deductible 2140 7 Vinyl siding No
1964 430,000 Membrane Roof 2,040 5 $500 Deductible 4000 12 Stone Siding yes
1981 580,000 Composition Roof 2,870 5 $5000 to $10,000 Deductible 1860 6 Brick siding No
1988 330,000 Metal Roof 1,710 4 $500- $1000 Deductible 440 2 Fiber-Cement Siding No
1984 485,000 Tile Roof 1,940 4 $2500-$5000 Deductible 1370 4 Fiber-Cement Siding yes
1960 525,000 Membrane Roof 2,060 4 $500- $1000 Deductible 890 3 Brick siding No
1967 410,000 Tile Roof 1,830 4 > $10,000 Deductible 130 1 Stone Siding yes
1972 775,000 Membrane Roof 3,180 4 $500 Deductible 4210 6 Stucco siding No