Wewahitchka Insurance Rates:

Wewahitchka, FL homeowners insurance is roughly $952 to $1,301, about $79-$108/month. Our exhaustive research indicates shoppers can save as much as $450 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Wewahitchka, FL Homeowners Insurance By Home Value

Wewahitchka, FL Home Value Total Homes % of Total Average Wewahitchka, FL Homeowners Insurance
Less than $50,000 370 24.0% $304
$50,000 to $59,999 46 3.0% $631
$60,000 to $69,999 131 8.0% $788
$70,000 to $79,999 154 10.0% $912
$80,000 to $89,999 42 2.0% $1025
$90,000 to $99,999 118 7.0% $1149
$100,000 to $124,999 133 8.0% $1341
$125,000 to $149,999 38 2.0% $1667
$150,000 to $174,999 192 12.0% $1972
$175,000 to $199,999 23 1.0% $2276
$200,000 to $249,999 180 12.0% $2749
$250,000 to $299,999 34 2.0% $3358
$300,000 to $399,999 30 2.0% $4260

Top Home Insurance Agents Near Wewahitchka, FL

Home Insurance Company Near Wewahitchka, FL Homeowners Insurance Agency Near Wewahitchka, FL Address
NA Brown Insurance Services, Llc 1418 W 23Rd Ste Ste 200 Panama City, Panama City, FL, 32405
NA Brightway Insurance 17304 Pkwy Unit 2 Panama City Beach, Panama City Beach, FL, 32413
Travelers Hannon Insurance Agency 221 REID AVE, PORT ST JOE, FL, 32456
State Farm Michael Lovchuk 3477 Highway 77 Unit A, Panama City, FL, 32405-4297
Allstate Pamela Johnson 2555 Huntcliff Ln, Panama City, FL, 32405

Cost Of Homeowners Insurance By Street Near Wewahitchka, FL

Streets in Wewahitchka Area Homeowners Insurance Cost
Tremont Ct, Deerfield Rd, Clark St, Ike Steele Rd, Little Creek Rd, Winding Creek Ln, Hill Cir, Orchard Dr, Hitching Post Ln, N 4th St$1,122
Oak Ave, Englewood St, S 6th St, Fraley St, Fork Dr, Douglas Landing Rd, Liahona Ave, Alligator Aly, Poplar Ave, Griffin Ave$1,126
Lake Grove Rd, Byrd Parker Dr, Birch St, Hideaway Dr, Smith Rd, Dogwood St, Old Transfer Rd, Lester Dr, C & C Rd, Geranium Ln$1,120
Parker Farm Rd, Peacock Ln, Brannon Ln, Texas St, Laurelwood St, S Bass Dr, Pitts Rd, Woodbrook Dr, Presbyterian St, Shellcracker Ln$1,127
Blake Dr, Foremost Dr, Woodley Dr, Rd 20, Co Rd 381A, Thomas Cir, Taunton Family Rd, 1st St, Hysmith Dr, Fitzpatrick Rd$1,122

Wewahitchka, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wewahitchka$167 to $170
Gulf County$172
Sumatra$160
Port St. Joe$174

Wewahitchka, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gulf County, Florida $143 $191 $286
Port St. Joe CCD, Gulf County, Florida $146 $194 $291
Mexico Beach CCD, Bay County, Florida $151 $201 $302

Wewahitchka, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wewahitchka, FL8.6%29.6%
Gulf County7.43%26.33%
Port St. Joe6.24%22.18%
Mexico Beach4.57%17.51%

Wewahitchka Renters Insurance as a Percentage of Rent

Wewahitchka Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 11 2.0% $349
$200 to $299 10 2.0% $799
$300 to $499 57 12.0% $1249
$500 to $749 142 30.0% $1924
$750 to $999 144 31.0% $2674
$1,000 to $1,499 95 20.0% $3799

Average Cost Of Home Insurance By Company In Areas Nearby Wewahitchka For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Auto Club Insurance $3,030
150,000 27 NO Florida Family Insurance $2,635
150,000 27 NO Florida Farm Bureau Casualty Insurance $2,977
150,000 27 NO Security First Insurance $1,440
150,000 27 NO St. Johns Insurance $3,684
150,000 27 NO Tower Hill Select Insurance $2,704
150,000 27 NO Tower Hill Signature Insurance $2,508
150,000 27 NO Universal Insurance $3,354
150,000 27 YES Auto Club Insurance $1,555
150,000 27 YES Safeway Property Insurance $1,367
150,000 27 YES Southern Fidelity Insurance $1,602
150,000 27 YES State Farm Florida Insurance $1,689
150,000 27 YES Tower Hill Signature Insurance $1,535
300,000 12 NA American Integrity Insurance $2,200
300,000 12 NA Castle Key Indemnity Company Insurance $2,546
300,000 12 NA Southern Oak Insurance $3,102
300,000 12 NA State Farm Florida Insurance $2,883
300,000 12 NA Stillwater Property And Casualty Insurance $1,935
300,000 12 NA Tower Hill Prime Insurance $1,789
300,000 12 NA Universal Insurance $2,885

Wewahitchka, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Wewahitchka Homeowner Insurance Premium Example $5,100$4,100
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 2 years + Out of Pocket Expense for Claim $10,700$9,700
Net Savings to Wewahitchka Home Owner from High Deductible Plan $1,000

Wewahitchka, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wewahitchka, FL Home Replacement Value MORE than Home Value Wewahitchka, FL Home Replacement Value LESS than Home Value
Replacement Value $103,500 $76,000
Insurance Premium based on Replacement Value $1,975 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $325/year

Example Wewahitchka Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateTravelers
Monthly Premium 187200234
Year Built 201119752002
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$175000-$200000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Wewahitchka, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 170,000 Shingles Roof 2,160 3 $500 Deductible 1630 5 Brick siding No
1984 210,000 Wood Shake Roof 3,530 5 > $10,000 Deductible 1860 8 Fiber-Cement Siding yes
1990 145,000 Tile Roof 2,150 5 $2500-$5000 Deductible 460 4 Stone Siding yes
2000 65,000 Tile Roof 1,200 3 $1000-$2500 Deductible 860 10 Stucco siding No
1988 285,000 Membrane Roof 4,050 5 $1000-$2500 Deductible 940 2 Stucco siding No
1996 100,000 Composition Roof 1,720 5 $2500-$5000 Deductible 460 5 Stucco siding yes
1999 220,000 Tile Roof 2,740 5 > $10,000 Deductible 1340 7 Stucco siding yes
1997 140,000 Slate Shingles Roof 1,890 3 $1000-$2500 Deductible 1890 9 Fiber-Cement Siding No
1994 145,000 Slate Shingles Roof 2,350 3 $500- $1000 Deductible 1880 9 Fiber-Cement Siding No
1972 175,000 Asphalt Shingles Roof 2,390 4 $500 Deductible 270 1 Stone Siding yes
1973 70,000 Asphalt Shingles Roof 1,290 3 $2500-$5000 Deductible 460 7 Brick siding yes
1979 215,000 Membrane Roof 3,040 4 $1000-$2500 Deductible 1360 5 Vinyl siding yes
2012 135,000 Asphalt Shingles Roof 2,130 5 $1000-$2500 Deductible 1850 9 Fiber-Cement Siding yes
1987 105,000 Shingles Roof 1,860 4 $2500-$5000 Deductible 730 7 Wood siding No
1977 220,000 Metal Roof 3,130 4 $2500-$5000 Deductible 230 1 Stone Siding No
1999 210,000 Metal Roof 2,740 4 > $10,000 Deductible 1200 6 Brick siding No
1979 300,000 Metal Roof 4,600 5 $1000-$2500 Deductible 4940 12 Stone Siding yes
2013 275,000 Composition Roof 4,590 5 $5000 to $10,000 Deductible 1670 6 Stucco siding yes
2013 100,000 Membrane Roof 1,640 5 $2500-$5000 Deductible 1100 10 Stucco siding yes
1989 145,000 Shingles Roof 2,610 4 $500- $1000 Deductible 1580 9 Fiber-Cement Siding yes
2001 245,000 Metal Roof 3,300 4 > $10,000 Deductible 1940 9 Brick siding No
1988 200,000 Wood Shake Roof 3,410 5 $2500-$5000 Deductible 2270 9 Stucco siding No
1982 120,000 Tile Roof 1,640 5 $1000-$2500 Deductible 1350 9 Stucco siding No
1971 180,000 Tile Roof 2,340 4 $1000-$2500 Deductible 2530 7 Stucco siding No
1991 145,000 Membrane Roof 1,980 4 $500 Deductible 740 3 Brick siding yes
2011 245,000 Tile Roof 3,090 4 $1000-$2500 Deductible 3310 8 Vinyl siding No
2012 125,000 Metal Roof 2,070 5 $500 Deductible 1480 7 Brick siding yes
2004 130,000 Membrane Roof 1,960 3 $1000-$2500 Deductible 1940 10 Stucco siding yes
2012 220,000 Shingles Roof 3,260 4 $5000 to $10,000 Deductible 220 1 Fiber-Cement Siding yes
1970 130,000 Asphalt Shingles Roof 2,320 3 $1000-$2500 Deductible 1830 8 Fiber-Cement Siding No
1972 120,000 Asphalt Shingles Roof 1,940 4 $2500-$5000 Deductible 510 4 Vinyl siding yes
2012 160,000 Asphalt Shingles Roof 2,260 3 $500 Deductible 1480 7 Wood siding yes