Wetumpka Insurance Rates:

Wetumpka, AL homeowners insurance is about $837 to $1,143, about $69-$95/month. Our comprehensive guide reveals consumers can save upto $396 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The state farm company is a bad thing, when you're second to buying, it would be up bill. that is fake, i don't like it.
Nationwide
I like the fact i can rely on them whenever needed and have everything taking care of if anything happens.
Country Financial
I have had three reps with the company and other than the first one, they never seem to be conveniently located.
State Farm
I am quite satisfied with my insurer's website. I rarely check it but it is complete and has gathered much of the info I need. I am not too lost in it, can't complain.
Farmer's Insurance
They generally don't reach out to me, and as with all insurance, it's something that you have that generally has no use.
State Farm
On my home policy, all I had to do was get one estimate for my stolen A/C replacement and they wrote me a check just like that!
State Farm
I dislike that there has been one or two occasions when they have taken too long to respond to calls from me. Also during these occasions it is a sort of high tension situation when you REALLY don't want to be put off, even for a moment or two. All in all I understand but still...
Progressive
I like that I have access to my insurance coverage online at the time, can text or email if I have a question and get a response in a timely manner. Price is good for the coverage we have. Haven't had any bad experiences with them.

Wetumpka, AL Homeowners Insurance By Home Value

Wetumpka, AL Home Value Total Homes % of Total Average Wetumpka, AL Homeowners Insurance
Less than $50,000 809 12.0% $138
$50,000 to $59,999 305 4.0% $297
$60,000 to $69,999 81 1.0% $366
$70,000 to $79,999 67 1.0% $425
$80,000 to $89,999 152 2.0% $475
$90,000 to $99,999 139 2.0% $534
$100,000 to $124,999 502 7.0% $623
$125,000 to $149,999 662 9.0% $782
$150,000 to $174,999 708 10.0% $920
$175,000 to $199,999 776 11.0% $1059
$200,000 to $249,999 1,282 19.0% $1277
$250,000 to $299,999 778 11.0% $1564
$300,000 to $399,999 398 5.0% $1989

Top Home Insurance Agents Near Wetumpka, AL

Home Insurance Company Near Wetumpka, AL Homeowners Insurance Agency Near Wetumpka, AL Address
State Farm Anthony Smith 1311 Tin Barn Ln, Montgomery, AL, 36117-6897
Travelers J Smith Lanier & Co Of Birmingham 2821 CORPORATE PARK DR, OPELIKA, AL, 36801
State Farm Jan Carpenter 3025 Zelda Rd, Montgomery, AL, 36106-2651
Travelers Turner Insurance & Bonding 2601 BELL RD, MONTGOMERY, AL, 36117
State Farm Tyna Carter 5343 Young Barn Rd, Montgomery, AL, 36106-3182

Cost Of Homeowners Insurance By Street Near Wetumpka, AL

Streets in Wetumpka Area Homeowners Insurance Cost
Fanoni Ln, Trillium Ct, Promise Land Dr, S Main St, Dozier Rd, Huckleberry Ln, Semmes Rd, Price Rd, Camelia St, Mountain View Dr$988
Still Pines Ct, Rodgers Dr, Crommelin Dr, Starr Dr, Minniefield Dr, McDonald Dr, Firetower Rd, River Park Ct, Pine Needle Dr, Redland Downs Dr$961
State Rte 170, Cain Rd, Granite Way, W Coosa St, Ridgefield Dr, E S Boundary St, Rogers Ln, Ross Ridge Spr, Magnolia Place Dr, Pearl Dr$995
Jeanette E Barrett Blvd, Caroline Dr, Country Oak Ln, Old Georgia Plank Spr, Charlie Rosa Blvd, Crenshaw Loop, W Micanopy St, Kate Cir, Woodland Rd, Navajo Ct$1,016
W Osceola St, Horseshoe Ln, Fairliewood Dr, Pecan Dr, Old US Hwy 231, Poundstone Ln, Fortner Rd, Out A Way Rd, Co Rd 43, Haynes Rd$971

Wetumpka, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wetumpka$147 to $149
Blue Ridge$153
Redland$151
Elmore County$145

Wetumpka, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Blue Ridge CDP, Alabama $153 $204 $306
Redland CDP, Alabama $151 $201 $302
Elmore County, Alabama $146 $194 $291

Wetumpka, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wetumpka, AL6.2%25.1%
Blue Ridge5.16%20.15%
Redland5.64%21.9%
Elmore County6.71%24.08%

Wetumpka Renters Insurance as a Percentage of Rent

Wetumpka Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 40 2.0% $343
$200 to $299 19 1.0% $793
$300 to $499 287 19.0% $1243
$500 to $749 353 23.0% $1918
$750 to $999 465 30.0% $2668
$1,000 to $1,499 291 19.0% $3793
$1,500 or more 51 3.0% $5443

Average Cost Of Home Insurance By Company In Areas Nearby Wetumpka For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 American National Property & Casualty Company 686
$500 $150,000 Amica Mutual Ins Company 1551
$500 $150,000 Auto Owners Ins Company 1430
$500 $150,000 Country Casualty Insurance Company 1074
$500 $150,000 Travelers Home And Marine Insurance Company 633
$500 $300,000 Alfa Mutual Insurance Company 3045
$500 $300,000 Auto Owners Ins Company 2311
$500 $300,000 Safeco Insurance Company Of America 1841
$500 $300,000 State Farm Fire & Casualty Company 2785
$500 $300,000 Travelers Home And Marine Insurance Company 1166

Wetumpka, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Wetumpka Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,100$7,900
Net Savings to Wetumpka Home Owner from High Deductible Plan $1,200

Wetumpka, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wetumpka, AL Home Replacement Value MORE than Home Value Wetumpka, AL Home Replacement Value LESS than Home Value
Replacement Value $233,000 $161,000
Insurance Premium based on Replacement Value $1,000 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $200/year

Example Wetumpka Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceLiberty Mutual
Monthly Premium 3191114
Year Built 200019921983
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$250000-$300000$400000-$500000
Deductible $2500-$5000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Wetumpka, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 225,000 Shingles Roof 2,730 5 $5000 to $10,000 Deductible 50 1 Vinyl siding No
1982 180,000 Wood Shake Roof 1,480 3 $500- $1000 Deductible 1220 12 Stucco siding yes
2013 185,000 Wood Shake Roof 2,010 4 $2500-$5000 Deductible 230 5 Stone Siding yes
1986 235,000 Metal Roof 2,370 3 $500- $1000 Deductible 370 5 Vinyl siding yes
2004 210,000 Wood Shake Roof 1,760 4 $1000-$2500 Deductible 890 9 Vinyl siding No
1995 430,000 Metal Roof 3,840 5 > $10,000 Deductible 950 9 Brick siding yes
2013 220,000 Composition Roof 2,540 4 $5000 to $10,000 Deductible 620 10 Vinyl siding No
2003 420,000 Slate Shingles Roof 4,070 5 $5000 to $10,000 Deductible 130 1 Fiber-Cement Siding No
2007 180,000 Composition Roof 2,180 3 $2500-$5000 Deductible 200 4 Stone Siding No
2012 185,000 Metal Roof 1,900 3 $500- $1000 Deductible 460 8 Stucco siding yes
2000 170,000 Membrane Roof 2,000 5 $1000-$2500 Deductible 50 1 Brick siding yes
2008 350,000 Wood Shake Roof 3,310 4 $500- $1000 Deductible 710 7 Vinyl siding No
1994 355,000 Metal Roof 3,130 4 $2500-$5000 Deductible 200 2 Fiber-Cement Siding No
1989 245,000 Shingles Roof 2,620 4 $500- $1000 Deductible 560 5 Vinyl siding No
1990 275,000 Shingles Roof 3,080 5 $5000 to $10,000 Deductible 310 4 Fiber-Cement Siding yes
1984 205,000 Membrane Roof 2,090 3 > $10,000 Deductible 580 9 Vinyl siding No
2007 190,000 Wood Shake Roof 1,760 3 $500- $1000 Deductible 630 7 Stone Siding No
1996 480,000 Metal Roof 4,300 5 $500- $1000 Deductible 730 4 Brick siding No
2014 290,000 Slate Shingles Roof 3,140 4 $5000 to $10,000 Deductible 720 8 Brick siding yes
1984 290,000 Membrane Roof 3,160 4 $500- $1000 Deductible 570 6 Wood siding No
1988 275,000 Wood Shake Roof 2,750 4 $1000-$2500 Deductible 1040 9 Wood siding yes
2013 400,000 Asphalt Shingles Roof 4,770 5 $5000 to $10,000 Deductible 1430 12 Wood siding No
1997 505,000 Tile Roof 4,510 5 $500- $1000 Deductible 1070 7 Fiber-Cement Siding yes