Westwood Insurance Rates:

Westwood, NJ homeowners insurance is nearly $754 to $1,027, about $62-$85/month. Our all inclusive research reveals consumers can save upto $356 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Westwood, NJ Homeowners Insurance By Home Value

Westwood, NJ Home Value Total Homes % of Total Average Westwood, NJ Homeowners Insurance
Less than $50,000 82 8.0% $44
$100,000 to $124,999 15 1.0% $213
$200,000 to $249,999 16 1.0% $454
$250,000 to $299,999 182 17.0% $552
$300,000 to $399,999 712 70.0% $703

Top Home Insurance Agents Near Westwood, NJ

Home Insurance Company Near Westwood, NJ Homeowners Insurance Agency Near Westwood, NJ Address
NA M. Adams & Associates, Inc. 226 Middle Road Suite 4 Hazlet, Hazlet Township, NJ, 7730
NA Donovan & Associates, Inc. 1819 E 36Th St Brooklyn, NYC, NY, 11234
Allstate Christina Desimone 5202 Avenue N, Brooklyn, NY, 11234
Farmers Jorge Colon 1 E Post Rd, White Plains, NY, 10601
Travelers Schechner Lifson Corp. 4 Chatham Road, Summit, NJ, 7901

Cost Of Homeowners Insurance By Street Near Westwood, NJ

Streets in Westwood Area Homeowners Insurance Cost
Ward Ave, Adams Ct, Garfield Ave, Berkeley Ave, Lowell St, Emerson Rd, Ash St, Carolyn St, Westwood Blvd, Westend Ave$895
Wheeler Ave, Clairmont Ave, Bogert Ave, Staples Dr, Irvington St, Addicks Rd, Harold St, Booker St, Lester Ave, Sullivan St$903
Crest St, Brickell Ave, Carl Pl, Kaufman Rd, Bogert Pl, 8th Ave, Kingsberry Ave, 1st Ave, Meadow Rd, Woodcliff Ave$890
Campbell Pl, Taco Ave, 4th Ave, Yale Pl, David Hooper Dr, Bergenline Ave, Hoyer Ave, Langner Pl, McDaniels St, Cenrose Pl$903
Berdais Ct, Lyons Pl, Gladys Pl, Goodwin Ter, Lotus St, Mill St, Whelan Ct, Kaufman Dr, Burger Pl, Stratton Ave$893

Westwood, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Westwood$132 to $134
Emerson$135
Hillsdale$138
River Vale$142

Westwood, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Emerson borough, New Jersey $136 $181 $272
Hillsdale borough, New Jersey $138 $184 $276
River Vale township, Bergen County, New Jersey $142 $189 $284

Westwood, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Westwood, NJ2.5%7.4%
Emerson2.37%7.54%
Hillsdale2.4%7.67%
River Vale2.23%7.88%

Westwood Renters Insurance as a Percentage of Rent

Westwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 60 4.0% $764
$300 to $499 78 5.0% $1214
$500 to $749 16 1.0% $1889
$1,000 to $1,499 743 51.0% $3764
$1,500 or more 526 36.0% $5414

Westwood, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Westwood Homeowner Insurance Premium Example $2,300$1,800
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $19,100$18,100
Net Savings to Westwood Home Owner from High Deductible Plan $1,000

Westwood, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Westwood, NJ Home Replacement Value MORE than Home Value Westwood, NJ Home Replacement Value LESS than Home Value
Replacement Value $477,000 $308,000
Insurance Premium based on Replacement Value $2,575 $1,675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $114,000 Risk Exposure from Under Insuring Coverage is $55,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $600/year

Example Westwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceFarmers Insurance
Monthly Premium 5611178
Year Built 194919711989
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000$400000-$500000$350000-$400000
Deductible > $10,000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Westwood, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 560,000 Metal Roof 2,740 4 $500 Deductible 1310 7 Stucco siding No
1977 260,000 Shingles Roof 1,320 2 $500- $1000 Deductible 80 1 Stucco siding yes
1944 645,000 Wood Shake Roof 3,450 5 $1000-$2500 Deductible 380 2 Fiber-Cement Siding yes
1979 915,000 Wood Shake Roof 4,380 5 $1000-$2500 Deductible 290 1 Vinyl siding yes
1989 600,000 Shingles Roof 3,200 5 $2500-$5000 Deductible 900 6 Stucco siding No
1963 630,000 Shingles Roof 2,830 5 $500 Deductible 3310 9 Fiber-Cement Siding No
1973 425,000 Composition Roof 1,680 2 $2500-$5000 Deductible 510 5 Wood siding yes
1940 760,000 Tile Roof 3,030 4 $500- $1000 Deductible 940 4 Brick siding No
1972 665,000 Shingles Roof 2,810 5 $500- $1000 Deductible 230 1 Fiber-Cement Siding yes
1976 330,000 Asphalt Shingles Roof 1,770 5 $500- $1000 Deductible 1090 10 Brick siding No
1979 420,000 Slate Shingles Roof 1,750 4 $500 Deductible 1410 7 Stucco siding yes
1974 410,000 Membrane Roof 1,720 5 $2500-$5000 Deductible 90 1 Brick siding No
1947 350,000 Composition Roof 1,590 3 $500 Deductible 120 1 Brick siding yes
1986 660,000 Wood Shake Roof 3,230 4 > $10,000 Deductible 1230 9 Fiber-Cement Siding yes
1949 405,000 Metal Roof 1,790 3 $500- $1000 Deductible 1120 6 Stucco siding No
1944 790,000 Membrane Roof 4,310 5 $1000-$2500 Deductible 2750 9 Vinyl siding yes
1975 315,000 Composition Roof 1,680 2 $1000-$2500 Deductible 520 6 Vinyl siding No
1940 380,000 Slate Shingles Roof 1,690 5 $500- $1000 Deductible 1290 9 Wood siding yes
1945 395,000 Slate Shingles Roof 1,690 4 $5000 to $10,000 Deductible 280 3 Fiber-Cement Siding yes
1986 840,000 Tile Roof 4,280 5 $500- $1000 Deductible 2500 7 Stucco siding yes
1960 1,205,000 Composition Roof 4,900 5 $500 Deductible 4120 9 Stucco siding yes
1944 460,000 Tile Roof 1,950 3 $500- $1000 Deductible 1340 8 Wood siding No
1964 350,000 Membrane Roof 1,720 2 > $10,000 Deductible 200 3 Brick siding No
1968 735,000 Slate Shingles Roof 3,030 4 $5000 to $10,000 Deductible 1990 10 Wood siding yes
1980 1,120,000 Wood Shake Roof 4,630 5 $1000-$2500 Deductible 2290 7 Stucco siding yes
1966 530,000 Slate Shingles Roof 2,310 4 $1000-$2500 Deductible 750 3 Brick siding yes
1973 830,000 Shingles Roof 4,580 5 $2500-$5000 Deductible 1250 6 Stucco siding No
1967 350,000 Tile Roof 1,720 2 $1000-$2500 Deductible 710 6 Stone Siding No
1948 250,000 Slate Shingles Roof 1,470 2 $1000-$2500 Deductible 550 5 Wood siding No
1970 730,000 Membrane Roof 3,400 5 $500- $1000 Deductible 1000 3 Wood siding yes
1980 395,000 Shingles Roof 2,060 3 $2500-$5000 Deductible 920 9 Vinyl siding yes
1941 480,000 Wood Shake Roof 2,230 5 $2500-$5000 Deductible 1180 7 Fiber-Cement Siding No
1963 350,000 Metal Roof 1,720 4 > $10,000 Deductible 790 12 Wood siding yes
1974 340,000 Asphalt Shingles Roof 1,800 3 $500- $1000 Deductible 950 9 Stucco siding No