Westwood, MA homeowners insurance is about $965 to $1,321, about $80-$110/month. Our comprehensive research indicates shoppers can save upto $457 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Westwood, MA | Homeowners Insurance Agency Near Westwood, MA | Address |
|---|---|---|
| Travelers | Charles A Powers & Sons Llp | 233 N MAIN ST, RANDOLPH, MA, 2368 |
| Travelers | Robert W Werstler Insurance Agency Inc | 6 LILJEGREN ROAD, SOUTH WOODSTOCK, CT, 6267 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Norwood CDP, Massachusetts | $160 | $213 | $320 |
| Dedham CDP, Massachusetts | $160 | $213 | $320 |
| Dover town, Norfolk County, Massachusetts | $185 | $246 | $369 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Westwood, MA | 3.1% | 9.8% |
| Norwood | 4.07% | 15.03% |
| Dedham | 3.61% | 11.18% |
| Dover | 2.57% | 10.26% |
| Westwood Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 15 | 2.0% | $305 |
| $200 to $299 | 30 | 4.0% | $755 |
| $300 to $499 | 73 | 11.0% | $1205 |
| $500 to $749 | 49 | 7.0% | $1880 |
| $750 to $999 | 66 | 10.0% | $2630 |
| $1,000 to $1,499 | 170 | 27.0% | $3755 |
| $1,500 or more | 222 | 35.0% | $5405 |
| Streets in Westwood Area | Homeowners Insurance Cost |
|---|---|
| Winter Ter, Westbrook Ln, Palomino Ln, Circuit Ave, Rosemont Rd, Sexton Ave, Dela Park Rd, Kilronan Rd, Wagon Rd, Sandy Valley Rd | $1,145 |
| Salisbury Dr, Westwood Glen Rd, Draper Ave, Redwood Rd, Whippoorwill Dr, Sterling Rd, Morgan Farm Rd, Highland Glen Rd, Wilson Way, Old Stone Rd | $1,186 |
| Clearwater Dr, Lorraine Rd, Bay Colony Dr, Chamberlain Ave, Larch St, Laura Ln, Ford Pl, Chester Ave, Pettees Pond Ln, Fensview Dr | $1,152 |
| Milk St, Cobleigh St, Reed Ave, Wilsondale St, Powisset St, Schaefer Ave, Westchester Dr, Willard Cir, Birchtree Dr, Hoover Ave | $1,162 |
| Sandy Valley Rd, Conant Rd, Little Boot Ln, Grafton Ave, Pettigrew Pl, Burke St, Blue Hill Dr, Russell Ave, Fox Hill St, Lowder Brook Dr | $1,165 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Westwood | $170 to $172 |
| Norwood | $159 |
| Dover | $184 |
| Norfolk County | $160 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $4,600 |
| Yearly Westwood Homeowner Insurance Premium Example | $2,600 | $2,100 |
| Out of Pocket Expense During Claim | $1,600 | $4,600 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $19,800 | $19,300 |
| Net Savings to Westwood Home Owner from High Deductible Plan | $500 | |
| Scenario | Westwood, MA Home Replacement Value MORE than Home Value | Westwood, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $758,000 | $478,000 |
| Insurance Premium based on Replacement Value | $6,675 | $4,200 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $159,000 | Risk Exposure from Under Insuring Coverage is $121,000 |
| Premium Impact | Insurance cheaper by $1,075/year | Insurance costlier by $1,400/year |
| Insurance Company | Liberty Mutual | State Farm | Allstate |
| Monthly Premium | 326 | 545 | 215 |
| Year Built | 1978 | 1962 | 1981 |
| Home Details | 5 Beds, 1 Baths | 4 Beds, 3 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $900000-$1000000 | $800000-$900000 | $350000-$400000 |
| Deductible | > $10,000 Deductible | $1000-$2500 Deductible | $500 Deductible |