Westwego, LA homeowners insurance is approximately $1,077 to $1,468, about $89-$122/month. Our comprehensive analysis shows customers can save as much as $509 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Westwego, LA | Homeowners Insurance Agency Near Westwego, LA | Address |
|---|---|---|
| State Farm | Ben Guillory | 4111 Franklin Ave, New Orleans, LA, 70122-6007 |
| Allstate | Charles A Heine Jr | 1510 W Airline Hwy, La Place, LA, 70068 |
| State Farm | Gary Hughes | 4203 Williams Blvd, Kenner, LA, 70065-2204 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Marrero CDP, Louisiana | $191 | $254 | $381 |
| Bridge City CDP, Louisiana | $188 | $250 | $375 |
| Avondale CDP, Louisiana | $188 | $251 | $377 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Westwego, LA | 9.8% | 37.1% |
| Marrero | 9.27% | 32.87% |
| Bridge City | 9.48% | 33.55% |
| Avondale | 9.79% | 35.48% |
| Westwego Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 70 | 5.0% | $355 |
| $300 to $499 | 195 | 14.0% | $1255 |
| $500 to $749 | 499 | 36.0% | $1930 |
| $750 to $999 | 357 | 26.0% | $2680 |
| $1,000 to $1,499 | 199 | 14.0% | $3805 |
| $1,500 or more | 22 | 1.0% | $5455 |
| Streets in Westwego Area | Homeowners Insurance Cost |
|---|---|
| Columbus St, Oak St, Ave J, Texas St, Glendora Pl, Shelby Dr, Oak Ave, East Dr, Olde Oaks Dr, Wiegand Dr | $1,274 |
| Ceoatex Park, Mono Ct, Pavo St, Westwego Ave, Hickory St, Keller Ave, Sala Ave, Arthur St, Mimosa Dr, State Rte 18-S | $1,277 |
| Chipley St, Fern Dr, Jackson St, Lecompte Dr, Marrero St, Walton Dr, Third Emanuel St, Bridge City Ave, Beech Dr, Ave H | $1,266 |
| Utah Beach Dr, Pond St, Klein St, Spruce St, Pecan St, Industry St, Magnolia Dr, Drake Ave, Alaska St, East St | $1,267 |
| W Crystal St, Spartan Ln, Chipley St, Patterson St, Cedre Dr, Celestine St, Sycamore Dr, Louisiana St, Holly St, Maple St | $1,277 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Westwego | $189 to $191 |
| Marrero | $191 |
| Bridge City | $187 |
| Avondale | $188 |
| Building Coverage | Contents coverage | Construction type | Age of home | Company | Premium |
|---|---|---|---|---|---|
| $100,000 | $50,000 | brick veneer | 25-year | Access Home Ins Co (Preferred) | $3220 |
| $100,000 | $50,000 | brick veneer | 25-year | Access Home Ins Co (Standard) | $2442 |
| $150,000 | $75,000 | brick veneer | 20-year | Access Home Ins Co (Standard) | $4090 |
| $300,000 | $150,000 | brick veneer | 1-year | Coastal Select Ins Co | $2699 |
| $300,000 | $150,000 | brick veneer | 1-year | Encompass Indemnity Co | $7863 |
| $200,000 | $100,000 | brick veneer | 10-year | Encompass Property And Casualty Co | $5274 |
| $200,000 | $100,000 | brick veneer | 10-year | Liberty Ins Corporation | $6094 |
| $200,000 | $100,000 | brick veneer | 10-year | Liberty Ins Corporation | $7594 |
| $150,000 | $75,000 | brick veneer | 20-year | Lighthouse Property Ins Corp (Beacon) | $3426 |
| $150,000 | $75,000 | brick veneer | 20-year | The Standard Fire Ins Co | $4983 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $3,400 |
| Yearly Westwego Homeowner Insurance Premium Example | $2,900 | $2,500 |
| Out of Pocket Expense During Claim | $1,400 | $3,400 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $24,600 | $23,400 |
| Net Savings to Westwego Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Westwego, LA Home Replacement Value MORE than Home Value | Westwego, LA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $142,500 | $84,000 |
| Insurance Premium based on Replacement Value | $2,625 | $1,550 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $26,500 | Risk Exposure from Under Insuring Coverage is $32,000 |
| Premium Impact | Insurance cheaper by $600/year | Insurance costlier by $475/year |
| Insurance Company | State Farm | Allstate | Farmers Insurance |
| Monthly Premium | 85 | 202 | 283 |
| Year Built | 1955 | 1965 | 1941 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $75000-$100000 | $125000-$150000 | $175000-$200000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $500- $1000 Deductible |