Westville Insurance Rates:

Westville, IN homeowners insurance is roughly $676 to $932, about $56-$77/month. Our complete research reveals consumers can save as much as $321 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Westville, IN Homeowners Insurance By Home Value

Westville, IN Home Value Total Homes % of Total Average Westville, IN Homeowners Insurance
Less than $50,000 149 27.0% $201
$50,000 to $59,999 22 4.0% $418
$60,000 to $69,999 19 3.0% $522
$70,000 to $79,999 14 2.0% $603
$80,000 to $89,999 31 5.0% $683
$90,000 to $99,999 46 8.0% $763
$100,000 to $124,999 63 11.0% $884
$125,000 to $149,999 38 6.0% $1109
$150,000 to $174,999 100 18.0% $1310
$175,000 to $199,999 49 8.0% $1519
$200,000 to $249,999 15 2.0% $1825

Top Home Insurance Agents Near Westville, IN

Home Insurance Company Near Westville, IN Homeowners Insurance Agency Near Westville, IN Address
NA Aca Marketplace Enrollment Solutions 6640 S Cicero Ave , Bedford Park, IL, 60638
State Farm Aly Huizinga 19900 Governors Dr Ste 103, Olympia Flds, IL, 60461-1060
Allstate Cheryl R Kirkland 1034 E 162nd St, South Holland, IL, 60473
Travelers Riehn Insurance 4541 N LINCOLN AVE, CHICAGO, IL, 60625
Travelers Taos Global Group Inc 2167B SOUTH CHINA PL, CHICAGO, IL, 60616

Cost Of Homeowners Insurance By Street Near Westville, IN

Streets in Westville Area Homeowners Insurance Cost
S George St, S 1050 W, Chestnut Dr, Rolling Meadows Dr, Palm Nut Dr, Sycamore St, W Coulter Rd, Fairview St, Plain St, Ash Pkwy$827
Rolling Meadows Ct, W 500 S, S 1100 W, Haley Ct, W 250 S, S Otis Rd, W 400 S, Plain Ave, Lucy Dr, Jefferson St$829
Aspen St, Circle Dr, Hazelnut Dr, S 625 W, Lincoln Ct, Basswood Trl, Carla Ann Dr, Alan John Dr, S Holmesville Rd, Co Rd 100$828
S Flynn Rd, Monon St, Stanley Dr, Co Hwy 100 S, W 450 S, Railroad St, Cypress Way, S 900 W, Birch Ct, Greenway St$828
Walnut St, S 700 W, Mary Dr, Slate Dr, W Cherry Hill Dr, W Jefferson St, W Valparaiso St, Independence Ave, Evergreen Ct, Cassandra Ln$826

Westville, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Westville$119 to $121
New Durham$124
Wanatah$123
Scipio$126

Westville, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Durham township, LaPorte County, Indiana $125 $166 $249
Wanatah town, Indiana $123 $164 $246
Coolspring township, LaPorte County, Indiana $123 $164 $246

Westville, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Westville, IN5.3%15.1%
New Durham5.35%17.94%
Wanatah6.23%18.31%
Coolspring6.12%19.63%

Westville Renters Insurance as a Percentage of Rent

Westville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 10 6.0% $806
$300 to $499 15 10.0% $1256
$500 to $749 68 47.0% $1931
$750 to $999 32 22.0% $2681
$1,000 to $1,499 6 4.0% $3806
$1,500 or more 13 9.0% $5456

Westville, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Westville Homeowner Insurance Premium Example $1,100$600
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $6,100$5,600
Net Savings to Westville Home Owner from High Deductible Plan $500

Westville, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Westville, IN Home Replacement Value MORE than Home Value Westville, IN Home Replacement Value LESS than Home Value
Replacement Value $181,000 $120,500
Insurance Premium based on Replacement Value $1,025 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $125/year

Example Westville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualAllstate
Monthly Premium 796537
Year Built 198219982006
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$175000-$200000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Westville, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 300,000 Membrane Roof 3,790 5 $5000 to $10,000 Deductible 1020 12 Wood siding No
1941 135,000 Composition Roof 2,170 4 $500 Deductible 590 9 Brick siding yes
2002 240,000 Asphalt Shingles Roof 4,110 5 $500- $1000 Deductible 1020 10 Stone Siding No
1996 185,000 Composition Roof 2,520 4 $500 Deductible 110 1 Stone Siding No
1981 130,000 Tile Roof 1,730 5 $500- $1000 Deductible 250 5 Stucco siding yes
1981 155,000 Composition Roof 2,060 4 $500- $1000 Deductible 340 5 Wood siding yes
2003 165,000 Asphalt Shingles Roof 2,100 3 $2500-$5000 Deductible 180 3 Vinyl siding yes
1985 290,000 Slate Shingles Roof 3,470 5 $5000 to $10,000 Deductible 70 1 Brick siding yes
2013 225,000 Membrane Roof 3,090 4 $500 Deductible 950 9 Vinyl siding yes
1945 225,000 Slate Shingles Roof 3,180 4 > $10,000 Deductible 220 5 Fiber-Cement Siding yes
1988 235,000 Membrane Roof 3,180 4 $500 Deductible 380 4 Stone Siding yes
1988 310,000 Shingles Roof 4,810 5 > $10,000 Deductible 550 8 Stucco siding No
2011 190,000 Membrane Roof 2,230 4 $500 Deductible 610 8 Stone Siding No
2001 90,000 Asphalt Shingles Roof 1,560 5 $500 Deductible 100 3 Stone Siding yes
2006 160,000 Membrane Roof 2,240 3 $500 Deductible 130 2 Wood siding No
2008 130,000 Shingles Roof 1,680 3 $500 Deductible 390 7 Fiber-Cement Siding yes
1940 330,000 Membrane Roof 4,610 5 $1000-$2500 Deductible 750 8 Stucco siding yes
1949 165,000 Membrane Roof 2,520 4 $5000 to $10,000 Deductible 300 10 Stucco siding yes
1997 175,000 Asphalt Shingles Roof 2,550 5 $5000 to $10,000 Deductible 500 10 Stucco siding yes
1944 265,000 Wood Shake Roof 3,280 5 $500 Deductible 330 3 Brick siding yes
1985 280,000 Asphalt Shingles Roof 3,470 5 $500- $1000 Deductible 200 2 Stone Siding yes
1992 85,000 Metal Roof 1,330 3 $500- $1000 Deductible 50 2 Vinyl siding No
2010 305,000 Slate Shingles Roof 3,770 5 $1000-$2500 Deductible 960 9 Stucco siding yes
1947 145,000 Wood Shake Roof 1,720 4 $2500-$5000 Deductible 120 3 Brick siding yes
2010 125,000 Asphalt Shingles Roof 1,540 3 $500 Deductible 180 4 Stucco siding No
1985 155,000 Tile Roof 1,970 3 $500 Deductible 260 4 Vinyl siding No
2002 170,000 Slate Shingles Roof 2,050 3 $5000 to $10,000 Deductible 90 2 Brick siding No
1985 130,000 Membrane Roof 2,240 5 $500 Deductible 240 5 Stucco siding yes