Westvale Insurance Rates:

Westvale, NY homeowners insurance is nearly $506 to $686, about $42-$57/month. Our all inclusive analysis indicates shoppers can save as much as $238 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Westvale, NY Homeowners Insurance By Home Value

Westvale, NY Home Value Total Homes % of Total Average Westvale, NY Homeowners Insurance
Less than $50,000 36 1.0% $101
$80,000 to $89,999 31 1.0% $351
$90,000 to $99,999 148 7.0% $392
$100,000 to $124,999 320 16.0% $452
$125,000 to $149,999 595 30.0% $571
$150,000 to $174,999 411 20.0% $672
$175,000 to $199,999 202 10.0% $779
$200,000 to $249,999 141 7.0% $934
$250,000 to $299,999 55 2.0% $1142

Top Home Insurance Agents Near Westvale, NY

Home Insurance Company Near Westvale, NY Homeowners Insurance Agency Near Westvale, NY Address
NA Mancino Insurance Agency Inc 5473 Flanagan Road , Marcy, NY, 13403
Travelers Affordable Mclaughlin & Kehoe Agency 225 W MANLIUS ST, EAST SYRACUSE, NY, 13057
Allstate Andrew Sikora 7496 Oswego Rd, Liverpool, NY, 13090
Travelers Central New York Agency Llc 71 STATE ST STE A, PHOENIX, NY, 13135
State Farm Paul Fitzpatrick 304 Tulip St, Liverpool, NY, 13088-4961

Cost Of Homeowners Insurance By Street Near Westvale, NY

Streets in Westvale Area Homeowners Insurance Cost
E Manchester Rd, E Clover Rd, Timber Wolf Cir, Homer Ave, W Granger Rd, Clover Rd, Carlton Ave, W High Ter, Hatherleigh Rd, S Orchard Rd$593
Crabapple Ln, Lakeview Rd, Cherry Rd, Bailey St, Duchess Ln, Canfield Dr, Lathrop Rd, Ronnell Dr, Calumet Dr, Dorchester Rd$595
Darrow Ave, Ludden Pkwy, Leslee Ter, Paikin Dr, Kenyon Dr, Manchester Rd, Corey Rd E, Camden St, Wynnfield Dr, Fern Dr$595
Grove Rd, Graston Ave, Salisbury Rd, Horace Dr, Watchtower Ln, Benham Ave, S Avery Ave, Woodland Rd, Kimberly Dr E, Farnham Rd$593
Westlind Rd, 39, Parsons Dr, Argyle Ave, Pardee Ave, Robertson Ter, Southview Rd, Westvale Rd, E Granger Rd, Parsons Dr$594

Westvale, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Westvale$89 to $91
Solvay$88
Syracuse$87
Onondaga$90

Westvale, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Solvay village, New York $74 $98 $147
Fairmount CDP, New York $74 $98 $147
Onondaga County, New York $74 $99 $148

Westvale, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Westvale, NY3.3%8.3%
Solvay4.18%10.56%
Fairmount3.84%9.81%
Onondaga County3.6%9.08%

Westvale Renters Insurance as a Percentage of Rent

Westvale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 11 52.0% $1921
$1,000 to $1,499 10 47.0% $3796

Westvale, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$6,900
Yearly Westvale Homeowner Insurance Premium Example $2,500$1,300
Out of Pocket Expense During Claim$900$6,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $15,900$14,700
Net Savings to Westvale Home Owner from High Deductible Plan $1,200

Westvale, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Westvale, NY Home Replacement Value MORE than Home Value Westvale, NY Home Replacement Value LESS than Home Value
Replacement Value $176,500 $121,000
Insurance Premium based on Replacement Value $1,700 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $225/year

Example Westvale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceLiberty Mutual
Monthly Premium 105446175
Year Built 195319611942
Home Details 4 Beds, 1 Baths5 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$400000-$500000$300000-$350000
Deductible $5000 to $10,000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Westvale, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 260,000 Membrane Roof 3,110 4 $5000 to $10,000 Deductible 1150 10 Brick siding yes
1967 405,000 Shingles Roof 3,880 5 $5000 to $10,000 Deductible 1570 6 Brick siding yes
1947 180,000 Shingles Roof 2,460 5 $500 Deductible 220 2 Stucco siding No
1966 285,000 Tile Roof 3,780 5 > $10,000 Deductible 380 3 Vinyl siding yes
1944 145,000 Wood Shake Roof 1,880 5 $1000-$2500 Deductible 250 2 Vinyl siding No
1953 465,000 Tile Roof 4,740 5 $2500-$5000 Deductible 330 1 Brick siding No
1945 385,000 Tile Roof 4,730 5 $1000-$2500 Deductible 2460 8 Wood siding yes
1952 170,000 Tile Roof 1,820 4 $500- $1000 Deductible 390 3 Vinyl siding No
1960 265,000 Membrane Roof 3,010 5 $500 Deductible 2560 12 Vinyl siding yes
1961 515,000 Shingles Roof 4,900 5 $5000 to $10,000 Deductible 2210 7 Stone Siding No
1947 250,000 Metal Roof 2,740 4 $1000-$2500 Deductible 1510 10 Stucco siding No
1945 200,000 Slate Shingles Roof 2,450 4 $2500-$5000 Deductible 640 7 Stucco siding yes
1945 300,000 Wood Shake Roof 3,510 5 > $10,000 Deductible 730 6 Stone Siding yes
1953 180,000 Slate Shingles Roof 1,940 4 $1000-$2500 Deductible 900 7 Vinyl siding No
1965 165,000 Metal Roof 2,080 5 $2500-$5000 Deductible 160 2 Brick siding yes
1968 230,000 Metal Roof 2,880 4 $500 Deductible 1560 7 Wood siding yes
1951 340,000 Wood Shake Roof 3,380 4 $5000 to $10,000 Deductible 1500 8 Brick siding yes
1968 260,000 Wood Shake Roof 3,150 4 $1000-$2500 Deductible 1770 10 Fiber-Cement Siding yes
1967 130,000 Membrane Roof 1,800 4 $1000-$2500 Deductible 500 6 Wood siding No
1969 240,000 Shingles Roof 3,080 5 $500 Deductible 190 1 Stone Siding yes
1962 220,000 Tile Roof 2,260 5 $500- $1000 Deductible 530 4 Wood siding yes
1941 190,000 Slate Shingles Roof 2,410 4 $2500-$5000 Deductible 330 2 Stone Siding yes
1946 205,000 Slate Shingles Roof 2,830 4 $2500-$5000 Deductible 1030 8 Stone Siding yes
1942 225,000 Metal Roof 2,870 5 $2500-$5000 Deductible 940 8 Brick siding yes
1964 190,000 Metal Roof 1,840 4 $1000-$2500 Deductible 690 6 Stucco siding yes
1948 405,000 Shingles Roof 4,330 5 > $10,000 Deductible 1180 7 Stucco siding yes
1941 205,000 Composition Roof 2,060 5 $2500-$5000 Deductible 960 7 Fiber-Cement Siding No
1942 330,000 Composition Roof 3,110 5 $500- $1000 Deductible 1420 8 Brick siding yes
1948 200,000 Metal Roof 2,420 4 $2500-$5000 Deductible 430 3 Brick siding yes
1960 230,000 Tile Roof 2,380 4 $1000-$2500 Deductible 1080 10 Stone Siding No
1943 480,000 Asphalt Shingles Roof 4,690 5 $5000 to $10,000 Deductible 1940 6 Stucco siding No
1954 290,000 Wood Shake Roof 3,070 4 $500 Deductible 800 3 Vinyl siding No
1941 260,000 Shingles Roof 2,820 4 $2500-$5000 Deductible 850 5 Wood siding yes
1969 195,000 Composition Roof 2,420 4 $500- $1000 Deductible 840 6 Stone Siding No