Westport Insurance Rates:

Westport, WA homeowners insurance is nearly $489 to $672, about $40-$56/month. Our extensive analysis indicates shoppers can save upto $232 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Westport, WA Homeowners Insurance By Home Value

Westport, WA Home Value Total Homes % of Total Average Westport, WA Homeowners Insurance
Less than $50,000 123 11.0% $81
$50,000 to $59,999 30 2.0% $174
$60,000 to $69,999 11 1.0% $220
$70,000 to $79,999 36 3.0% $255
$80,000 to $89,999 16 1.0% $290
$90,000 to $99,999 22 2.0% $324
$100,000 to $124,999 149 13.0% $371
$125,000 to $149,999 70 6.0% $469
$150,000 to $174,999 149 13.0% $551
$175,000 to $199,999 57 5.0% $638
$200,000 to $249,999 218 20.0% $771
$250,000 to $299,999 100 9.0% $939
$300,000 to $399,999 109 10.0% $1194

Top Home Insurance Agents Near Westport, WA

Home Insurance Company Near Westport, WA Homeowners Insurance Agency Near Westport, WA Address
Travelers Cross Insurance Agency Inc 1206 HARRISON AVE, CENTRALIA, WA, 98531
Travelers Dave Johnson Insurance 1502 SUMNER AVE, ABERDEEN, WA, 98520
Liberty Mutual Independent Fournier Insurance Solutions 100 W MARCY AVE, MONTESANO, WA, 98563
State Farm Rick Berezay 653 W Marine Dr, Astoria, OR, 97103-5812
Allstate Vince Funk 104 S Chehalis St Ste 5, Aberdeen, WA, 98520

Cost Of Homeowners Insurance By Street Near Westport, WA

Streets in Westport Area Homeowners Insurance Cost
Ocean Way, 191, Patterson St, S 1st St, 15220, 139, Alder Hill Ln, N Lighthouse Way, Gray Gull Ln, Nyhus St N$576
Pacific Ave E, W Park Ave, N St Helens St, Wind Sand Ln W, W Newell Ave, Surf St, W Veterans Ave, Holand Dr, 14010, N Central$583
Seamore Ln, Perry St W, 146, Dicks Ln, Market Ln, Pheasant Run Dr, Seattle Ave W, Newskah Rd, Euclid Ave, Frances Seamore Ln$577
Seashore Ave, Great Dane Ln, Ocosta 3rd St, 165, Maple Ave, 11372, W Seattle Ave, Sherman Ave, Harms St, Perry St$582
136, 16230, Chester Ave, W Oregon Ave, 1305, Bayview Rd, 18570, N Adam St, 12050, W Sprague Ave$580

Westport, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Westport$86 to $89
Markham$86
Grayland$89
Cohassett Beach$84

Westport, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Markham CDP, Washington $72 $96 $144
Grayland CDP, Washington $75 $99 $149
Cohassett Beach CDP, Washington $71 $94 $141

Westport, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Westport, WA3.7%16.6%
Grayland3.37%16.29%
Cohassett Beach5.38%18.65%
Hoquiam4.69%11.74%

Westport Renters Insurance as a Percentage of Rent

Westport Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 47 6.0% $354
$200 to $299 12 1.0% $804
$300 to $499 109 16.0% $1254
$500 to $749 250 36.0% $1929
$750 to $999 228 33.0% $2679
$1,000 to $1,499 35 5.0% $3804

Westport, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Westport Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Westport Home Owner from High Deductible Plan $600

Westport, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Westport, WA Home Replacement Value MORE than Home Value Westport, WA Home Replacement Value LESS than Home Value
Replacement Value $193,000 $139,000
Insurance Premium based on Replacement Value $625 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Westport Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualFarmers Insurance
Monthly Premium 686319
Year Built 199719711980
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $350000-$400000$200000-$250000$150000-$175000
Deductible $5000 to $10,000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Westport, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 270,000 Composition Roof 2,520 4 $1000-$2500 Deductible 510 8 Vinyl siding No
2010 365,000 Shingles Roof 3,210 4 $1000-$2500 Deductible 400 6 Fiber-Cement Siding No
1947 305,000 Slate Shingles Roof 2,570 5 > $10,000 Deductible 180 5 Stone Siding No
1989 110,000 Composition Roof 1,040 2 $500- $1000 Deductible 150 5 Wood siding No
1944 175,000 Shingles Roof 1,460 2 $500 Deductible 170 5 Stucco siding No
1944 135,000 Membrane Roof 1,370 3 $2500-$5000 Deductible 160 6 Brick siding No
1942 140,000 Composition Roof 1,490 2 $1000-$2500 Deductible 270 9 Brick siding No
2006 225,000 Membrane Roof 2,320 4 $5000 to $10,000 Deductible 180 4 Vinyl siding No
1990 100,000 Shingles Roof 970 2 $1000-$2500 Deductible 190 10 Brick siding yes
1985 185,000 Composition Roof 1,750 2 $500- $1000 Deductible 300 8 Stone Siding No
2002 230,000 Shingles Roof 2,230 5 $500- $1000 Deductible 40 1 Wood siding No
1942 200,000 Tile Roof 2,460 4 $1000-$2500 Deductible 620 12 Vinyl siding yes
1971 195,000 Composition Roof 1,890 3 $500 Deductible 220 7 Fiber-Cement Siding yes
1971 220,000 Tile Roof 2,350 3 $500- $1000 Deductible 430 10 Fiber-Cement Siding yes
1970 170,000 Slate Shingles Roof 1,730 4 $1000-$2500 Deductible 340 10 Fiber-Cement Siding yes
2013 160,000 Slate Shingles Roof 1,630 3 $2500-$5000 Deductible 130 5 Wood siding No
1942 260,000 Asphalt Shingles Roof 2,640 4 $5000 to $10,000 Deductible 320 7 Stucco siding No
1942 345,000 Wood Shake Roof 4,020 5 $500- $1000 Deductible 910 12 Vinyl siding yes
1995 200,000 Shingles Roof 1,670 2 $1000-$2500 Deductible 290 8 Stucco siding yes
2013 135,000 Slate Shingles Roof 1,640 2 $500 Deductible 200 7 Brick siding No
2007 160,000 Metal Roof 1,660 4 $2500-$5000 Deductible 50 2 Vinyl siding yes
1949 240,000 Metal Roof 2,050 3 $2500-$5000 Deductible 210 4 Wood siding yes
1977 180,000 Slate Shingles Roof 1,760 4 $2500-$5000 Deductible 200 5 Stucco siding No
2012 185,000 Wood Shake Roof 2,320 3 $2500-$5000 Deductible 200 5 Vinyl siding yes
2013 140,000 Shingles Roof 1,330 2 $2500-$5000 Deductible 230 9 Fiber-Cement Siding yes
1982 190,000 Tile Roof 1,730 3 $5000 to $10,000 Deductible 240 7 Fiber-Cement Siding No
1987 210,000 Composition Roof 2,040 5 $500 Deductible 140 4 Stone Siding No
2012 145,000 Asphalt Shingles Roof 1,740 4 $500- $1000 Deductible 120 4 Stone Siding No