Westport Insurance Rates:
Westport, CT homeowners insurance is approximately $941 to $1,270, about $78-$105/month. Our in depth research indicates shoppers can save upto $442 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
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Home Insurance Companies in Westport, CT: Customer-Reviewed Options
Top Home Insurance Agents Near Westport, CT
| Home Insurance Company Near Westport, CT |
Homeowners Insurance Agency Near Westport, CT |
Address |
| Travelers |
Eastern Insurors Llc |
445 GODWIN AVE, MIDLAND PARK, NJ, 7432 |
| Travelers |
Garber Atlas Fries & Associates Inc |
3070 LAWSON BLVD, OCEANSIDE, NY, 11572 |
| State Farm |
Michael Disalvo |
940 McBride Ave, Woodland Park, NJ, 07424-2619 |
| Travelers |
The Hack Agency Inc |
280 N Bedford Rd, Ste 306 Mount Kisco, Mt Kisco, NY, 10549 |
Westport, CT Auto & Homeowners Insurance Bundling Discounts
| Place |
1 Car Bundle Savings On Insurance |
2 Car Bundle Savings On Insurance |
3 Car Bundle Savings On Insurance |
| Southport CDP, Connecticut |
$149 |
$199 |
$299 |
| Norwalk city, Connecticut |
$138 |
$184 |
$276 |
| Fairfield town, Fairfield County, Connecticut |
$146 |
$194 |
$291 |
Westport, CT Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
| Westport, CT | 2.3% | 9.2% |
| Southport | 2.49% | 8.31% |
| Norwalk | 2.74% | 7.84% |
| Fairfield | 2.45% | 8.1% |
Westport Renters Insurance as a Percentage of Rent
| Westport Home By Monthly Rent |
Total Homes |
% of Total |
Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|
| Less than $200 |
28 |
2.0% |
$229 |
| $200 to $299 |
19 |
1.0% |
$679 |
| $300 to $499 |
28 |
2.0% |
$1129 |
| $500 to $749 |
18 |
1.0% |
$1804 |
| $750 to $999 |
91 |
7.0% |
$2554 |
| $1,000 to $1,499 |
255 |
21.0% |
$3679 |
| $1,500 or more |
733 |
62.0% |
$5329 |
Westport, CT Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible |
|---|
| Deductible | $900 | $3,900 |
| Yearly Westport Homeowner Insurance Premium Example | $8,500 | $7,000 |
| Out of Pocket Expense During Claim | $900 | $3,900 |
| Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim |
$26,400 | $24,900 |
| Net Savings to Westport Home Owner from High Deductible Plan |
$1,500 |
Westport, CT Home Insurance Costs With Home Replacement Value Scenarios
| Scenario |
Westport, CT Home Replacement Value MORE than Home Value |
Westport, CT Home Replacement Value LESS than Home Value |
| Replacement Value |
$1,280,000 |
$750,000 |
| Insurance Premium based on Replacement Value |
$14,975 |
$8,775 |
| Risk Exposure from Under Insuring Coverage |
Unnecessary Home Insurance Coverage of $250,000 |
Risk Exposure from Under Insuring Coverage is $280,000 |
| Premium Impact |
Insurance cheaper by $3,275/year |
Insurance costlier by $2,925/year |
Example Westport Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company |
State Farm | Liberty Mutual | GEICO Insurance |
| Monthly Premium |
528 | 561 | 758 |
| Year Built |
1992 | 1979 | 1967 |
| Home Details |
3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount |
$700000-$800000 | $800000-$900000 | More than 10000000 |
| Deductible |
$1000-$2500 Deductible | $5000 to $10,000 Deductible | $500 Deductible |