Westminster Insurance Rates:

Westminster, SC homeowners insurance is approximately $670 to $915, about $55-$76/month. Our detailed analysis shows customers can save as much as $316 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Westminster, SC Homeowners Insurance By Home Value

Westminster, SC Home Value Total Homes % of Total Average Westminster, SC Homeowners Insurance
Less than $50,000 774 28.0% $205
$50,000 to $59,999 105 3.0% $427
$60,000 to $69,999 95 3.0% $530
$70,000 to $79,999 134 5.0% $617
$80,000 to $89,999 141 5.0% $696
$90,000 to $99,999 206 7.0% $784
$100,000 to $124,999 278 10.0% $902
$125,000 to $149,999 264 9.0% $1132
$150,000 to $174,999 223 8.0% $1338
$175,000 to $199,999 159 5.0% $1544
$200,000 to $249,999 73 2.0% $1861
$250,000 to $299,999 144 5.0% $2273
$300,000 to $399,999 76 2.0% $2882

Top Home Insurance Agents Near Westminster, SC

Home Insurance Company Near Westminster, SC Homeowners Insurance Agency Near Westminster, SC Address
Allstate Babette Bouvier Jones 430 Haywood Rd Ste C, Greenville, SC, 29607
Liberty Mutual Independent Keenan & Suggs, Inc. 55 E CAMPERDOWN WAY, GREENVILLE, SC, 29601
State Farm Mike Vanminos 92 N Sage St, Toccoa, GA, 30577-3679
Liberty Mutual Independent Palmetto Insurance 208 KEOWEE TRL, CLEMSON, SC, 29631
Travelers Wayah Insurance Group 295 E PALMER ST, FRANKLIN, NC, 28744

Cost Of Homeowners Insurance By Street Near Westminster, SC

Streets in Westminster Area Homeowners Insurance Cost
State Rd S-37-166, State Rd S-37-13, Punkin Dr, Shoals Rd, Carpenter Dr, Ringing Anvil Dr, Critter Rd, S Alexander St, Idlewild Dr, Welcome Church Rd$778
Beegum St, Wood St, Roach Rd, T U 63, Reval Site Dr, S Piedmont St, Crain Rd, Highland Ave, Dewey St, W Freeman Rd$792
State Rd S-37-272, Bermuda St, Kari Dr, State Rd S-37-135, Lane Dr, Old Unity Rd, Grayson Dr, Sims St, Rufus Land Rd, Dawn Dr$796
Louise Wilson Dr, Hemlock Dr, State Rd S-37-435, Retreat St, State Rd S-37-517, Ash Dr, Oak St, Hammond Ln, Julian Dr, Rivoli Point Rd$798
Leigh Ln, E Bennett Rd, S Hampton St, Becks Park Dr, Norris St, Cawthorn Rd, Hopewell Church Rd, Dorn St, Grey St, Martin St$800

Westminster, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Westminster$118 to $121
Rock Creek$131
Long Creek$118
Oconee County$121

Westminster, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rock Creek CCD, Stephens County, Georgia $109 $145 $218
Long Creek CCD, Oconee County, South Carolina $99 $131 $197
Oconee County, South Carolina $101 $135 $202

Westminster, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Westminster, SC7.0%23.6%
Rock Creek5.99%20.03%
Long Creek7.51%26.41%
Oconee County6.11%22.88%

Westminster Renters Insurance as a Percentage of Rent

Westminster Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 22 3.0% $805
$300 to $499 248 37.0% $1255
$500 to $749 271 41.0% $1930
$750 to $999 56 8.0% $2680
$1,000 to $1,499 44 6.0% $3805
$1,500 or more 17 2.0% $5455

Westminster, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Westminster Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,000$6,400
Net Savings to Westminster Home Owner from High Deductible Plan $600

Westminster, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Westminster, SC Home Replacement Value MORE than Home Value Westminster, SC Home Replacement Value LESS than Home Value
Replacement Value $134,000 $90,500
Insurance Premium based on Replacement Value $1,175 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $125/year

Example Westminster Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 5687100
Year Built 198520001999
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$125000-$150000$150000-$175000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Westminster, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 180,000 Asphalt Shingles Roof 2,970 4 $500 Deductible 260 2 Stone Siding No
2003 125,000 Metal Roof 2,140 3 $1000-$2500 Deductible 320 5 Wood siding No
1992 95,000 Composition Roof 1,610 3 $2500-$5000 Deductible 130 3 Vinyl siding No
1980 160,000 Shingles Roof 2,140 3 $1000-$2500 Deductible 300 3 Stone Siding yes
1980 190,000 Slate Shingles Roof 2,320 3 $1000-$2500 Deductible 740 6 Fiber-Cement Siding No
1998 110,000 Asphalt Shingles Roof 1,910 3 $1000-$2500 Deductible 270 5 Vinyl siding yes
1995 140,000 Metal Roof 1,920 3 $1000-$2500 Deductible 900 12 Brick siding No
2002 175,000 Slate Shingles Roof 3,210 4 $2500-$5000 Deductible 870 10 Wood siding No
2011 160,000 Membrane Roof 2,440 4 $500 Deductible 480 5 Wood siding yes
2013 90,000 Tile Roof 1,620 3 $2500-$5000 Deductible 200 8 Stucco siding yes
2005 90,000 Shingles Roof 1,470 3 $500 Deductible 330 7 Stucco siding yes
2012 170,000 Wood Shake Roof 2,110 3 $2500-$5000 Deductible 410 5 Stone Siding yes
2013 125,000 Shingles Roof 1,630 4 $500- $1000 Deductible 750 9 Brick siding yes
2002 120,000 Shingles Roof 2,050 4 $2500-$5000 Deductible 630 10 Vinyl siding yes
1983 225,000 Metal Roof 2,770 4 $1000-$2500 Deductible 850 8 Vinyl siding yes
2000 190,000 Wood Shake Roof 2,690 4 $500- $1000 Deductible 420 3 Vinyl siding No
1984 70,000 Shingles Roof 1,300 3 $1000-$2500 Deductible 240 8 Fiber-Cement Siding yes
1999 195,000 Membrane Roof 2,400 4 $500 Deductible 500 4 Brick siding yes
1990 110,000 Wood Shake Roof 1,400 3 $500- $1000 Deductible 400 7 Brick siding No
2003 175,000 Composition Roof 2,900 4 $500- $1000 Deductible 180 2 Stucco siding yes
1990 75,000 Asphalt Shingles Roof 1,330 3 $500- $1000 Deductible 700 12 Wood siding yes
1993 180,000 Tile Roof 2,210 3 $2500-$5000 Deductible 350 3 Wood siding yes
1996 70,000 Composition Roof 1,260 3 $2500-$5000 Deductible 300 9 Fiber-Cement Siding yes
1987 150,000 Metal Roof 1,980 3 $2500-$5000 Deductible 60 1 Fiber-Cement Siding yes
1980 225,000 Metal Roof 2,890 4 $2500-$5000 Deductible 710 8 Vinyl siding No
1992 175,000 Wood Shake Roof 2,980 4 $500 Deductible 1280 12 Vinyl siding No
2013 165,000 Tile Roof 2,280 3 $500- $1000 Deductible 590 7 Stone Siding No
1983 165,000 Membrane Roof 2,700 4 $2500-$5000 Deductible 70 1 Stucco siding yes
2004 95,000 Slate Shingles Roof 1,630 3 $500- $1000 Deductible 570 9 Fiber-Cement Siding No
1992 110,000 Wood Shake Roof 1,600 3 $500 Deductible 540 8 Brick siding No