How Much Does Westminster, CO Home Insurance Cost?
Westminster, CO Average Homeowners Insurance Cost
$1,405
Homeowners Insurance Cost - Westminster, CO
$273,500
Median Home Value - Westminster, CO
Westminster, CO Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$16.86 | $1,388.14 |
| $1000 Deductible | -$149.21 | $1,255.79 |
| $1500 Deductible | -$222.83 | $1,182.17 |
| $2000 Deductible | -$331.86 | $1,073.14 |
| $2500 Deductible | -$396.21 | $1,008.79 |
Westminster, CO Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$281 | $1,124 |
| 30 year old | +$21 | $1,426 |
| 40 year old | +$37 | $1,442 |
| 50 year old | +$53 | $1,458 |
| Above 50 year old | +$67 | $1,472 |
Westminster, CO Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$155 | $1,250 |
| Superior | -$126 | $1,279 |
| Masonry | -$70 | $1,335 |
| Brick | -$70 | $1,335 |
| Hail Resistant Roof | -$42 | $1,363 |
Westminster, CO Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$28 | $1,433 |
| Swimming Pool With A Diving Board | +$70 | $1,475 |
| Swimming Pool With Slide | +$84 | $1,489 |
Westminster, CO Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $42 | $1,363 |
| Police Department | $14 | $1,391 |
Westminster, CO Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$590.1 | $1,995 |
| Filing a Second Liability Claim | +$533.9 | $1,939 |
| Filing a Second Theft Claim | +$533.9 | $1,939 |
| Filing a Second Water Claim | +$463.65 | $1,869 |
| Filing a Fire Claim | +$281.0 | $1,686 |
| Filing a Liability Claim | +$266.95 | $1,672 |
| Filing a Theft Claim | +$266.95 | $1,672 |
| Filing a Water Claim | +$224.8 | $1,630 |
| Filing a Weather Claim | +$224.8 | $1,630 |