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Westminster, CO Home Values & Insurance Rates

Westminster, CO Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 824 3.0% $96
$90,000 to $99,999 252 1.0% $370
$100,000 to $124,999 923 3.0% $431
$125,000 to $149,999 1,659 6.0% $537
$150,000 to $174,999 2,825 11.0% $634
$175,000 to $199,999 3,149 13.0% $731
$200,000 to $249,999 7,054 29.0% $881
$250,000 to $299,999 3,685 15.0% $1083
$300,000 to $399,999 3,088 12.0% $1374

Top Home Insurance Agents Near Westminster, CO

Home Insurance Company Near Westminster, CO Homeowners Insurance Agency Near Westminster, CO Address
Travelers A Complete Insurance Agency Inc 8906 W Bowles Ave, Ste 130 , Littleton, CO, 80123
Travelers All Colorado Insurance Services Inc 9725 E HAMPDEN AVE STE 330, DENVER, CO, 80231
State Farm Chris Jaramillo 3901 E 112th Ave Unit T, Thornton, CO, 80233-2546
Farmers Dean Lagrave 1776 S Jackson St Ste 301, Denver, CO, 80210
Allstate Sherry Unruh 1051 Main St, Windsor, CO, 80550

Estimated Home Insurance By Street Area Near Westminster, CO

Westminster Area Estimated House Insurance
W 133rd Cir, Tejon Way, Lowell Way, W 132nd Pl, W 107th Pl, W 135th Pl, W 115th Dr, W 107th Ct, E 156th Ave, Grove Ct$885
N Elliot St, W 71st Way, Hunter Way, W 90th Pl, W 116th Ave, Bradburn Blvd, W 99th Pl, W 116th Way, Circle Dr, E 144th Way$870
W 81st Ave, N Tennyson Way, W 106th Pl, 103rd Pl, Canosa St, Pratt St, W Hawthorne Pl, Grove Ct, W 86th Ave, Pratt Pl$863
Yates Dr, E 152nd Pl, W 144th Ave, W 152nd Pl, W 71st Ct, Cherry Ln, W 77th Ave, Bradburn Blvd, 110th Pl, W 116th Ln$930
Alcott Dr, W 98th Pl, W 98th Way, W 97th Pl, W 119th Ave, Avrum Dr, W 114th Pl, W 80th Pl, Saint Paul St, Lipan Ct$916

Savings on home insurance for senior occupied homes

PlaceSavings
Westminster$132 to $134
Shaw Heights$130
Federal Heights$123
Sherrelwood$129

Westminster, CO Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Westminster, CO4.5%17.6%
Shaw Heights4.78%18.5%
Federal Heights5.5%10.4%
West Adams4.66%18.01%

Westminster Renters Insurance as a Percentage of Rent

Westminster Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 230 1.0% $799
$300 to $499 284 2.0% $1249
$500 to $749 2,330 16.0% $1924
$750 to $999 4,157 29.0% $2674
$1,000 to $1,499 4,856 34.0% $3799
$1,500 or more 2,231 15.0% $5449

Westminster, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Westminster Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,700$9,500
Net Savings to Westminster Home Owner from High Deductible Plan $1,200

Westminster, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Westminster, CO Home Replacement Value MORE than Home Value Westminster, CO Home Replacement Value LESS than Home Value
Replacement Value $432,000 $301,500
Insurance Premium based on Replacement Value $2,150 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $61,500 Risk Exposure from Under Insuring Coverage is $69,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $325/year

Example Westminster Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 1294380
Year Built 200620141987
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $300000-$350000$125000-$150000$300000-$350000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Westminster, CO Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Shaw Heights CDP, Colorado $109 $145 $217
Federal Heights city, Colorado $103 $137 $206
West Adams CCD, Adams County, Colorado $109 $145 $217

Sample Home Insurance Rates for Westminster, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 170,000 Tile Roof 1,180 2 $500 Deductible 390 6 Vinyl siding No
2000 125,000 Wood Shake Roof 1,120 2 $2500-$5000 Deductible 330 10 Fiber-Cement Siding yes
2010 485,000 Tile Roof 4,720 5 $1000-$2500 Deductible 890 6 Stucco siding yes
2014 450,000 Composition Roof 4,560 5 > $10,000 Deductible 270 3 Stone Siding No
1992 290,000 Composition Roof 2,700 4 $1000-$2500 Deductible 380 4 Stucco siding yes
1998 360,000 Asphalt Shingles Roof 3,510 5 $2500-$5000 Deductible 1000 9 Fiber-Cement Siding yes
1980 295,000 Metal Roof 2,640 4 $500 Deductible 890 6 Fiber-Cement Siding yes
2006 445,000 Wood Shake Roof 3,790 5 $2500-$5000 Deductible 1340 7 Stone Siding No
2009 495,000 Asphalt Shingles Roof 4,320 5 $2500-$5000 Deductible 1180 8 Vinyl siding yes
1973 300,000 Metal Roof 1,673 2 $500 Deductible 1640 12 Brick siding No