Westminster, CA homeowners insurance is roughly $544 to $738, about $45-$61/month. Our detailed analysis reveals consumers can save as much as $256 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Westminster, CA | Homeowners Insurance Agency Near Westminster, CA | Address |
|---|---|---|
| State Farm | Kevin Chhiv | Ste 110 2101 Business Center Dr, Irvine, CA, 92612-1026 |
| Allstate | Stas George | 18958 Daisetta St Ste 204, Rowland Heights, CA, 91748 |
| Farmers | Wendy Gallagher | 1911 Commercenter E Ste 115, San Bernardino, CA, 92408 |
| State Farm | Alex Mora | 634 S Brookhurst St, Anaheim, CA, 92804-3546 |
| Farmers | Barry Donegan | 2750 N Bellflower Blvd Ste 210c, Long Beach, CA, 90815 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Midway City CDP, California | $94 | $125 | $188 |
| Garden Grove city, California | $95 | $126 | $189 |
| Stanton city, California | $92 | $122 | $183 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Westminster, CA | 2.3% | 11.9% |
| Midway City | 2.66% | 17.1% |
| Garden Grove | 2.42% | 13.88% |
| Stanton | 2.67% | 11.38% |
| Westminster Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 231 | 1.0% | $778 |
| $300 to $499 | 461 | 3.0% | $1228 |
| $500 to $749 | 728 | 6.0% | $1903 |
| $750 to $999 | 1,281 | 10.0% | $2653 |
| $1,000 to $1,499 | 5,275 | 44.0% | $3778 |
| $1,500 or more | 3,720 | 31.0% | $5428 |
| Streets in Westminster Area | Homeowners Insurance Cost |
|---|---|
| Onyx Ct, Paul Way, Honold Cir, Clover Ct, Enfield Cir, Rondeau St, Doncaster Walk, Dalewood Ln, Westpark Pl, Maidstone St | $654 |
| Elmhurst Cir, Tropicana Ln, Garland Cir, Linnert St, Foxglove Ave, Village Way, la Jolla Plz, Comet Cir, Wentworth Dr, Queen Annes Ct | $632 |
| Cadiz Ave, S Starboard St, Cunningham Ave, Sterling Way, Sandalwood St, Weststate St, Skyview Dr, Givens Pl, Cordoba Plz, Starsia St | $644 |
| Edgemont Cir, la Paz Dr, Bucknell Cir, Riverton St, Hacienda Dr, Sorbonne St, Shooting Star Cir, Wheaton Cir, Bolsa Chica Rd, Debiois Ave | $660 |
| Windjammer Ln, Marble Cir, Glacier Dr, Keats Cir, Rose Ave, Doig Dr, Kramer Ave, Davit Ave, Pal Way, Pensacola St | $653 |
| Woodbury Ave, Monroe Ln, Etna Cir, Neece St, Bluebird Ln, Anaconda Ave, Minoru Ln, Lenore St, Marlowe Cir, Feltham Cir | $651 |
| Percy Dr, Auburn Cir, Yuma Pl, Dovewood Dr, Channing Ave, la Pat Pl, Savoy Cir, Treebark Cir, Tattershall Ave, Abraham Ave | $652 |
| Klamath Dr, Shell Cir, la Pat Pl, Hood Dr, Cheyenne Dr, Choctaw Dr, W Lucky Way, Peters Ave, Mirror Cir, Olivebrook Ct | $639 |
| Yermo Way, Jennrich Ave, Indies Ct, Fowler Cir, Sevilla Cir, Tullow Ln, Cork Dr, Overton St, Jojoba Ave, Enid Ln | $667 |
| Dartmouth Ave, Rathburn Ave, Sunside Ave, San Angelo Dr, Poinsettia Way, Humboldt Ave, Stepping Stone Cir, Natal Dr, Ellington Ln, Arnett Dr | $632 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Westminster | $96 to $98 |
| Midway City | $93 |
| Garden Grove | $94 |
| Stanton | $91 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 200000 | 500 | New | Amco | 402 |
| 200000 | 500 | New | Encompass | 588 |
| 250000 | 1000 | New | Stillwater Prop & Cas Co | 415 |
| 300000 | 500 | New | USAA | 620 |
| 400000 | 1000 | New | AIG Prop Cas | 1302 |
| 500000 | 2500 | New | Oregon Mutual | 651 |
| 150000 | 250 | 1-3 Years | Stillwater Prop & Cas Co | 439 |
| 150000 | 250 | 1-3 Years | Unigard Group | 441 |
| 150000 | 500 | 1-3 Years | First American Ins | 346 |
| 250000 | 500 | 1-3 Years | American Reliable | 654 |
| 250000 | 500 | 1-3 Years | Bankers Standard | 1720 |
| 250000 | 500 | 1-3 Years | Stillwater Ins Co | 556 |
| 300000 | 500 | 1-3 Years | Mercury Ins Group | 400 |
| 300000 | 500 | 1-3 Years | Pacific Specialty | 729 |
| 300000 | 500 | 1-3 Years | QBE (Balboa) | 704 |
| 500000 | 2500 | 1-3 Years | Travelers | 767 |
| 150000 | 250 | 4-6 Years | AIG Prop Cas | 742 |
| 250000 | 500 | 4-6 Years | CSE Safeguard | 633 |
| 500000 | 1000 | 4-6 Years | Hartford (Sentinel) | 1114 |
| 150000 | 250 | 7-15 Years | Stillwater Ins Co | 579 |
| 250000 | 1000 | 7-15 Years | Bankers Standard | 1867 |
| 250000 | 1000 | 7-15 Years | Mercury Ins Group | 551 |
| 300000 | 500 | 7-15 Years | Horace Mann P & C | 674 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $2,200 |
| Yearly Westminster Homeowner Insurance Premium Example | $1,000 | $800 |
| Out of Pocket Expense During Claim | $1,200 | $2,200 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,200 | $8,600 |
| Net Savings to Westminster Home Owner from High Deductible Plan | $600 | |
| Scenario | Westminster, CA Home Replacement Value MORE than Home Value | Westminster, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $594,500 | $454,000 |
| Insurance Premium based on Replacement Value | $1,475 | $1,125 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $86,500 | Risk Exposure from Under Insuring Coverage is $54,000 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $225/year |
| Insurance Company | Amica Mutual Insurance Company | Travelers | State Farm |
| Monthly Premium | 138 | 37 | 108 |
| Year Built | 1960 | 1973 | 1988 |
| Home Details | 4 Beds, 1 Baths | 2 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $700000-$800000 | $200000-$250000 | $400000-$500000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |