Westminster Insurance Rates:

Westminster, CA homeowners insurance is roughly $544 to $738, about $45-$61/month. Our detailed analysis reveals consumers can save as much as $256 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
I really like that i can view my homeowners insurance, and other property and casualty insurances, as well as my banking all on the same page.
Homesite
After filing a claim for water damage, the claims adjuster was very difficult to get ahold of for follow up questions.
Aaa
When i had a flood 2 days before christmas, aaa was quick to help me find someone that would come out immediately and reasonably priced.

Westminster, CA Homeowners Insurance By Home Value

Westminster, CA Home Value Total Homes % of Total Average Westminster, CA Homeowners Insurance
Less than $50,000 1,025 20.0% $32
$50,000 to $59,999 212 4.0% $70
$60,000 to $69,999 120 2.0% $89
$70,000 to $79,999 123 2.0% $102
$80,000 to $89,999 165 3.0% $115
$100,000 to $124,999 186 3.0% $147
$150,000 to $174,999 153 3.0% $224
$200,000 to $249,999 243 4.0% $307
$250,000 to $299,999 426 8.0% $378
$300,000 to $399,999 2,284 45.0% $480

Top Home Insurance Agents Near Westminster, CA

Home Insurance Company Near Westminster, CA Homeowners Insurance Agency Near Westminster, CA Address
State Farm Alex Mora 634 S Brookhurst St, Anaheim, CA, 92804-3546
Farmers Barry Donegan 2750 N Bellflower Blvd Ste 210c, Long Beach, CA, 90815
State Farm Kevin Chhiv Ste 110 2101 Business Center Dr, Irvine, CA, 92612-1026
Allstate Stas George 18958 Daisetta St Ste 204, Rowland Heights, CA, 91748
Farmers Wendy Gallagher 1911 Commercenter E Ste 115, San Bernardino, CA, 92408

Cost Of Homeowners Insurance By Street Near Westminster, CA

Streets in Westminster Area Homeowners Insurance Cost
Onyx Ct, Paul Way, Honold Cir, Clover Ct, Enfield Cir, Rondeau St, Doncaster Walk, Dalewood Ln, Westpark Pl, Maidstone St$654
Elmhurst Cir, Tropicana Ln, Garland Cir, Linnert St, Foxglove Ave, Village Way, la Jolla Plz, Comet Cir, Wentworth Dr, Queen Annes Ct$632
Cadiz Ave, S Starboard St, Cunningham Ave, Sterling Way, Sandalwood St, Weststate St, Skyview Dr, Givens Pl, Cordoba Plz, Starsia St$644
Edgemont Cir, la Paz Dr, Bucknell Cir, Riverton St, Hacienda Dr, Sorbonne St, Shooting Star Cir, Wheaton Cir, Bolsa Chica Rd, Debiois Ave$660
Windjammer Ln, Marble Cir, Glacier Dr, Keats Cir, Rose Ave, Doig Dr, Kramer Ave, Davit Ave, Pal Way, Pensacola St$653
Woodbury Ave, Monroe Ln, Etna Cir, Neece St, Bluebird Ln, Anaconda Ave, Minoru Ln, Lenore St, Marlowe Cir, Feltham Cir$651
Percy Dr, Auburn Cir, Yuma Pl, Dovewood Dr, Channing Ave, la Pat Pl, Savoy Cir, Treebark Cir, Tattershall Ave, Abraham Ave$652
Klamath Dr, Shell Cir, la Pat Pl, Hood Dr, Cheyenne Dr, Choctaw Dr, W Lucky Way, Peters Ave, Mirror Cir, Olivebrook Ct$639
Yermo Way, Jennrich Ave, Indies Ct, Fowler Cir, Sevilla Cir, Tullow Ln, Cork Dr, Overton St, Jojoba Ave, Enid Ln$667
Dartmouth Ave, Rathburn Ave, Sunside Ave, San Angelo Dr, Poinsettia Way, Humboldt Ave, Stepping Stone Cir, Natal Dr, Ellington Ln, Arnett Dr$632

Westminster, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Westminster$96 to $98
Midway City$93
Garden Grove$94
Stanton$91

Westminster, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Midway City CDP, California $94 $125 $188
Garden Grove city, California $95 $126 $189
Stanton city, California $92 $122 $183

Westminster, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Westminster, CA2.3%11.9%
Midway City2.66%17.1%
Garden Grove2.42%13.88%
Stanton2.67%11.38%

Westminster Renters Insurance as a Percentage of Rent

Westminster Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 231 1.0% $778
$300 to $499 461 3.0% $1228
$500 to $749 728 6.0% $1903
$750 to $999 1,281 10.0% $2653
$1,000 to $1,499 5,275 44.0% $3778
$1,500 or more 3,720 31.0% $5428

Average Cost Of Home Insurance By Company In Areas Nearby Westminster For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
200000500NewAmco402
200000500NewEncompass588
2500001000NewStillwater Prop & Cas Co415
300000500NewUSAA620
4000001000NewAIG Prop Cas1302
5000002500NewOregon Mutual651
1500002501-3 YearsStillwater Prop & Cas Co439
1500002501-3 YearsUnigard Group441
1500005001-3 YearsFirst American Ins346
2500005001-3 YearsAmerican Reliable654
2500005001-3 YearsBankers Standard1720
2500005001-3 YearsStillwater Ins Co556
3000005001-3 YearsMercury Ins Group400
3000005001-3 YearsPacific Specialty729
3000005001-3 YearsQBE (Balboa)704
50000025001-3 YearsTravelers767
1500002504-6 YearsAIG Prop Cas742
2500005004-6 YearsCSE Safeguard633
50000010004-6 YearsHartford (Sentinel)1114
1500002507-15 YearsStillwater Ins Co579
25000010007-15 YearsBankers Standard1867
25000010007-15 YearsMercury Ins Group551
3000005007-15 YearsHorace Mann P & C674

Westminster, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Westminster Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,800$6,200
Net Savings to Westminster Home Owner from High Deductible Plan $600

Westminster, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Westminster, CA Home Replacement Value MORE than Home Value Westminster, CA Home Replacement Value LESS than Home Value
Replacement Value $461,000 $325,500
Insurance Premium based on Replacement Value $1,250 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $62,000 Risk Exposure from Under Insuring Coverage is $73,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $175/year

Example Westminster Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualFarmers Insurance
Monthly Premium 8967151
Year Built 196419781985
Home Details 4 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $500000-$600000$400000-$500000$700000-$800000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Westminster, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 270,000 Shingles Roof 1,040 2 $500 Deductible 1130 12 Wood siding yes
1960 425,000 Tile Roof 1,790 3 $500 Deductible 320 3 Wood siding No
1987 625,000 Slate Shingles Roof 2,340 3 $500- $1000 Deductible 1100 7 Wood siding No
1986 410,000 Asphalt Shingles Roof 1,770 2 > $10,000 Deductible 680 10 Vinyl siding yes
1988 440,000 Composition Roof 2,170 3 $500- $1000 Deductible 160 2 Stone Siding No
1983 945,000 Wood Shake Roof 4,190 5 $500 Deductible 1730 8 Brick siding yes
1967 550,000 Metal Roof 2,710 4 $2500-$5000 Deductible 510 5 Vinyl siding No
1985 380,000 Metal Roof 1,530 3 $5000 to $10,000 Deductible 560 9 Stucco siding No
1962 590,000 Tile Roof 2,290 5 $500 Deductible 1600 9 Vinyl siding yes
1979 775,000 Membrane Roof 3,170 5 $500- $1000 Deductible 2410 12 Vinyl siding yes
1980 355,000 Membrane Roof 1,660 4 $2500-$5000 Deductible 250 5 Wood siding No
1967 465,000 Slate Shingles Roof 2,230 5 $5000 to $10,000 Deductible 780 10 Vinyl siding No
1979 610,000 Composition Roof 2,780 4 $5000 to $10,000 Deductible 90 1 Brick siding yes
1953 485,000 Slate Shingles Roof 1,326 3 $1000-$2500 Deductible 480 4 Vinyl siding No