Westland, MI homeowners insurance is roughly $621 to $843, about $51-$70/month. Our all inclusive guide shows customers can save as much as $292 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Westland, MI | Homeowners Insurance Agency Near Westland, MI | Address |
|---|---|---|
| State Farm | Virgil Lewis | 31313 Northwestern Hwy Ste 126, Farmingtn Hls, MI, 48334-2565 |
| State Farm | Bill Nettle | 6447 Rochester Rd, Troy, MI, 48085-1306 |
| Farmers | Sharon Pauley | 3983 S Ortonville Rd Ste B, Clarkston, MI, 48348 |
| Allstate | Terri Megge | 35409 Jefferson Ave, Harrison Township, MI, 48045 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Garden City city, Michigan | $91 | $121 | $181 |
| Wayne city, Michigan | $90 | $120 | $180 |
| Inkster city, Michigan | $89 | $118 | $177 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Westland, MI | 4.7% | 13.3% |
| Garden City | 4.62% | 13.11% |
| Wayne | 4.9% | 13.04% |
| Inkster | 5.25% | 12.73% |
| Westland Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 338 | 2.0% | $806 |
| $300 to $499 | 749 | 5.0% | $1256 |
| $500 to $749 | 4,534 | 36.0% | $1931 |
| $750 to $999 | 4,252 | 33.0% | $2681 |
| $1,000 to $1,499 | 2,153 | 17.0% | $3806 |
| $1,500 or more | 398 | 3.0% | $5456 |
| Streets in Westland Area | Homeowners Insurance Cost |
|---|---|
| Pheasant Ln, Carrousel Blvd, Easley Dr, S Linville Ave, Stratford St, S Sybald St, McGee Ct, Elbridge Ct, Donnelly St, Eastport St | $711 |
| Hogan Ln, Malvern Dr, Huron Pkwy, Parkcrest Cir, Lancashire St, Audreys Way, Walton St N, Trailbrooke Cir, N Schuman St, Daisy Ln | $740 |
| Donna Rd, Superior Pkwy, Crabtree St, Gladys Ave, Blackfoot St, N Hambleton St, Benson Dr, N Parent St, Carrousel Blvd, Shackett | $732 |
| Shellye Ct, S Christine St, Carmel St, Hillcrest Blvd, Carolon Ln, Eton St, Hartel, Barkridge Cir, Golfview Ln, Woodcrest Dr | $700 |
| Liberty Blvd, Ashby St, Dartmouth Dr, Webb Ct, Harmon Ct, Sycamore Ct, Northampton St, Robinson Ct, Farmington Ct, Chief Ln | $757 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Westland | $109 to $112 |
| Garden City | $109 |
| Wayne | $108 |
| Inkster | $106 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $1,500 |
| Yearly Westland Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $500 | $1,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,300 | $4,700 |
| Net Savings to Westland Home Owner from High Deductible Plan | $600 | |
| Scenario | Westland, MI Home Replacement Value MORE than Home Value | Westland, MI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $129,000 | $84,500 |
| Insurance Premium based on Replacement Value | $625 | $400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $24,000 | Risk Exposure from Under Insuring Coverage is $20,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $125/year |
| Insurance Company | Allstate | Liberty Mutual | Nationwide Insurance |
| Monthly Premium | 32 | 51 | 48 |
| Year Built | 1973 | 2001 | 1994 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $75000-$100000 | $125000-$150000 | $200000-$250000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $5000 to $10,000 Deductible |