Westland Insurance Rates:

Westland, MI homeowners insurance is roughly $621 to $843, about $51-$70/month. Our all inclusive guide shows customers can save as much as $292 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The prices are a good deal for the amount of coverage! even if a claim does need to be filed the rates do not increase as much as they could!
Century National
The companies website is not really useful. i would like to be able to adjust my policy on the website.
Liberty Mutual
I have always had a very good experience when contacting customer service. they really make sure you understand the claims process and take the time to make sure all questions and concerns are addressed.

Westland, MI Homeowners Insurance By Home Value

Westland, MI Home Value Total Homes % of Total Average Westland, MI Homeowners Insurance
Less than $50,000 2,720 12.0% $175
$50,000 to $59,999 922 4.0% $373
$60,000 to $69,999 1,384 6.0% $468
$70,000 to $79,999 1,956 9.0% $541
$80,000 to $89,999 1,746 8.0% $607
$90,000 to $99,999 1,841 8.0% $680
$100,000 to $124,999 3,717 17.0% $790
$125,000 to $149,999 2,744 12.0% $988
$150,000 to $174,999 2,094 9.0% $1171
$175,000 to $199,999 711 3.0% $1354
$200,000 to $249,999 866 4.0% $1625
$250,000 to $299,999 386 1.0% $1991
$300,000 to $399,999 246 1.0% $2525

Top Home Insurance Agents Near Westland, MI

Home Insurance Company Near Westland, MI Homeowners Insurance Agency Near Westland, MI Address
NA Summit Financial Group 3245 N Hwy Ste F , Adrian, MI, 49221
State Farm Bill Nettle 6447 Rochester Rd, Troy, MI, 48085-1306
Farmers Sharon Pauley 3983 S Ortonville Rd Ste B, Clarkston, MI, 48348
Allstate Terri Megge 35409 Jefferson Ave, Harrison Township, MI, 48045
State Farm Virgil Lewis 31313 Northwestern Hwy Ste 126, Farmingtn Hls, MI, 48334-2565

Cost Of Homeowners Insurance By Street Near Westland, MI

Streets in Westland Area Homeowners Insurance Cost
Pheasant Ln, Carrousel Blvd, Easley Dr, S Linville Ave, Stratford St, S Sybald St, McGee Ct, Elbridge Ct, Donnelly St, Eastport St$711
Hogan Ln, Malvern Dr, Huron Pkwy, Parkcrest Cir, Lancashire St, Audreys Way, Walton St N, Trailbrooke Cir, N Schuman St, Daisy Ln$740
Donna Rd, Superior Pkwy, Crabtree St, Gladys Ave, Blackfoot St, N Hambleton St, Benson Dr, N Parent St, Carrousel Blvd, Shackett$732
Shellye Ct, S Christine St, Carmel St, Hillcrest Blvd, Carolon Ln, Eton St, Hartel, Barkridge Cir, Golfview Ln, Woodcrest Dr$700
Liberty Blvd, Ashby St, Dartmouth Dr, Webb Ct, Harmon Ct, Sycamore Ct, Northampton St, Robinson Ct, Farmington Ct, Chief Ln$757

Westland, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Westland$109 to $112
Garden City$109
Wayne$108
Inkster$106

Westland, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Garden City city, Michigan $91 $121 $181
Wayne city, Michigan $90 $120 $180
Inkster city, Michigan $89 $118 $177

Westland, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Westland, MI4.7%13.3%
Garden City4.62%13.11%
Wayne4.9%13.04%
Inkster5.25%12.73%

Westland Renters Insurance as a Percentage of Rent

Westland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 338 2.0% $806
$300 to $499 749 5.0% $1256
$500 to $749 4,534 36.0% $1931
$750 to $999 4,252 33.0% $2681
$1,000 to $1,499 2,153 17.0% $3806
$1,500 or more 398 3.0% $5456

Westland, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Westland Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Westland Home Owner from High Deductible Plan $600

Westland, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Westland, MI Home Replacement Value MORE than Home Value Westland, MI Home Replacement Value LESS than Home Value
Replacement Value $110,000 $74,500
Insurance Premium based on Replacement Value $450 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,000 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example Westland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceLiberty Mutual
Monthly Premium 276162
Year Built 196319931983
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$125000-$150000$125000-$150000
Deductible $1000-$2500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Westland, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 165,000 Slate Shingles Roof 2,600 4 $5000 to $10,000 Deductible 320 7 Brick siding No
1979 160,000 Composition Roof 2,540 4 $5000 to $10,000 Deductible 140 4 Vinyl siding yes
1979 265,000 Wood Shake Roof 3,200 4 $2500-$5000 Deductible 590 6 Stucco siding No
1997 125,000 Membrane Roof 1,890 3 $500 Deductible 120 2 Brick siding No
2006 135,000 Tile Roof 1,730 4 $2500-$5000 Deductible 250 5 Fiber-Cement Siding No
2002 135,000 Asphalt Shingles Roof 2,010 4 $500- $1000 Deductible 410 8 Stucco siding No
1972 70,000 Shingles Roof 1,040 2 $2500-$5000 Deductible 140 8 Brick siding yes
1998 155,000 Tile Roof 1,900 3 $5000 to $10,000 Deductible 50 1 Stone Siding yes
2008 140,000 Wood Shake Roof 1,750 2 $1000-$2500 Deductible 210 5 Wood siding No
1969 95,000 Composition Roof 1,210 3 $500- $1000 Deductible 270 8 Fiber-Cement Siding No
2004 130,000 Membrane Roof 1,800 2 $500 Deductible 50 1 Stone Siding yes
2003 90,000 Wood Shake Roof 1,220 3 $1000-$2500 Deductible 70 2 Vinyl siding yes
1994 80,000 Composition Roof 1,270 3 $500- $1000 Deductible 70 3 Vinyl siding yes
2003 70,000 Asphalt Shingles Roof 1,040 2 $500 Deductible 340 8 Stone Siding yes
1963 80,000 Slate Shingles Roof 1,036 2 $1000-$2500 Deductible 70 3 Brick siding yes