How Much Does Westfield, NJ Home Insurance Cost?

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Westfield, NJ Average Homeowners Insurance Cost

$1,664.25

Homeowners Insurance Cost - Westfield, NJ

$725,100

Median Home Value - Westfield, NJ


Westfield, NJ Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$19.97 $1,644.28
$1000 Deductible -$176.74 $1,487.51
$1500 Deductible -$263.95 $1,400.3
$2000 Deductible -$393.1 $1,271.15
$2500 Deductible -$469.32 $1,194.93

Westfield, NJ Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$466 $1,198
30 year old +$25 $1,689
40 year old +$43 $1,708
50 year old +$63 $1,727
Above 50 year old +$80 $1,744

Westfield, NJ Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$216 $1,448
Superior -$166 $1,498
Masonry -$83 $1,581
Brick -$83 $1,581
Hail Resistant Roof -$50 $1,614


Westfield, NJ Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$33 $1,698
Swimming Pool With A Diving Board +$67 $1,731
Swimming Pool With Slide +$100 $1,764

Westfield, NJ Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $50 $1,614
Police Department $17 $1,648

Westfield, NJ Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$698.985 $2,363
Filing a Second Liability Claim +$632.415 $2,297
Filing a Second Theft Claim +$632.415 $2,297
Filing a Second Water Claim +$549.2025 $2,213
Filing a Fire Claim +$332.85 $1,997
Filing a Liability Claim +$316.2075 $1,980
Filing a Theft Claim +$316.2075 $1,980
Filing a Water Claim +$266.28 $1,931
Filing a Weather Claim +$266.28 $1,931

Westfield, NJ Home Insurance - Analysis On Quotes, Rates & Agents

Westfield, NJ Home Insurance Agents for Top Companies

Visual Guide for Westfield, NJ Home Insurance Buyers on Insurance Companies and Rates