How Much Does Westfield, NJ Home Insurance Cost?
Westfield, NJ Average Homeowners Insurance Cost
$1,664.25
Homeowners Insurance Cost - Westfield, NJ
$725,100
Median Home Value - Westfield, NJ
Westfield, NJ Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$19.97 | $1,644.28 |
| $1000 Deductible | -$176.74 | $1,487.51 |
| $1500 Deductible | -$263.95 | $1,400.3 |
| $2000 Deductible | -$393.1 | $1,271.15 |
| $2500 Deductible | -$469.32 | $1,194.93 |
Westfield, NJ Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$466 | $1,198 |
| 30 year old | +$25 | $1,689 |
| 40 year old | +$43 | $1,708 |
| 50 year old | +$63 | $1,727 |
| Above 50 year old | +$80 | $1,744 |
Westfield, NJ Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$216 | $1,448 |
| Superior | -$166 | $1,498 |
| Masonry | -$83 | $1,581 |
| Brick | -$83 | $1,581 |
| Hail Resistant Roof | -$50 | $1,614 |
Westfield, NJ Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$33 | $1,698 |
| Swimming Pool With A Diving Board | +$67 | $1,731 |
| Swimming Pool With Slide | +$100 | $1,764 |
Westfield, NJ Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $50 | $1,614 |
| Police Department | $17 | $1,648 |
Westfield, NJ Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$698.985 | $2,363 |
| Filing a Second Liability Claim | +$632.415 | $2,297 |
| Filing a Second Theft Claim | +$632.415 | $2,297 |
| Filing a Second Water Claim | +$549.2025 | $2,213 |
| Filing a Fire Claim | +$332.85 | $1,997 |
| Filing a Liability Claim | +$316.2075 | $1,980 |
| Filing a Theft Claim | +$316.2075 | $1,980 |
| Filing a Water Claim | +$266.28 | $1,931 |
| Filing a Weather Claim | +$266.28 | $1,931 |