Westfield, NJ homeowners insurance is nearly $808 to $1,101, about $67-$91/month. Our in depth guide shows customers can save upto $382 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Westfield, NJ | Homeowners Insurance Agency Near Westfield, NJ | Address |
|---|---|---|
| Travelers | Bayside Agency Ltd | 20015 32Nd Ave Bayside, NYC, NY, 11361 |
| Travelers | Brownie W Davis Agency Corp | 22 Elm St, Woodmere, NY, 11598 |
| Liberty Mutual | Jared Thomas | 2 Jericho Plaza, Jericho, NY, 11753 |
| State Farm | Mansa Nicome | 86 State Highway 35, Neptune City, NJ, 7753 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Garwood borough, New Jersey | $131 | $174 | $261 |
| Union County, New Jersey | $131 | $174 | $261 |
| Scotch Plains township, Union County, New Jersey | $135 | $180 | $270 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Westfield, NJ | 2.2% | 8.0% |
| Garwood | 2.7% | 7.28% |
| Union County | 2.64% | 7.24% |
| Scotch Plains | 2.39% | 7.53% |
| Westfield Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 40 | 2.0% | $736 |
| $300 to $499 | 112 | 6.0% | $1186 |
| $500 to $749 | 50 | 2.0% | $1861 |
| $750 to $999 | 213 | 11.0% | $2611 |
| $1,000 to $1,499 | 521 | 28.0% | $3736 |
| $1,500 or more | 871 | 48.0% | $5386 |
| Streets in Westfield Area | Homeowners Insurance Cost |
|---|---|
| Stirling Pl, Oak Ave, Connecticut St, Sedgewick Ave, Sunnywood Dr, Sunset Ave, Irving Ave, Midvale Ter, Floral Ct, Drummond Rd | $932 |
| Gallowae, Tuxford Turn, Lawnside Pl, Marcellus Dr, Ardsleigh Dr, W Broad St, Elmer St, Hiawatha Dr, Fairfield Cir, Cottage Pl | $930 |
| Azalea Trl, Ferris Pl, Cayuga Way, Willow Grove Pkwy, Girard Ave, Ayliffe Ave, Mohawk Trl, Davis Ct, Terrace Pl, Raymond St | $938 |
| Maryland St, Bennett Pl, Avon Rd, Scudder Rd, Hardwick Ave, Hyslip Ave, Montauk Dr, Village Cir, Tuttle Pkwy, Codding Rd | $944 |
| South Ave E, Kirkview Cir, Massachusetts St, N Cottage Pl, Shackamaxon Dr, Glen Ave, Ripley Pl, Hazel Ave, Parkview Ave, E Grove St | $936 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Westfield | $142 to $145 |
| Garwood | $131 |
| Union County | $130 |
| Scotch Plains | $135 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $9,000 |
| Yearly Westfield Homeowner Insurance Premium Example | $3,700 | $2,100 |
| Out of Pocket Expense During Claim | $1,000 | $9,000 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $23,200 | $21,600 |
| Net Savings to Westfield Home Owner from High Deductible Plan | $1,600 | |
| Scenario | Westfield, NJ Home Replacement Value MORE than Home Value | Westfield, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $672,000 | $442,000 |
| Insurance Premium based on Replacement Value | $3,975 | $2,600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $147,500 | Risk Exposure from Under Insuring Coverage is $82,500 |
| Premium Impact | Insurance cheaper by $500/year | Insurance costlier by $875/year |
| Insurance Company | Allstate | State Farm | Farmers Insurance |
| Monthly Premium | 255 | 318 | 105 |
| Year Built | 1965 | 1944 | 1946 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $800000-$900000 | $700000-$800000 | $400000-$500000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $2500-$5000 Deductible |