Westerville Insurance Rates:

Westerville, OH homeowners insurance is approximately $638 to $868, about $53-$72/month. Our extensive research reveals consumers can save as much as $301 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
i actually have no experience with the home insurance company's customer service. i only have had a chance to speak to an agent. i am new to farmers and have had no claims with them.
Farmer's Insurance
I would recommend this company to any of my friends. They are really helpful in explaining things to newer people not familiar with insurance.
They bundle my car and home insurance to offer a better discount than their competitors. They have an app for your phone. They offer a discount if you pay in full for the policy term.
American Family
I have been with american family for at least 10 years for my car and renters insurance, so when i bought my house 4 years ago i knew i'd continue to use them. then last year i refinanced and decided to see if other places were cheaper. not one place even came close to the amount i pay right now.
Cincinnati Insurance
I've never had to call and make a claim so the only time I've dealt with them is to apply for insurance and often my policy
Erie Insurance
I am fully satisfied with the premium and deductible - the premium is included in our mortgage which is good as that makes one less check that needs to be written for us.
Erie Insurance
Id give my insurance company a 4 on a scale of 1-5 , as they are very responsive, quick to pay a claim, and offer excellent customer care. The only reason they do not get a 5 rating, is that I feel they are more expensive than their competitors.
Liberty Mutual
I called customer service to add some silver bullion coins that I had recently purchased to my homeowners policy. The agent was extremely helpful and I was able to add the coins with minimal fuss.
Since I have a tenant they were able to offer me the best rates for home insurance to cover all belongings and the house in case of an event.
Erie Insurance
the premium and deductible of your policy compared to the other home insurance policies for the same coverage which provides one of the best services as compared to other this is best
Grange Insurance
I feel the premium and deductible with Grange is lower than what I was previously paying for State Farm. They have very competitive prices compared to other companies out there. I'm happy with what I pay for my premium and deductible.
Auto Owners Insurance
they offered a lot more details than my previous insurance company.
I have had a good experience with the insurance representatives on the phone. i have had to call twice - once for a claim that we did end up filing and going through the insurance to repair (the mold situation i mentioned earlier), and once for a claim that was not likely to meet the deductible level/criteria, and we did not go through the insurance to repair. we received good advice in both instances, and although it was frustrating to hear that we would not likely meet the requirements for a claim with the second event (ice dams and ice damage), it was the correct advice to provide and i appreciate their honesty.
My policy is not overly specific about what is covered for my household items. it only has a vague list of items that may need additional coverage.
Erie Insurance
Customer service is amazing you don't get redirected to. India when you call and there is not automated options you get a real person every time
American Family
They are a big company so I know I can trust them and there are a lot of resources, locally and nationally out there.
State Farm
The only thing I don't like is they send too much mail. What I like is that they always answer their phone or will call you right back.
American Family
I really cant say that i dislike anything about American family. I have never had an issue with them. But have also not had to sumbit a CLAIM Either.
It has a local representative. That is really the only reason I am presently satisfied with them. I have nothing else to go on when trying to determine satisfaction.
State Farm
Yes, I would recommend StateFarm to others, and I have received in the car insurance aspect makes me recommend their home insurance.

Westerville, OH Homeowners Insurance By Home Value

Westerville, OH Home Value Total Homes % of Total Average Westerville, OH Homeowners Insurance
$80,000 to $89,999 105 1.0% $301
$90,000 to $99,999 131 1.0% $338
$100,000 to $124,999 240 2.0% $391
$125,000 to $149,999 860 8.0% $489
$150,000 to $174,999 1,334 13.0% $579
$175,000 to $199,999 1,530 15.0% $662
$200,000 to $249,999 2,547 26.0% $798
$250,000 to $299,999 1,809 18.0% $978
$300,000 to $399,999 865 8.0% $1249

Top Home Insurance Agents Near Westerville, OH

Home Insurance Company Near Westerville, OH Homeowners Insurance Agency Near Westerville, OH Address
NA Wells Crop Insurance Agency 29701 Dennis Church Road , Walhonding, OH, 43843
NA Girard Insurance Planners Po Box 188, Worthington, OH, 43085
NA Zucker & Associates Insurance Agency Inc. 196 S Main St, Marion, OH, 43302
Travelers Chris Zunich Insurance Agency Llc 7509 E MAIN ST STE 209, REYNOLDSBURG, OH, 43068
Travelers Maxx Insurance Agency Llc 2815 STRATFORD RD, DELAWARE, OH, 43015

Westerville, OH Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Westerville, OH

Streets in Westerville Area Homeowners Insurance Cost
Lake Shore Ave, Lake Trail Dr, Medinah Ct, Albion Pl, Tree Bend Dr, Grandmere Blvd, Autumn Lake Dr, Polaris Lakes Dr, Jacqueline Ct, Chiddingstone Ln$798
Baneberry Dr, Stillwater Ave, Seafield Ct, Village Green Dr, Lookout Ridge Dr, Sanders Way, Tussic Street Rd, Cali Glen Ln, Sugar Maple Ct, Maxtown Rd$772
Burbank Pl, Willow Bend Ln, Interlachen Ave, Waterwood Dr, Gramford St, Park Bend Ct, Spring Run Dr, Linder Way, Alpine Dr, Champions Dr$796
Village Green Ln, Centauri Ave, Dorchester Dr, Sawgrass Way, Bellfrey Ct, Co Rd 17, Black Walnut Dr, Lakeview Dr, Mulberry Way N, Landings Loop N$784
Locust Ct, Upper Cambridge Way, Hornsby Dr, Somerton Dr, Grindstone Rd, Tussic Street Rd, Duncans Glen Dr, Turnhart Pl, Kingsmead Rd, Clancy Way$784

Westerville, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Westerville$112 to $115
Huber Ridge$105
Minerva Park$109

Westerville, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Blendon township, Franklin County, Ohio $89 $118 $177
Huber Ridge CDP, Ohio $88 $117 $175
Minerva Park village, Ohio $91 $121 $181

Westerville, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Westerville, OH3.6%9.7%
Huber Ridge4.53%11.13%
Minerva Park3.84%10.18%

Westerville Renters Insurance as a Percentage of Rent

Westerville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 149 4.0% $761
$300 to $499 199 6.0% $1211
$500 to $749 539 16.0% $1886
$750 to $999 966 29.0% $2636
$1,000 to $1,499 1,046 31.0% $3761
$1,500 or more 360 10.0% $5411

Westerville, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Westerville Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,600$13,600
Net Savings to Westerville Home Owner from High Deductible Plan $1,000

Westerville, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Westerville, OH Home Replacement Value MORE than Home Value Westerville, OH Home Replacement Value LESS than Home Value
Replacement Value $332,500 $245,500
Insurance Premium based on Replacement Value $1,075 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $60,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $100/year

Example Westerville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersChubb Group of InsuranceFarmers Insurance
Monthly Premium 795130
Year Built 200519901976
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$200000-$250000$175000-$200000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Westerville, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 225,000 Metal Roof 2,090 4 $2500-$5000 Deductible 180 4 Wood siding yes
1990 235,000 Membrane Roof 1,730 4 $1000-$2500 Deductible 210 4 Vinyl siding No
2007 290,000 Asphalt Shingles Roof 3,010 4 $2500-$5000 Deductible 580 9 Stucco siding No
1993 330,000 Tile Roof 2,610 4 $500- $1000 Deductible 700 6 Wood siding No
2008 470,000 Slate Shingles Roof 3,750 5 $1000-$2500 Deductible 320 4 Stucco siding No
2011 500,000 Shingles Roof 3,730 5 $2500-$5000 Deductible 1130 12 Wood siding yes
2012 400,000 Tile Roof 2,890 5 $500 Deductible 850 7 Stone Siding No
2012 295,000 Slate Shingles Roof 2,580 4 $2500-$5000 Deductible 400 6 Wood siding yes
2011 295,000 Membrane Roof 2,690 5 $500 Deductible 800 8 Stucco siding No
2007 320,000 Membrane Roof 2,310 3 $2500-$5000 Deductible 870 10 Stucco siding No
1988 190,000 Metal Roof 1,920 4 $500- $1000 Deductible 650 8 Vinyl siding No
1974 260,000 Composition Roof 2,250 4 $500- $1000 Deductible 470 6 Vinyl siding No
1995 260,000 Asphalt Shingles Roof 2,340 4 $500- $1000 Deductible 200 3 Brick siding No
2011 175,000 Composition Roof 1,840 5 $500- $1000 Deductible 730 12 Vinyl siding No
1977 365,000 Membrane Roof 3,160 4 $2500-$5000 Deductible 1270 12 Stone Siding No
2013 235,000 Slate Shingles Roof 2,150 4 $500- $1000 Deductible 530 6 Vinyl siding yes
1986 210,000 Composition Roof 1,870 3 $500 Deductible 90 1 Stucco siding No
2012 335,000 Shingles Roof 3,130 5 $2500-$5000 Deductible 90 1 Vinyl siding No
1992 230,000 Wood Shake Roof 1,700 3 $5000 to $10,000 Deductible 280 4 Brick siding yes
1976 170,000 Metal Roof 1,360 3 $2500-$5000 Deductible 100 2 Stone Siding No
1974 280,000 Slate Shingles Roof 2,710 4 $5000 to $10,000 Deductible 480 12 Stucco siding No
1987 195,000 Asphalt Shingles Roof 1,510 3 $500- $1000 Deductible 470 8 Stone Siding No
1980 335,000 Asphalt Shingles Roof 2,840 5 $500- $1000 Deductible 480 5 Stucco siding No
1972 510,000 Composition Roof 3,650 5 $1000-$2500 Deductible 1250 7 Brick siding No
1974 130,000 Membrane Roof 1,220 3 $2500-$5000 Deductible 110 3 Wood siding No
2013 235,000 Asphalt Shingles Roof 2,010 4 $500- $1000 Deductible 560 10 Brick siding No
2003 225,000 Composition Roof 2,440 4 $500 Deductible 150 2 Stone Siding No
2003 265,000 Wood Shake Roof 2,640 4 $5000 to $10,000 Deductible 150 3 Stone Siding yes
1977 170,000 Composition Roof 1,720 5 $5000 to $10,000 Deductible 330 10 Wood siding No
1999 205,000 Composition Roof 1,670 3 $500 Deductible 410 6 Vinyl siding No
1981 130,000 Wood Shake Roof 1,280 3 $500- $1000 Deductible 200 5 Stone Siding No
1985 185,000 Tile Roof 1,660 3 $500 Deductible 220 4 Vinyl siding yes
1997 420,000 Membrane Roof 3,220 5 > $10,000 Deductible 180 2 Vinyl siding No
1978 210,000 Slate Shingles Roof 1,870 4 $1000-$2500 Deductible 290 7 Brick siding yes

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