Western Springs Insurance Rates:

Western Springs, IL homeowners insurance is approximately $795 to $1,098, about $66-$91/month. Our all inclusive analysis reveals consumers can save as much as $378 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Western Springs, IL Homeowners Insurance By Home Value

Western Springs, IL Home Value Total Homes % of Total Average Western Springs, IL Homeowners Insurance
Less than $50,000 20 2.0% $37
$100,000 to $124,999 20 2.0% $189
$150,000 to $174,999 74 7.0% $274
$175,000 to $199,999 32 3.0% $321
$200,000 to $249,999 80 8.0% $388
$250,000 to $299,999 133 13.0% $473
$300,000 to $399,999 621 63.0% $596

Top Home Insurance Agents Near Western Springs, IL

Home Insurance Company Near Western Springs, IL Homeowners Insurance Agency Near Western Springs, IL Address
Travelers Art Of Insurance Agency Inc 706 SOUTH MILWAUKEE AVENUE, WHEELING, IL, 60090
Allstate Blanca Caban 2336 N Western Ave, Chicago, IL, 60647
Liberty Mutual Independent Harris Insurance Agency 609 W Main Street West , Dundee, IL, 60118
Allstate Henry Benjamin 415 E 87th St, Chicago, IL, 60619
Farmers Joseph Lombardi 905 N Main St Ste 2, Naperville, IL, 60563

Cost Of Homeowners Insurance By Street Near Western Springs, IL

Streets in Western Springs Area Homeowners Insurance Cost
Stirrup Ln, W Brewster Ave, Clausen Ave, Big Bear Dr, Edgebrook Ln W, Cascade Dr, Elmwood Ct, Dover Ave, Edgebrook Ln E, Osceola Trl$854
Buttonwood Ct, 51st St, N Malden Ave, Brewster Ave, Clausen Ave, Commonwealth Ave, Carriage Pl, Post Rd, Lawn Dr, Acacia Cir$868
Jann Ct, Tecumseh Ln, N Edgewood Ave, N Brainard Ave, Shawnee Trl, Acacia Ln, Reid St, Shady Ln, Waubansee Dr, 54th St$862
Buttercup Bank, Potawatomie Trl, Johnson Ave, Prospect St, Linn Ct, N Kensington Ave, Shabbona Rd, W Old Mill Ln, Linden Cir, Catherine Ave$865
S Franklin Ave, 41st St, Sioux Trl, Edgebrook Ct, 54th Pl, Algonquin Trl, Ernst Ct, Richmond Ave, Garden Ave, Johnson Ave$861

Western Springs, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Western Springs$140 to $143
La Grange$135
Hinsdale$162
Countryside$118

Western Springs, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
La Grange village, Illinois $135 $180 $270
Hinsdale village, Illinois $162 $216 $324
Countryside city, Illinois $119 $158 $237

Western Springs, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Western Springs, IL2.5%8.0%
La Grange2.6%9.66%
Hinsdale2.25%8.99%
Countryside4.12%10.13%

Western Springs Renters Insurance as a Percentage of Rent

Western Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 20 18.0% $2567
$1,000 to $1,499 12 11.0% $3692
$1,500 or more 77 70.0% $5342

Western Springs, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Western Springs Homeowner Insurance Premium Example $2,600$2,100
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $17,500$16,500
Net Savings to Western Springs Home Owner from High Deductible Plan $1,000

Western Springs, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Western Springs, IL Home Replacement Value MORE than Home Value Western Springs, IL Home Replacement Value LESS than Home Value
Replacement Value $517,500 $329,500
Insurance Premium based on Replacement Value $3,100 $1,975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $141,000 Risk Exposure from Under Insuring Coverage is $47,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $850/year

Example Western Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 185180270
Year Built 196019711943
Home Details 4 Beds, 1 Baths5 Beds, 4 Baths5 Beds, 3 Baths
Coverage Amount $600000-$700000$700000-$800000$700000-$800000
Deductible > $10,000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Western Springs, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 365,000 Wood Shake Roof 1,670 4 > $10,000 Deductible 160 2 Wood siding yes
1968 1,235,000 Composition Roof 4,090 5 $5000 to $10,000 Deductible 270 1 Stucco siding No
1953 970,000 Slate Shingles Roof 4,160 5 > $10,000 Deductible 1820 9 Stone Siding yes
1958 620,000 Wood Shake Roof 2,360 5 $5000 to $10,000 Deductible 660 4 Wood siding No
2010 815,000 Membrane Roof 2,820 4 $5000 to $10,000 Deductible 1150 6 Stone Siding No
1978 800,000 Tile Roof 2,920 4 $2500-$5000 Deductible 2120 9 Stone Siding yes
2012 425,000 Metal Roof 1,620 4 $500- $1000 Deductible 400 2 Stone Siding No
1956 480,000 Shingles Roof 2,310 4 $2500-$5000 Deductible 1230 9 Fiber-Cement Siding yes
1971 1,085,000 Membrane Roof 3,850 5 $500 Deductible 4330 10 Stucco siding No
1966 535,000 Membrane Roof 2,170 4 $500- $1000 Deductible 970 7 Wood siding No
1952 595,000 Asphalt Shingles Roof 1,930 4 $1000-$2500 Deductible 910 5 Brick siding yes
1972 670,000 Asphalt Shingles Roof 2,980 4 $500- $1000 Deductible 900 3 Wood siding No
1974 810,000 Tile Roof 3,080 4 $5000 to $10,000 Deductible 540 2 Fiber-Cement Siding No
1967 755,000 Slate Shingles Roof 2,850 4 $5000 to $10,000 Deductible 1560 9 Wood siding No
2011 875,000 Composition Roof 3,150 4 $5000 to $10,000 Deductible 830 3 Brick siding yes
1964 545,000 Tile Roof 1,830 5 $500 Deductible 3300 12 Stucco siding yes
1977 870,000 Composition Roof 3,790 5 $2500-$5000 Deductible 890 4 Vinyl siding yes
1956 790,000 Asphalt Shingles Roof 2,760 5 $1000-$2500 Deductible 1150 3 Stone Siding No
2011 880,000 Slate Shingles Roof 3,060 4 $2500-$5000 Deductible 2410 9 Brick siding No
2014 675,000 Composition Roof 3,100 5 $1000-$2500 Deductible 260 1 Brick siding yes
1952 705,000 Tile Roof 3,210 4 $500- $1000 Deductible 670 3 Fiber-Cement Siding No
2011 840,000 Tile Roof 3,180 4 $5000 to $10,000 Deductible 460 2 Wood siding yes
1958 620,000 Membrane Roof 2,620 5 > $10,000 Deductible 1310 9 Stone Siding No
1972 560,000 Asphalt Shingles Roof 2,380 5 $2500-$5000 Deductible 520 4 Stone Siding yes
1951 1,270,000 Metal Roof 4,450 5 $1000-$2500 Deductible 2290 6 Vinyl siding yes
1968 755,000 Slate Shingles Roof 3,260 5 $1000-$2500 Deductible 3520 10 Stucco siding yes
1944 590,000 Wood Shake Roof 2,150 5 $500- $1000 Deductible 770 3 Wood siding No
1979 850,000 Asphalt Shingles Roof 3,470 5 $500- $1000 Deductible 340 1 Wood siding yes
1956 970,000 Membrane Roof 3,700 5 $500 Deductible 1950 5 Stone Siding No
1968 775,000 Shingles Roof 2,850 5 $500- $1000 Deductible 3020 8 Stone Siding yes