Westchase Insurance Rates:

Westchase, FL homeowners insurance is about $1,049 to $1,435, about $87-$119/month. Our complete guide indicates shoppers can save as much as $496 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
The insurance company is always very responsive and quick to address questions or issues that arise and always makes it clear they want to meet our needs.
Usaa
The only part I dislike about the company is the monthly payment. It is a bit more expensive than other insurance companies. It would be beneficial to me if my payments were $500 less per year.
Usaa
It is easy to navigate and allows me to access all documents related to my policies and other accounts easily
Usaa
They are about average in terms of the premium. And who wouldn't want to pay less (or nothing)? So no one will ever be entirely happy with a premium, but they're in the ballpark with everyone else, so I can't complain (too much).
Allstate
It's my first time having home insurance so, I am not very familiar with how much I should be paying and what coverage I should be receiving.
State Farm
I have been with my insurance company for many years, and overall i have been pleased with the coverage, support, and service.
Liberty Mutual
Their rates are not locked in and go up annually. i have to call them and comb over my options to lower my payment
Usaa
We couldn't be happier with this insurance company. from the people, we talked to in customer service when we needed our roof repaired from a damaging storm to have the work completed and paid for. we certainly couldn't have asked anything more from them.

Westchase, FL Homeowners Insurance By Home Value

Westchase, FL Home Value Total Homes % of Total Average Westchase, FL Homeowners Insurance
Less than $50,000 166 3.0% $99
$70,000 to $79,999 77 1.0% $322
$90,000 to $99,999 67 1.0% $409
$100,000 to $124,999 192 4.0% $471
$125,000 to $149,999 207 4.0% $596
$150,000 to $174,999 209 4.0% $695
$175,000 to $199,999 245 5.0% $807
$200,000 to $249,999 922 21.0% $968
$250,000 to $299,999 821 19.0% $1192
$300,000 to $399,999 1,240 29.0% $1515

Top Home Insurance Agents Near Westchase, FL

Home Insurance Company Near Westchase, FL Homeowners Insurance Agency Near Westchase, FL Address
State Farm Tim Holladay 7127 Us Highway 19, New Prt Rchy, FL, 34652-1638
NA Commercial & Home Insurance Inc 5635 49Th St N St. Petersburg, St Petersburg, FL, 33709
Travelers Adcock-Adcock Property & Casualty Agency, Inc. 315 W FLETCHER AV, TAMPA, FL, 33612
Travelers Bay Cities Insurance Agency Inc 16921 Gunn Hwy Ste B , Odessa, FL, 33556
State Farm Dean Robinson 1474 Gulf To Bay Blvd, Clearwater, FL, 33755-5322

Cost Of Homeowners Insurance By Street Near Westchase, FL

Streets in Westchase Area Homeowners Insurance Cost
Corral Rd, Chartwell Way, Fawn Ridge Blvd, Splendid Ln, Belgrave Rd, Citrus Village Dr, W Park Village Dr, Greendale Dr, Ashville Dr, Parley Dr$1,324
Brentford Dr, Cameron Crest Dr, Stirrup Way, Oaksbury Dr, Maverick Ct, Tate Ln, Rochester Way, Twin Branch Acres Rd, Gretna Green Dr, Cotswolds Dr$1,237
Chamberlain Ct, Eastman Dr, Kingsbridge Ave, Talbot Pl, Preservation View Dr, Magnolia Blossom Dr, Bradwell Pl, Westchase Golf Dr, Greenpointe Dr, New Parke Rd$1,285
Ashford Gables Ct, Bayaud Dr, Apple Valley Way, Northholt Ct, Lake Jasmine Dr, Whiterook Ct, Marblehead Dr, Chelmsford Way, Seymour Way, Keeneland View St$1,215
Thomas Ranch Ln, Millport Dr, Barnstable Ct, Wandsworth Dr, Otter Pass, Edenton Way, Highbury Way, Weybridge Dr, Woodford Bridge St, Tree Tops Lake Rd$1,253

Westchase, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Westchase$185 to $187
Citrus Park$177
Keystone-Citrus Park$181
Town 'n' Country$174

Westchase, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Citrus Park CDP, Florida $148 $197 $296
Keystone-Citrus Park CCD, Hillsborough County, Florida $151 $201 $302
Town 'n' Country CDP, Florida $145 $193 $290

Westchase, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Westchase, FL4.8%15.3%
Citrus Park5.93%21.66%
Keystone-Citrus Park5.26%17.42%
Town 'n' Country6.52%21.03%

Westchase Renters Insurance as a Percentage of Rent

Westchase Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 81 3.0% $1893
$750 to $999 296 11.0% $2643
$1,000 to $1,499 1,606 60.0% $3768
$1,500 or more 680 25.0% $5418

Average Cost Of Home Insurance By Company In Areas Nearby Westchase For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Castle Key Indemnity Company Insurance $3,037
150,000 27 NO Universal Insurance $3,495
150,000 27 YES First Community Insurance $1,576
150,000 27 YES Stillwater Property And Casualty Insurance $1,593
300,000 12 NA Citizens Property Insurance $2,677
300,000 12 NA Florida Family Insurance $3,205
300,000 12 NA Stillwater Property And Casualty Insurance $1,990
300,000 12 NA Universal Property & Casualty Insurance $2,670

Westchase, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Westchase Homeowner Insurance Premium Example $10,000$9,000
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 2 years + Out of Pocket Expense for Claim $21,900$20,900
Net Savings to Westchase Home Owner from High Deductible Plan $1,000

Westchase, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Westchase, FL Home Replacement Value MORE than Home Value Westchase, FL Home Replacement Value LESS than Home Value
Replacement Value $324,500 $185,000
Insurance Premium based on Replacement Value $5,875 $3,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $68,500 Risk Exposure from Under Insuring Coverage is $71,000
Premium Impact Insurance cheaper by $1,275/year Insurance costlier by $1,250/year

Example Westchase Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAllstateState Farm
Monthly Premium 181552407
Year Built 200220112012
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$350000-$400000$200000-$250000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Westchase, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 445,000 Metal Roof 3,440 5 $500 Deductible 5460 9 Stucco siding yes
2013 345,000 Composition Roof 2,060 3 > $10,000 Deductible 3470 9 Vinyl siding No
2005 540,000 Tile Roof 4,030 5 $2500-$5000 Deductible 5630 8 Stone Siding No
2008 485,000 Shingles Roof 3,380 5 $500- $1000 Deductible 2080 3 Wood siding No
2014 225,000 Tile Roof 1,520 3 $5000 to $10,000 Deductible 480 2 Fiber-Cement Siding No
2005 260,000 Metal Roof 1,560 3 $5000 to $10,000 Deductible 1470 4 Fiber-Cement Siding No
2001 750,000 Metal Roof 4,480 5 $2500-$5000 Deductible 4310 4 Fiber-Cement Siding yes
2000 340,000 Slate Shingles Roof 2,310 3 $2500-$5000 Deductible 4050 9 Stucco siding yes
2007 300,000 Shingles Roof 2,160 3 $1000-$2500 Deductible 2950 6 Stucco siding yes
2005 385,000 Shingles Roof 2,350 3 $5000 to $10,000 Deductible 5100 12 Fiber-Cement Siding No
2013 365,000 Tile Roof 2,230 4 $1000-$2500 Deductible 5220 10 Vinyl siding yes
2009 340,000 Slate Shingles Roof 2,060 4 > $10,000 Deductible 2140 8 Fiber-Cement Siding yes
2011 455,000 Slate Shingles Roof 2,830 4 $1000-$2500 Deductible 3010 7 Stone Siding yes
2001 310,000 Asphalt Shingles Roof 1,900 3 $1000-$2500 Deductible 2970 6 Wood siding No
2002 555,000 Asphalt Shingles Roof 3,160 5 $2500-$5000 Deductible 5680 7 Stone Siding yes
2013 300,000 Shingles Roof 2,230 3 $500 Deductible 610 1 Stone Siding No
2013 410,000 Tile Roof 2,690 4 $500 Deductible 7020 9 Brick siding yes
2012 245,000 Metal Roof 1,650 3 $500- $1000 Deductible 2450 8 Stucco siding No
2014 415,000 Membrane Roof 3,320 4 > $10,000 Deductible 1880 5 Stucco siding yes
2014 405,000 Asphalt Shingles Roof 2,660 4 $5000 to $10,000 Deductible 2470 7 Stucco siding No
2011 400,000 Slate Shingles Roof 2,630 5 > $10,000 Deductible 2510 7 Brick siding yes
2003 205,000 Wood Shake Roof 1,510 3 $2500-$5000 Deductible 290 1 Wood siding No
2004 465,000 Asphalt Shingles Roof 3,400 5 $500- $1000 Deductible 5100 9 Brick siding No