Westbrook, CT homeowners insurance is about $750 to $1,027, about $62-$85/month. Our exhaustive research shows customers can save upto $355 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Westbrook, CT | Homeowners Insurance Agency Near Westbrook, CT | Address |
|---|---|---|
| Liberty Mutual Independent | John M Risley Insurance Agency | 30 HARTFORD TPKE, VERNON, CT, 6066 |
| Travelers | Jp Svendsen Agency | 27 LUCY ST, WOODBRIDGE, CT, 6525 |
| Travelers | Testa Brothers Ltd | 22 MILMOHR COURT, SELDEN, NY, 11784 |
| Travelers | Abbatello Insurance Agency Llc | 41 MIDDLETOWN AVE 2ND FL, NORTH HAVEN, CT, 6473 |
| Travelers | Blanco Financial Group Llc | 6 CORPORATE DR STE 550, SHELTON, CT, 6484 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Westbrook Center CDP, Connecticut | $132 | $176 | $264 |
| Clinton town, Middlesex County, Connecticut | $131 | $174 | $261 |
| Saybrook Manor CDP, Connecticut | $137 | $182 | $273 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Westbrook, CT | 3.7% | 9.8% |
| Westbrook Center | 4.08% | 10.25% |
| Clinton | 3.56% | 9.84% |
| Saybrook Manor | 3.04% | 8.8% |
| Westbrook Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 77 | 18.0% | $1225 |
| $500 to $749 | 60 | 14.0% | $1900 |
| $750 to $999 | 146 | 35.0% | $2650 |
| $1,000 to $1,499 | 75 | 18.0% | $3775 |
| $1,500 or more | 55 | 13.0% | $5425 |
| Streets in Westbrook Area | Homeowners Insurance Cost |
|---|---|
| Ave A, Waldron Dr, Keswick Ct, Chapman Beach Rd, Woodsedge Dr, School Hill Ln, Portside Dr, Osprey Cir, Gerard Ave, Park Row | $893 |
| Ebb Tide, Monahan Rd, Cold Spring Dr, Johnson Pond Ln, Lake Louise Dr, Break Neck Hill Rd, Economy Dr, Grove Way, Docs Hill Rd, Old Horse Hill Rd | $892 |
| Timberlane Dr, Winthrop Rd, E Pond Meadow Rd, Meriden Ave, Mohican Rd W, Pritchett Dr, State Hwy 145, Essex Rd, Sagamore Ter E, Rip Tide | $882 |
| Minnow Ln, Green Acres Park Dr, Broadway S, Lea Dr, Beach Way, Ripley Hill Rd, Argail Dr, Chapman Dr, Pointina Rd, Mohawk Rd | $893 |
| Brookwood Dr, Goodrich Ave, Stokes Ave, McVeagh Rd, Quotonset Ln, Shore Ln, Old Mail Trl, Patchogue Pl, Trolley Rd, Mohican Rd E | $882 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Westbrook | $132 to $134 |
| Westbrook Center | $132 |
| Clinton | $130 |
| Saybrook Manor | $136 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $4,800 |
| Yearly Westbrook Homeowner Insurance Premium Example | $2,900 | $2,100 |
| Out of Pocket Expense During Claim | $800 | $4,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $21,100 | $19,500 |
| Net Savings to Westbrook Home Owner from High Deductible Plan | $1,600 | |
| Scenario | Westbrook, CT Home Replacement Value MORE than Home Value | Westbrook, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $441,500 | $276,000 |
| Insurance Premium based on Replacement Value | $4,425 | $2,750 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $69,000 | Risk Exposure from Under Insuring Coverage is $96,500 |
| Premium Impact | Insurance cheaper by $975/year | Insurance costlier by $700/year |
| Insurance Company | Hartford Insurance Group | Liberty Mutual | Nationwide Insurance |
| Monthly Premium | 500 | 257 | 289 |
| Year Built | 1971 | 1990 | 1988 |
| Home Details | 4 Beds, 1 Baths | 5 Beds, 4 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $600000-$700000 | $300000-$350000 | $300000-$350000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $500 Deductible |