Westborough Insurance Rates:

Westborough, MA homeowners insurance is nearly $911 to $1,243, about $75-$103/month. Our extensive analysis shows customers can save upto $430 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
It took 103 pages of paper to satisfy their requests, and then negative point number two came into play: i am still waiting for a settlement check to be sent. my house was damaged to the tune of $97,000 dollars, but i was told that the payment might be delayed due to the volume of business geico had received.
State Farm
I like how the people who started state farm were a family and they try to keep the franchises owned local
Massachusetts Insurance Property Underwriting Association
This company outlines each of your coverage types and if there is a discount, they give that information as well as each amount of coverage on the policy, so there are no questions, and if you do, they are easily accessible with an 800 line, which is free.
Allstate
The app for All State is very simple to use and extremely easy to navigate. I have no problem looking up information about the home or the car.
Aaa
The coverage is great and the rates are even better

Westborough, MA Homeowners Insurance By Home Value

Westborough, MA Home Value Total Homes % of Total Average Westborough, MA Homeowners Insurance
Less than $50,000 53 2.0% $64
$100,000 to $124,999 35 1.0% $279
$125,000 to $149,999 94 4.0% $355
$150,000 to $174,999 75 3.0% $419
$175,000 to $199,999 21 1.0% $484
$200,000 to $249,999 282 13.0% $581
$250,000 to $299,999 385 18.0% $710
$300,000 to $399,999 1,128 54.0% $903

Top Home Insurance Agents Near Westborough, MA

Home Insurance Company Near Westborough, MA Homeowners Insurance Agency Near Westborough, MA Address
NA Robinson Insurance Agency Inc 691 Main St, Waltham, MA, 2451
NA Fbinsure 148 West Grove St Middleboro, Middleborough, MA, 2346
NA Samuel J Foti Insurance Agency, Inc. 402 Street, Cambridge, MA, 2141
Liberty Mutual Independent Farrell Backlund Ins Agy Llc Dba Fb Insure 148 W GROVE ST, MIDDLEBORO, MA, 2346
Travelers Marchand Insurance Agency Inc 269 MAIN ST, WEBSTER, MA, 1570

Cost Of Homeowners Insurance By Street Near Westborough, MA

Streets in Westborough Area Homeowners Insurance Cost
Denfeld Dr, Underwood Ct, Wachusett View Dr, Indian Pond Rd, Bickford Ln, Chauncy Cir, Steven Rd, Nash St, Olde Connecticut Path, Andrews St$1,065
Olde Meetinghouse Rd, Shepherd St, Hopkinton Rd, Denny St, Sheffield Way, Eli Whitney St, Lackey St, Endicott Dr, Valley Brook Rd, Woodcrest Rd$1,101
Partridge Rd, Pinecrest Dr, Research Dr, Shaker Way, Technology Dr, Jasper St Exd, Fay St, Ward Ln, Harvey Ln, Chauncy St$1,048
High St Exd, Joanne Dr, Olde Coach Rd, Roy St, Perkins Dr, Old Colony Dr, Capt Samuel Forbush Rd, Ashley Way, Hopkinton Rd, Deerfield Way$1,103
Sherburne Rd, Baxter St, Kendall Dr, Lyons St, Windsor Ridge Dr, Morse St, North Dr, Brady Rd, Crossman Ave, Brady Rd Exd$1,052

Westborough, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Westborough$160 to $162
Northborough$159
Cordaville$162
Hopkinton$166

Westborough, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Northborough town, Worcester County, Massachusetts $133 $177 $266
Cordaville CDP, Massachusetts $136 $181 $271
Hopkinton town, Middlesex County, Massachusetts $139 $185 $277

Westborough, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Westborough, MA3.2%10.3%
Northborough3.46%11.01%
Cordaville3.54%10.44%
Hopkinton3.14%9.22%

Westborough Renters Insurance as a Percentage of Rent

Westborough Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 36 1.0% $788
$300 to $499 71 2.0% $1238
$500 to $749 86 3.0% $1913
$750 to $999 259 10.0% $2663
$1,000 to $1,499 1,061 41.0% $3788
$1,500 or more 1,029 40.0% $5438

Westborough, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Westborough Homeowner Insurance Premium Example $2,800$2,300
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $18,600$17,600
Net Savings to Westborough Home Owner from High Deductible Plan $1,000

Westborough, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Westborough, MA Home Replacement Value MORE than Home Value Westborough, MA Home Replacement Value LESS than Home Value
Replacement Value $424,500 $289,000
Insurance Premium based on Replacement Value $3,450 $2,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $59,000 Risk Exposure from Under Insuring Coverage is $76,500
Premium Impact Insurance cheaper by $625/year Insurance costlier by $475/year

Example Westborough Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualAllstate
Monthly Premium 279221403
Year Built 198619901979
Home Details 4 Beds, 3 Baths3 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $500000-$600000$350000-$400000$700000-$800000
Deductible $5000 to $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Westborough, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 505,000 Shingles Roof 3,060 5 $500- $1000 Deductible 4010 12 Wood siding yes
1974 1,070,000 Composition Roof 4,770 5 $5000 to $10,000 Deductible 2310 6 Stone Siding yes
2005 330,000 Composition Roof 1,790 4 > $10,000 Deductible 460 4 Wood siding No
1986 860,000 Membrane Roof 4,840 5 $2500-$5000 Deductible 5030 12 Stone Siding No
1972 430,000 Composition Roof 2,140 4 > $10,000 Deductible 430 3 Brick siding yes
2001 285,000 Composition Roof 1,610 3 $2500-$5000 Deductible 1040 7 Vinyl siding No
1977 580,000 Composition Roof 2,650 5 $5000 to $10,000 Deductible 2050 12 Stone Siding No
1984 770,000 Metal Roof 4,420 5 $500 Deductible 4080 8 Stone Siding No
2009 455,000 Membrane Roof 1,980 5 $500 Deductible 270 1 Fiber-Cement Siding No
1977 410,000 Shingles Roof 2,240 3 $500 Deductible 3550 12 Fiber-Cement Siding yes
1991 225,000 Composition Roof 1,200 3 $2500-$5000 Deductible 1610 12 Vinyl siding yes
1983 235,000 Tile Roof 1,430 2 > $10,000 Deductible 270 3 Stucco siding No
1940 420,000 Shingles Roof 2,100 4 $1000-$2500 Deductible 2610 10 Fiber-Cement Siding yes
1949 640,000 Slate Shingles Roof 3,210 4 $500 Deductible 3220 6 Stucco siding yes
1970 845,000 Shingles Roof 4,830 5 $500 Deductible 3890 7 Wood siding No
1996 370,000 Composition Roof 1,810 4 $5000 to $10,000 Deductible 640 4 Vinyl siding yes
2005 410,000 Membrane Roof 2,060 5 $2500-$5000 Deductible 510 2 Brick siding No
1983 640,000 Composition Roof 2,710 4 $1000-$2500 Deductible 1480 4 Vinyl siding yes