West Warwick, RI homeowners insurance is about $913 to $1,239, about $76-$103/month. Our complete analysis reveals consumers can save upto $430 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near West Warwick, RI | Homeowners Insurance Agency Near West Warwick, RI | Address |
|---|---|---|
| Travelers | Marshall Insurance Agency Inc | 2 S Bolton St, Marlborough, MA, 1752 |
| Travelers | Robert M Zagami Insurance Agency | 555 BRIDGE ST, WEYMOUTH, MA, 2191 |
| Travelers | Kaplansky Insurance Agency | 253 WASHINGTON ST, WEYMOUTH, MA, 2719 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Kent County, Rhode Island | $136 | $181 | $271 |
| East Greenwich town, Kent County, Rhode Island | $147 | $196 | $294 |
| Warwick city, Rhode Island | $135 | $180 | $270 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| West Warwick, RI | 4.9% | 13.2% |
| Kent County | 4.79% | 13.8% |
| East Greenwich | 3.34% | 9.81% |
| Warwick | 5.03% | 14.38% |
| West Warwick Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 69 | 1.0% | $349 |
| $200 to $299 | 453 | 8.0% | $799 |
| $300 to $499 | 253 | 4.0% | $1249 |
| $500 to $749 | 889 | 15.0% | $1924 |
| $750 to $999 | 1,688 | 30.0% | $2674 |
| $1,000 to $1,499 | 1,679 | 29.0% | $3799 |
| $1,500 or more | 566 | 10.0% | $5449 |
| Streets in West Warwick Area | Homeowners Insurance Cost |
|---|---|
| Lemoine Ct, Hoover St, Brookside Ave, Valley St, Joaquin Ct, Ontario St, Freemont St, Jaycee Dr, Harris Ave, Centre St | $1,075 |
| Packard St, Concetta St, Intervale Rd, Greenbush Rd, New London Ave, Linwood St, Tower Rd, Webster Knight Dr, Kings Forest Ln, Legend Way | $1,083 |
| Lawrence St, Medieval Way, Cochran St, Silverwood Ln, Crestwood Dr, Juniper Dr, Central St, Grove St, Pauline St, Gilcrest Dr | $1,080 |
| Waverly St, N Pleasant St, Moskalyk St, Cottage St, Harmony St, Narragansett Ave, Linden Dr, Mason St, Pawtuxet Ter, Quill Dr | $1,075 |
| Ridge St, Kenyon St, East St, Pinewood Dr, 3rd St, Bridge St, Cone Dr, Arcadia Ct, Kinne St, Tuckerman St | $1,067 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| West Warwick | $160 to $163 |
| Kent County | $162 |
| East Greenwich | $176 |
| Cranston | $163 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $4,600 |
| Yearly West Warwick Homeowner Insurance Premium Example | $1,700 | $1,200 |
| Out of Pocket Expense During Claim | $1,600 | $4,600 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $13,500 | $13,000 |
| Net Savings to West Warwick Home Owner from High Deductible Plan | $500 | |
| Scenario | West Warwick, RI Home Replacement Value MORE than Home Value | West Warwick, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $251,000 | $161,500 |
| Insurance Premium based on Replacement Value | $2,225 | $1,425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $62,500 | Risk Exposure from Under Insuring Coverage is $27,000 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $575/year |
| Insurance Company | Allstate | GEICO Insurance | State Farm |
| Monthly Premium | 96 | 90 | 91 |
| Year Built | 1966 | 1997 | 1981 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $125000-$150000 | $125000-$150000 | $200000-$250000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | > $10,000 Deductible |