West Point, UT homeowners insurance is about $420 to $573, about $35-$47/month. Our complete analysis shows customers can save as much as $198 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near West Point, UT | Homeowners Insurance Agency Near West Point, UT | Address |
|---|---|---|
| Liberty Mutual Independent | Cache Valley Insurance Inc #2 | 777 N MAIN ST, BRIGHAM CITY, UT, 84302 |
| Travelers | G & G Ins Group Inc | 3197 S REDWOOD RD STE 10, WEST VALLEY, UT, 84119 |
| Allstate | Joshua Questereit | 8538 S 1300 E, Sandy, UT, 84094 |
| Liberty Mutual | Michael Brady Lutcf Mba | 12427 South Pasture Road Suite 100, Riverton, UT, 84096 |
| Farmers | Michael Brown | 177 E Fort Union Blvd, Midvale, UT, 84047 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Clinton city, Utah | $74 | $98 | $147 |
| Syracuse city, Utah | $75 | $100 | $150 |
| Sunset city, Utah | $72 | $96 | $144 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| West Point, UT | 2.6% | 11.6% |
| Clinton | 2.97% | 11.97% |
| Syracuse | 2.52% | 10.61% |
| Sunset | 3.64% | 12.81% |
| West Point Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 6 | 2.0% | $1234 |
| $750 to $999 | 63 | 25.0% | $2659 |
| $1,000 to $1,499 | 145 | 58.0% | $3784 |
| $1,500 or more | 32 | 13.0% | $5434 |
| Streets in West Point Area | Homeowners Insurance Cost |
|---|---|
| N 2050 W, N 4550 W, 2500 N, Cascades Cir, N 2975 W, W 1025 S, W 1915 N, N 2100 W, 2500 W, N 3060 W | $502 |
| N 2360 W, S 1600 W, N 3050 W, N 2350 W, W 1475 S, N 1900 W, N 1360 W, 250 N, 2220 N, Lark Ln | $495 |
| N 2900 W, Brookshire Dr, Augusta Dr, S 2600 W, 1630 North St, W 2375 N, 1600 N, 4950 W, Tryall Dr, N 2030 W | $506 |
| S 2700 W, N 4100 W, N 2150 W, N 2895 W, W 1680 N, 2625 S, W Falkirk Rd S, 175 N, W 2220 N, N 2890 W | $504 |
| S 2675 W, W 1275 S, N 2575 W, 2420 West St, N 2580 W, N 2445 W, S 1050 W, 2360 W, S 3000 W, S 1875 W | $495 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| West Point | $74 to $76 |
| Clinton | $73 |
| Syracuse | $75 |
| Sunset | $72 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $1,700 |
| Yearly West Point Homeowner Insurance Premium Example | $1,000 | $800 |
| Out of Pocket Expense During Claim | $700 | $1,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $8,700 | $8,100 |
| Net Savings to West Point Home Owner from High Deductible Plan | $600 | |
| Scenario | West Point, UT Home Replacement Value MORE than Home Value | West Point, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $319,000 | $197,500 |
| Insurance Premium based on Replacement Value | $1,050 | $650 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $55,500 | Risk Exposure from Under Insuring Coverage is $66,000 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $175/year |
| Insurance Company | Amica Mutual Insurance Company | State Farm | American Family Insurance |
| Monthly Premium | 80 | 118 | 66 |
| Year Built | 2001 | 1991 | 2012 |
| Home Details | 4 Beds, 1 Baths | 5 Beds, 3 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $350000-$400000 | $500000-$600000 | $250000-$300000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $500 Deductible |