West Palm Beach Insurance Rates:

West Palm Beach, FL homeowners insurance is roughly $985 to $1,337, about $82-$111/month. Our in depth guide shows customers can save upto $464 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like that the agents are very communicative and excellent about giving detailed information & returning calls. they are always professional, helpful, and quick to suggest ways i can save money.
Nationwide
They will work with you as much as they can. they are upfront and will tell you every single thing you need to know.
Citizens Property Insurance
I really like that citizens allows me to set up a payment plan in order to pay my premium. they didn't always allow this, so this is pretty awesome now.
Safeco Insurance
I like the fact that I have lower insurance when I bundle my auto and home insurance with them. The auto insurance also provides a lower mileage plan, which is important since I do not drive very much.

West Palm Beach, FL Homeowners Insurance By Home Value

West Palm Beach, FL Home Value Total Homes % of Total Average West Palm Beach, FL Homeowners Insurance
Less than $50,000 4,694 17.0% $185
$50,000 to $59,999 1,022 3.0% $406
$60,000 to $69,999 1,179 4.0% $498
$70,000 to $79,999 1,452 5.0% $580
$80,000 to $89,999 1,409 5.0% $649
$90,000 to $99,999 1,412 5.0% $730
$100,000 to $124,999 2,940 10.0% $846
$125,000 to $149,999 2,100 7.0% $1055
$150,000 to $174,999 3,142 11.0% $1252
$175,000 to $199,999 1,343 4.0% $1450
$200,000 to $249,999 3,015 10.0% $1740
$250,000 to $299,999 2,140 7.0% $2122
$300,000 to $399,999 1,599 5.0% $2702

Top Home Insurance Agents Near West Palm Beach, FL

Home Insurance Company Near West Palm Beach, FL Homeowners Insurance Agency Near West Palm Beach, FL Address
Travelers Prestige Underwriters 2900 Oakland Park Blvd Ste 200 Ft. Lauderdale, Fort Lauderdale, FL, 33306
NA We Insure Florida, Inc. 825 Parkway Plaza Ste 32, Jupiter, FL, 33477
Allstate Amanda Mcdonald O Neal 635 N Main St Ste G, Coral Springs, FL, 33067
Allstate Ann-Marie Batten 10130 Northlake Blvd Ste 212, West Palm Beach, FL, 33412
Travelers Fiorella Insurance Agency Inc 515 Se Central Pkwy, Stuart, FL, 34994

Cost Of Homeowners Insurance By Street Near West Palm Beach, FL

Streets in West Palm Beach Area Homeowners Insurance Cost
Sheffield G, East Pkwy, 73rd Way, Ontario Pl, Lincoln St, Frank St, Pamela Ln, Hampton Rd, Primavera Way, Division Ave$1,143
Via Las Brisas, Briarwood Ave, 21st St, N Lake Way, Century Blvd, Dora Ln, Anthony Cir S, 19th St, Pine Cone Ln, Faith Ave$1,130
17th St, Fox Trce, Park Cir W, Henrietta Ave, Cheerful St, N Ware Dr, Chadbourne Ct, Essex Ln, Elwa Pl, N 62nd Dr$1,227
Hemstreet Pl, Tiffany Dr S, Eiffel Dr, Henrietta Ave, Southdale Rd, Cherry Ln, 30th Ct, Crescent Creek Way, Nottingham Blvd, Green St$1,146
Biscayne Blvd, Fair Green Rd, Worthington St, N Tamarind Ave, Fairway Dr, Mariesa Ave, Westwood Rd, Laken Dr, Corporate Way, Revere Rd$1,154
Marlene Ct, S Woods Rd, Hi Mount Rd, 12th St, Cezanne Rd, Latham Rd, 24th St, Sunrise Ave, Vallette Way, Sandpiper Dr$None
Buccaneer Trl, Donnell Rd, Vincent Rd, Spencer Dr, Upland Rd, North St, Ashworth St, Erie Pl, Haverhill Ct, Owl Pointe Cir$1,165
Huron Pl, Alexander Rd, N Narcissus Ave, Hunter St, 47th Pl N, Golf Rd, Velvet Pl S, Campanelli Cir, Quartz Ter, Plantation Rd$1,175
Elmhurst Rd, 63rd Trl N, Orange Ct, Clark St, Atlantic Ave, Eiffel Dr, Jody Rd, Garden Rd, E Ibis Isle Rd, List Rd$None
S Flagler Way, Edham Dr, S Lake Trl, 44th St, Emerald Ln, 53rd Ct N, Greenwood Ave, Cranesnest Way, Newton Woods Ln, Pinebreeze Ct$1,187

West Palm Beach, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
West Palm Beach$173 to $176
Palm Beach$237
Cloud Lake$176
Glen Ridge$187

West Palm Beach, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Palm Beach town, Florida $198 $263 $395
Cloud Lake town, Florida $147 $196 $294
Glen Ridge town, Florida $157 $209 $313

West Palm Beach, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
West Palm Beach, FL6.0%18.1%
Palm Beach3.3%13.18%
Cloud Lake6.73%27.27%
Glen Ridge4.86%16.05%

West Palm Beach Renters Insurance as a Percentage of Rent

West Palm Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 496 2.0% $340
$200 to $299 527 2.0% $790
$300 to $499 806 3.0% $1240
$500 to $749 3,452 14.0% $1915
$750 to $999 6,854 27.0% $2665
$1,000 to $1,499 9,152 37.0% $3790
$1,500 or more 3,353 13.0% $5440

Average Cost Of Home Insurance By Company In Areas Nearby West Palm Beach For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Asi Preferred Insurance $5,015
150,000 27 NO First Protective Insurance $3,227
150,000 27 YES Florida Peninsula Insurance $2,581
300,000 12 NA Auto Club Insurance $4,054
300,000 12 NA Tower Hill Signature Insurance $3,806

West Palm Beach, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$6,800
Yearly West Palm Beach Homeowner Insurance Premium Example $3,800$2,600
Out of Pocket Expense During Claim$800$6,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $23,600$22,400
Net Savings to West Palm Beach Home Owner from High Deductible Plan $1,200

West Palm Beach, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario West Palm Beach, FL Home Replacement Value MORE than Home Value West Palm Beach, FL Home Replacement Value LESS than Home Value
Replacement Value $48,000 $26,500
Insurance Premium based on Replacement Value $800 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,500 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example West Palm Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceState Farm
Monthly Premium 297284451
Year Built 196819742012
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $150000-$175000$150000-$175000$300000-$350000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for West Palm Beach, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 150,000 Wood Shake Roof 1,460 2 $1000-$2500 Deductible 680 4 Brick siding yes
1986 245,000 Shingles Roof 2,620 4 > $10,000 Deductible 530 2 Stucco siding yes
1987 125,000 Membrane Roof 1,670 2 $1000-$2500 Deductible 1230 7 Vinyl siding No
1961 310,000 Asphalt Shingles Roof 2,900 4 $500 Deductible 5740 10 Stucco siding No
1961 150,000 Membrane Roof 1,450 3 $1000-$2500 Deductible 1340 6 Stucco siding yes
1994 185,000 Slate Shingles Roof 1,720 3 $1000-$2500 Deductible 380 2 Stone Siding yes
1982 185,000 Tile Roof 2,150 3 $500- $1000 Deductible 1080 4 Stucco siding No
1960 190,000 Wood Shake Roof 2,090 3 $2500-$5000 Deductible 620 3 Brick siding yes
1982 175,000 Slate Shingles Roof 2,100 4 $5000 to $10,000 Deductible 1200 7 Vinyl siding yes
1967 150,000 Membrane Roof 1,730 2 $500- $1000 Deductible 710 3 Brick siding No
2006 65,000 Slate Shingles Roof 656 1 > $10,000 Deductible 1060 7 Stone Siding yes