West Palm Beach Insurance Rates:

West Palm Beach, FL homeowners insurance is roughly $985 to $1,337, about $82-$111/month. Our in depth guide shows customers can save upto $464 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Assurant Specialty Property
Assurant has a plethora of options for their policies. They had the most choices of anyone that I could find when I was doing my research.
The monthly payments for both my car and my house is less than $100! They are a great company and very inexpensive.
Citizens Property Insurance
I really like that citizens allows me to set up a payment plan in order to pay my premium. they didn't always allow this, so this is pretty awesome now.
The nationwide average annual cost for home insurance for common coverage levels. The average home owners pays minimum like 95.00 something per month for home insurance.
Farmer's Insurance
I had Met Life for a while and I didn't have any expectations because I didn't have insurance before. They were decent, but I was new to the house insurance scene.
Since homes are worth more than cars, discounts on homeowners insurance tend to be higher. That means bundling probably saves the most if your home insurance is expensive and your auto insurance is cheap.
Assurant Specialty Property
It's very reasonably priced as far as I know. I haven't been able to compare it too much to other policies though.
My premium and deductible are the best things about my policy with travellers we are covered for up to 1,000,000 dollars and our yearly bill clocks in at under 1,000, could not ask for better so far.
State Farm
I like that the agents are very communicative and excellent about giving detailed information & returning calls. they are always professional, helpful, and quick to suggest ways i can save money.
They will work with you as much as they can. they are upfront and will tell you every single thing you need to know.
Safeco Insurance
I like the fact that I have lower insurance when I bundle my auto and home insurance with them. The auto insurance also provides a lower mileage plan, which is important since I do not drive very much.
I feel that usaa does have my best interest at heart and offers me the best deal they have. their staff is extremely nice and accommodating.
I was with All State for almost 30 years and my premiums kept going up and I only had two claims in 30 years. I moved to USAA and got immediate relief on my premiums for home and auto. And the rates have stayed reasonable since then.
Assurant Specialty Property
The customer service was excellent and it was very easy to make changes to my policy. Confirmation and proof of the policy changes were sent immediately via email.
Tower Hill Insurance
What I dislike about the company is that there is no communication. I wish they would establish a relationship with their clients in a form of marketing or follow up communication.
Liberty Mutual
I think the premium is higher than what I expect to pay, and maybe slightly than other companies.
I think the premium is cheaper than if I went elsewhere. I think the coverage is pretty good for what I am paying.
I really could not say, as I have hardly ever used either. I'm old-fashioned and prefer face-to-face and phone contact.
Geico Insurance Company started at a low rate; then the next time they upped our rate and we had never used it. I kind of felt like this was a gimmick to get new customers.
State Farm
They always try their best to communicate with me and get me what I'm looking for. They offer excellent discounts and are by far the cheapest company around.
State Farm
I don't have very much interaction with the company. I basically pay the bill and renew each year. I get calls and letters occasionally asking if my needs have changed, but that's about all.
State Farm
I love that I can trust them, they are dependable, the excellent customer service, the mutli use discounts, ease to contact they are always touching base with me on my insurance needs and adjusting it as needed
Assurant Specialty Property
I would highly recommend my home owners insurance company to family and friends. The fact that it has a standard deduction is one of it's biggest selling points.
Universal Property & Casualty Insurance Company
I recommend this company for home insurance policy completely satisfied with the premium and deductible compared to other home insurance policies.
Citizens Property Insurance
I would recommend the company as they seem responsive enough when I do call or have questions. I can appreciate that when I call I speak with a real person who can answer my questions throughout and respectfully.
I would recommend Geico home insurance because it is the most reasonable in price and most economical.
I would hihgly recommend usaa as a home insurance company although some connection to miitary service once you gain memebership it is lifelong and can be passed to family members.
Tower Hill Insurance
I haven't shopped around for insurance in over 20 years so I just know what others have told me about their insurance. Erie seems to offer what I need and what others say they want.
Security First Home Insurance
They are a bit old school and do not offer some of the up to
State Farm
I like Using Statefarm as my home insurance provider because overall they offer a very good coverage with quality customer service.
I like the fact they treat veterans very respectfully. They pay quickly. If there is an issue they solve it fast.
I have been with them for a long time and they have been there when I need them so I have no complaints
State Farm
It's affordable, and the customer service is amazing. My agent is friendly and extremely knowledgeable, plus the State Farm office is a 5 minute walk from my home.
State Farm
I would most certainly recommend State Farm to anyone looking for home insurance, at least in my area. The price is one of the best around, the plans are flexible, and the customer service is outstanding.

West Palm Beach, FL Homeowners Insurance By Home Value

West Palm Beach, FL Home Value Total Homes % of Total Average West Palm Beach, FL Homeowners Insurance
Less than $50,000 4,694 17.0% $185
$50,000 to $59,999 1,022 3.0% $406
$60,000 to $69,999 1,179 4.0% $498
$70,000 to $79,999 1,452 5.0% $580
$80,000 to $89,999 1,409 5.0% $649
$90,000 to $99,999 1,412 5.0% $730
$100,000 to $124,999 2,940 10.0% $846
$125,000 to $149,999 2,100 7.0% $1055
$150,000 to $174,999 3,142 11.0% $1252
$175,000 to $199,999 1,343 4.0% $1450
$200,000 to $249,999 3,015 10.0% $1740
$250,000 to $299,999 2,140 7.0% $2122
$300,000 to $399,999 1,599 5.0% $2702

Top Home Insurance Agents Near West Palm Beach, FL

Home Insurance Company Near West Palm Beach, FL Homeowners Insurance Agency Near West Palm Beach, FL Address
NA We Insure Florida, Inc. 825 Parkway Plaza Ste 32, Jupiter, FL, 33477
Allstate Amanda Mcdonald O Neal 635 N Main St Ste G, Coral Springs, FL, 33067
Allstate Ann-Marie Batten 10130 Northlake Blvd Ste 212, West Palm Beach, FL, 33412
Travelers Fiorella Insurance Agency Inc 515 Se Central Pkwy, Stuart, FL, 34994
Travelers Prestige Underwriters 2900 Oakland Park Blvd Ste 200 Ft. Lauderdale, Fort Lauderdale, FL, 33306

West Palm Beach, FL Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near West Palm Beach, FL

Streets in West Palm Beach Area Homeowners Insurance Cost
Sheffield G, East Pkwy, 73rd Way, Ontario Pl, Lincoln St, Frank St, Pamela Ln, Hampton Rd, Primavera Way, Division Ave$1,143
Via Las Brisas, Briarwood Ave, 21st St, N Lake Way, Century Blvd, Dora Ln, Anthony Cir S, 19th St, Pine Cone Ln, Faith Ave$1,130
17th St, Fox Trce, Park Cir W, Henrietta Ave, Cheerful St, N Ware Dr, Chadbourne Ct, Essex Ln, Elwa Pl, N 62nd Dr$1,227
Hemstreet Pl, Tiffany Dr S, Eiffel Dr, Henrietta Ave, Southdale Rd, Cherry Ln, 30th Ct, Crescent Creek Way, Nottingham Blvd, Green St$1,146
Biscayne Blvd, Fair Green Rd, Worthington St, N Tamarind Ave, Fairway Dr, Mariesa Ave, Westwood Rd, Laken Dr, Corporate Way, Revere Rd$1,154
Marlene Ct, S Woods Rd, Hi Mount Rd, 12th St, Cezanne Rd, Latham Rd, 24th St, Sunrise Ave, Vallette Way, Sandpiper Dr$None
Buccaneer Trl, Donnell Rd, Vincent Rd, Spencer Dr, Upland Rd, North St, Ashworth St, Erie Pl, Haverhill Ct, Owl Pointe Cir$1,165
Huron Pl, Alexander Rd, N Narcissus Ave, Hunter St, 47th Pl N, Golf Rd, Velvet Pl S, Campanelli Cir, Quartz Ter, Plantation Rd$1,175
Elmhurst Rd, 63rd Trl N, Orange Ct, Clark St, Atlantic Ave, Eiffel Dr, Jody Rd, Garden Rd, E Ibis Isle Rd, List Rd$None
S Flagler Way, Edham Dr, S Lake Trl, 44th St, Emerald Ln, 53rd Ct N, Greenwood Ave, Cranesnest Way, Newton Woods Ln, Pinebreeze Ct$1,187

West Palm Beach, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
West Palm Beach$173 to $176
Palm Beach$237
Cloud Lake$176
Glen Ridge$187

West Palm Beach, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Palm Beach town, Florida $198 $263 $395
Cloud Lake town, Florida $147 $196 $294
Glen Ridge town, Florida $157 $209 $313

West Palm Beach, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
West Palm Beach, FL6.0%18.1%
Palm Beach3.3%13.18%
Cloud Lake6.73%27.27%
Glen Ridge4.86%16.05%

West Palm Beach Renters Insurance as a Percentage of Rent

West Palm Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 496 2.0% $340
$200 to $299 527 2.0% $790
$300 to $499 806 3.0% $1240
$500 to $749 3,452 14.0% $1915
$750 to $999 6,854 27.0% $2665
$1,000 to $1,499 9,152 37.0% $3790
$1,500 or more 3,353 13.0% $5440

Average Cost Of Home Insurance By Company In Areas Nearby West Palm Beach For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Asi Preferred Insurance $5,015
150,000 27 NO First Protective Insurance $3,227
150,000 27 YES Florida Peninsula Insurance $2,581
300,000 12 NA Auto Club Insurance $4,054
300,000 12 NA Tower Hill Signature Insurance $3,806

West Palm Beach, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly West Palm Beach Homeowner Insurance Premium Example $3,800$2,600
Out of Pocket Expense During Claim$800$6,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $23,600$22,400
Net Savings to West Palm Beach Home Owner from High Deductible Plan $1,200

West Palm Beach, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario West Palm Beach, FL Home Replacement Value MORE than Home Value West Palm Beach, FL Home Replacement Value LESS than Home Value
Replacement Value $48,000 $26,500
Insurance Premium based on Replacement Value $800 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,500 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example West Palm Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceState Farm
Monthly Premium 297284451
Year Built 196819742012
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $150000-$175000$150000-$175000$300000-$350000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for West Palm Beach, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 210,000 Shingles Roof 1,930 4 $5000 to $10,000 Deductible 2020 7 Stucco siding yes
1996 155,000 Composition Roof 2,070 4 $2500-$5000 Deductible 990 5 Vinyl siding yes
1991 185,000 Asphalt Shingles Roof 2,240 3 $500- $1000 Deductible 1490 5 Wood siding yes
1998 165,000 Asphalt Shingles Roof 2,270 4 $500 Deductible 2320 12 Vinyl siding No
1992 300,000 Membrane Roof 3,110 4 $1000-$2500 Deductible 3630 6 Brick siding No
1971 170,000 Asphalt Shingles Roof 1,970 4 $5000 to $10,000 Deductible 2170 12 Vinyl siding No
1988 100,000 Composition Roof 1,180 2 $2500-$5000 Deductible 530 4 Fiber-Cement Siding yes
2013 130,000 Shingles Roof 1,280 3 $2500-$5000 Deductible 950 5 Fiber-Cement Siding yes
1989 215,000 Membrane Roof 2,140 4 $500 Deductible 1290 5 Stucco siding yes
1988 85,000 Asphalt Shingles Roof 910 2 $500 Deductible 170 1 Brick siding No
1988 155,000 Metal Roof 1,550 2 $500 Deductible 260 1 Stucco siding yes
1990 305,000 Asphalt Shingles Roof 3,050 4 $500- $1000 Deductible 1170 2 Vinyl siding No
2013 185,000 Shingles Roof 2,140 4 $5000 to $10,000 Deductible 650 3 Brick siding No
1983 85,000 Asphalt Shingles Roof 1,120 2 $1000-$2500 Deductible 520 4 Stone Siding yes
1974 160,000 Composition Roof 1,860 4 $2500-$5000 Deductible 2040 12 Vinyl siding No
1962 115,000 Slate Shingles Roof 1,250 2 $500- $1000 Deductible 350 2 Wood siding No
1966 105,000 Asphalt Shingles Roof 1,060 2 $500- $1000 Deductible 690 4 Stone Siding yes
1985 195,000 Wood Shake Roof 2,320 4 $2500-$5000 Deductible 1310 5 Stone Siding No
1993 145,000 Shingles Roof 1,960 3 $1000-$2500 Deductible 730 3 Wood siding yes
2010 150,000 Wood Shake Roof 1,460 2 $1000-$2500 Deductible 680 4 Brick siding yes
1986 245,000 Shingles Roof 2,620 4 > $10,000 Deductible 530 2 Stucco siding yes
1987 125,000 Membrane Roof 1,670 2 $1000-$2500 Deductible 1230 7 Vinyl siding No
1961 310,000 Asphalt Shingles Roof 2,900 4 $500 Deductible 5740 10 Stucco siding No
1961 150,000 Membrane Roof 1,450 3 $1000-$2500 Deductible 1340 6 Stucco siding yes
1994 185,000 Slate Shingles Roof 1,720 3 $1000-$2500 Deductible 380 2 Stone Siding yes
1982 185,000 Tile Roof 2,150 3 $500- $1000 Deductible 1080 4 Stucco siding No
1960 190,000 Wood Shake Roof 2,090 3 $2500-$5000 Deductible 620 3 Brick siding yes
1982 175,000 Slate Shingles Roof 2,100 4 $5000 to $10,000 Deductible 1200 7 Vinyl siding yes
1967 150,000 Membrane Roof 1,730 2 $500- $1000 Deductible 710 3 Brick siding No
2006 65,000 Slate Shingles Roof 656 1 > $10,000 Deductible 1060 7 Stone Siding yes

How To Make Your West Palm Beach, FL Home Insurance Cheaper

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