West New York Insurance Rates:

West New York, NJ homeowners insurance is about $726 to $998, about $60-$83/month. Our all inclusive guide reveals consumers can save upto $344 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I am completely satisfied with the customer service we have received so far. They were in extremely helpful in helping us setup our online account so we could pay our bill online.
State Farm
Deductible has been the same in the quotes we have solicited. The lower deductible plans are either more expensive or have less comprehensive coverage.
Esurance
My rates with assurance are very competitive. i have been insured with their company for quite a few years and have shopped around on occasion to see what competitors offer. each time i see that my rates are one of the best and i have referred friends and family to assurance as a result.
Progressive
I would absolutely recommend Progressive to other homeowners. They are super easy to work with, affordable and offer great coverage. This is a great company for a first time homeowner.
Aaa
THEY ARE PROMPT AND RELIABLE. THEY ARE EASY TO COMMUNICATE WITH AND DEAL WITH ISSUES PROFESSIONALLY. I ALSO TRUST THEM WITH MY CAR INSURANCE BECAUSE OF THEIR RELIABILITY.
State Farm
I’ve been with state farm for many years, mostly with their auto insurance side of things; however, their home insurance is also a great value for the money. i really enjoy how at ease i feel leaving the home for a business trip or simply if i am taking off for the day.
Allstate
I like my agent, they are friendly and always there to answer any questions i may have. they always make sure i ha e the coverage i need.
Liberty Mutual
I feel good about my premium, I feel that it is lower than the national average. I also feel like it covers a lot compared to the annual cost of the plan.
American Home Insurance
Anytime we have had to report a claim, it has taken forever just to get a response back to anyone assigned to our claim. If we do hear back they are very vague with details and do not seem interested in speaking with us.
State Farm
It is cheap, it covers an array of situations, and it seems easy to process.
Farmer's Insurance
At times, I feel frustrated when I try to contact my agent's office and they are slow to respond. I've had to turn to the company in the past for things I feel the agent should be able to take care of, but they haven't provided a timely response.
Allstate
I believe that we get a competitive rate. I have not shopped around in a while though. But, they always have filled our claims without hassle.
Aaa
I think that the premium and deductible are consistent with other companies of the same standing. Obviously some of the cheaper companies will not be close to the same.

West New York, NJ Homeowners Insurance By Home Value

West New York, NJ Home Value Total Homes % of Total Average West New York, NJ Homeowners Insurance
Less than $50,000 59 2.0% $60
$100,000 to $124,999 201 8.0% $267
$125,000 to $149,999 120 5.0% $336
$150,000 to $174,999 84 3.0% $396
$175,000 to $199,999 90 3.0% $465
$200,000 to $249,999 518 22.0% $560
$250,000 to $299,999 512 22.0% $680
$300,000 to $399,999 667 29.0% $870

Top Home Insurance Agents Near West New York, NJ

Home Insurance Company Near West New York, NJ Homeowners Insurance Agency Near West New York, NJ Address
State Farm Bill Bergner 76 Elm St, New Canaan, CT, 06840-5423
Travelers Innovative Insurance Group 1 SOUTH MAIN ST, WHARTON, NJ, 7885
Travelers Jn Grace Group Inc 8 MAIN STREET, KINGS PARK, NY, 11754
Travelers New Jersey Agents Alliance 5 Independence Way Suite 300 Princeton, South Brunswick, NJ, 8540
Travelers Willis Personal Lines Llc-New York 1 WORLD FINANCIAL CTR 200 LIBERTY ST 7TH FL, NEW YORK, NY, 10281

West New York, NJ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near West New York, NJ

Streets in West New York Area Homeowners Insurance Cost
56th St, 55th St, Monroe Pl, Half Moon Ct, Port Imperial Blvd, 62nd St, Brower Ct, Tyler Pl, Fillmore Pl, Harrison Pl$878
Highland Pl, 62nd St, 66th St, Dewey Ave, Dewey Ave, 58th St, Hillside Rd, 56th St, Harrison Pl, 53rd St$814
65th St, 67th St, Buchanan Pl, 55th St, Oswego Ct, Chestnut Ct, Fulton Ct, 65th St, Westover Pl, Buffalo Ct$860
Roslyn Ct, Buchanan Pl, Avenue at Port Imperial Ave, Farragut Pl, Fillmore Pl, Tyler Pl, Westover Pl, Monroe Pl, 59th St, Fairview Ter$842
56th St, Monroe Pl, Anthony M de Fino Way, 66th St, Kinston Ct, Lincoln Pl, Bennett Ave, Buchanan Pl, Van Buren Pl, 62nd St$840

West New York, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
West New York$127 to $130
Guttenberg$129
Weehawken$136
Union City$128

West New York, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Guttenberg town, New Jersey $129 $172 $258
North Bergen township, Hudson County, New Jersey $129 $172 $258
Weehawken township, Hudson County, New Jersey $137 $182 $273

West New York, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
West New York, NJ2.6%7.2%
Guttenberg2.47%7.17%
North Bergen2.8%7.37%
Weehawken2.6%7.58%

West New York Renters Insurance as a Percentage of Rent

West New York Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 640 4.0% $778
$300 to $499 669 4.0% $1228
$500 to $749 1,635 11.0% $1903
$750 to $999 2,748 19.0% $2653
$1,000 to $1,499 5,197 36.0% $3778
$1,500 or more 3,221 22.0% $5428

West New York, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly West New York Homeowner Insurance Premium Example $3,400$2,800
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $28,300$26,500
Net Savings to West New York Home Owner from High Deductible Plan $1,800

West New York, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario West New York, NJ Home Replacement Value MORE than Home Value West New York, NJ Home Replacement Value LESS than Home Value
Replacement Value $404,500 $247,500
Insurance Premium based on Replacement Value $1,700 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $101,000 Risk Exposure from Under Insuring Coverage is $56,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $425/year

Example West New York Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 8187149
Year Built 196519831941
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $175000-$200000$350000-$400000$400000-$500000
Deductible $500- $1000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for West New York, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 350,000 Metal Roof 2,280 4 > $10,000 Deductible 410 5 Wood siding yes
1986 290,000 Asphalt Shingles Roof 1,390 3 $5000 to $10,000 Deductible 720 9 Fiber-Cement Siding yes
1980 300,000 Wood Shake Roof 1,510 2 $5000 to $10,000 Deductible 90 1 Fiber-Cement Siding yes
1967 280,000 Wood Shake Roof 1,430 2 $2500-$5000 Deductible 320 4 Vinyl siding No
1960 250,000 Wood Shake Roof 1,600 3 $500 Deductible 530 5 Brick siding No
2010 260,000 Membrane Roof 1,490 2 $2500-$5000 Deductible 310 4 Wood siding No
1978 265,000 Tile Roof 1,470 3 $2500-$5000 Deductible 1150 12 Vinyl siding No
1957 570,000 Tile Roof 2,780 4 $1000-$2500 Deductible 400 3 Wood siding yes
1960 360,000 Tile Roof 2,120 3 $2500-$5000 Deductible 680 6 Stone Siding No
1967 305,000 Tile Roof 1,540 3 $500 Deductible 990 6 Fiber-Cement Siding yes
1961 320,000 Shingles Roof 1,650 2 > $10,000 Deductible 210 4 Fiber-Cement Siding yes
1982 285,000 Wood Shake Roof 1,430 2 $500- $1000 Deductible 600 6 Vinyl siding yes
2014 600,000 Tile Roof 3,180 4 $2500-$5000 Deductible 1170 8 Vinyl siding yes
2011 520,000 Membrane Roof 3,160 4 $2500-$5000 Deductible 350 3 Brick siding yes
1941 275,000 Shingles Roof 1,530 2 > $10,000 Deductible 550 6 Vinyl siding yes
1975 390,000 Shingles Roof 2,780 4 $1000-$2500 Deductible 1020 7 Fiber-Cement Siding No
1975 435,000 Slate Shingles Roof 2,240 3 $1000-$2500 Deductible 620 4 Stone Siding yes
2014 250,000 Wood Shake Roof 1,680 3 $500- $1000 Deductible 910 9 Fiber-Cement Siding No
1968 280,000 Wood Shake Roof 1,570 2 > $10,000 Deductible 320 4 Stone Siding yes
1958 160,000 Slate Shingles Roof 1,120 2 $1000-$2500 Deductible 40 1 Fiber-Cement Siding No
1943 335,000 Slate Shingles Roof 2,160 3 $5000 to $10,000 Deductible 430 5 Wood siding No
1976 285,000 Tile Roof 1,370 2 > $10,000 Deductible 180 4 Wood siding yes
1955 180,000 Membrane Roof 1,020 2 $500 Deductible 390 5 Stone Siding No
1970 165,000 Shingles Roof 1,120 2 $1000-$2500 Deductible 650 9 Stucco siding No
1947 170,000 Wood Shake Roof 970 2 $5000 to $10,000 Deductible 310 8 Vinyl siding yes
1961 585,000 Asphalt Shingles Roof 3,160 4 > $10,000 Deductible 1320 8 Stone Siding yes
1954 250,000 Wood Shake Roof 1,810 3 > $10,000 Deductible 310 8 Fiber-Cement Siding No
1953 430,000 Tile Roof 3,060 4 $5000 to $10,000 Deductible 640 7 Fiber-Cement Siding yes
1940 350,000 Membrane Roof 2,050 3 > $10,000 Deductible 360 4 Stucco siding No
1981 335,000 Asphalt Shingles Roof 2,060 3 $500- $1000 Deductible 400 3 Fiber-Cement Siding yes
1963 295,000 Asphalt Shingles Roof 1,510 3 $1000-$2500 Deductible 420 4 Stucco siding yes
2013 280,000 Shingles Roof 1,740 4 $500- $1000 Deductible 1030 8 Wood siding yes
2014 415,000 Composition Roof 2,270 4 $2500-$5000 Deductible 1070 9 Stone Siding No
1946 255,000 Composition Roof 1,690 4 $500 Deductible 220 2 Wood siding No

How To Make Your West New York, NJ Home Insurance Cheaper

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