West Monroe Insurance Rates:

West Monroe, LA homeowners insurance is about $1,059 to $1,451, about $88-$120/month. Our extensive research reveals consumers can save upto $502 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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West Monroe, LA Homeowners Insurance By Home Value

West Monroe, LA Home Value Total Homes % of Total Average West Monroe, LA Homeowners Insurance
Less than $50,000 460 17.0% $288
$50,000 to $59,999 128 4.0% $602
$60,000 to $69,999 157 5.0% $753
$70,000 to $79,999 129 4.0% $865
$80,000 to $89,999 204 7.0% $991
$90,000 to $99,999 182 6.0% $1104
$100,000 to $124,999 307 11.0% $1280
$125,000 to $149,999 330 12.0% $1606
$150,000 to $174,999 329 12.0% $1895
$175,000 to $199,999 89 3.0% $2183
$200,000 to $249,999 232 8.0% $2635
$250,000 to $299,999 34 1.0% $3212
$300,000 to $399,999 62 2.0% $4091

Top Home Insurance Agents Near West Monroe, LA

Home Insurance Company Near West Monroe, LA Homeowners Insurance Agency Near West Monroe, LA Address
NA Williams Inc Of Ruston 1602 Farmerville Hwy, Ruston, LA, 71270
Travelers Bennett Seymour Insurance Inc 3300 FORSYTHE AVE, MONROE, LA, 71201
State Farm Kim Dupree 1001 N Trenton St, Ruston, LA, 71270-3329
Allstate Regions Insurance 207 S Abel St, Winnfield, LA, 71483
State Farm Skip Russell Iii 105 E Reynolds Dr, Ruston, LA, 71270-2804

Cost Of Homeowners Insurance By Street Near West Monroe, LA

Streets in West Monroe Area Homeowners Insurance Cost
River Oaks Exd, Slack St, Hodge St, Noel St, Kaki St, Lincoln St, del Rey Dr, Dick Tracy Dr, Hines Ln, Alton Smith Rd$1,286
Flanagan Rd, Lilac St, Oak Dr, H B Calhoun Rd, Casa Grande St, Breckenridge Dr, Candy Cane Ln, Dianne St, Hillside Cir, Delane Dr$1,249
Barnes Dairy Rd, Barbara Ann St, Yester Oaks Dr, Katie St, Sangria St, Ozone St, Ridgedale Lake Rd, Pelican Dr, Hat Creek Br, Pink St$1,245
Choctaw Dr, Spring Dr, Armstrong Ln, Jericho Ln, Ole Hwy 15, Barfoot Rd, Kelly Rd, Nye St, Caples Rd, Austin Bend Rd$1,265
Ridgedale Lake Dr, Hazelwood St, Polly Anna Dr, Byrd Rd, Moss Park Dr, Elias Ave, Natchitoches St, Morris Ln, Higman St, Hartford Pl$1,283

West Monroe, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
West Monroe$186 to $189
Brownsville$182
Ouachita$189
Lakeshore$186

West Monroe, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brownsville CDP, Louisiana $182 $242 $363
Ouachita Parish, Louisiana $190 $253 $380
Bawcomville CDP, Louisiana $182 $243 $365

West Monroe, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
West Monroe, LA10.5%38.7%
Brownsville13.63%40.15%
Ouachita9.77%35.14%
Bawcomville11.94%37.48%

West Monroe Renters Insurance as a Percentage of Rent

West Monroe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 89 3.0% $361
$200 to $299 73 2.0% $811
$300 to $499 299 11.0% $1261
$500 to $749 1,257 46.0% $1936
$750 to $999 681 25.0% $2686
$1,000 to $1,499 240 8.0% $3811
$1,500 or more 56 2.0% $5461

Average Cost Of Home Insurance By Company In Areas Nearby West Monroe For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 brick veneer 10-year Ark Royal Ins Co $2149
$200,000 $100,000 Frame 10-year Encompass Property And Casualty Co $2849
$200,000 $100,000 brick veneer 10-year Hartford Casualty Ins Co $2802
$100,000 $50,000 brick veneer 25-year Liberty Ins Corporation $1907
 $300,000  $150,000 brick veneer 1-year Liberty Ins Corporation $2086
$200,000 $100,000 brick veneer 10-year Southern Fidelity Ins Co $1415
$150,000 $75,000 brick veneer 20-year Spinnaker Ins Co $2259
$200,000 $100,000 Frame 10-year United Services Automobile Association $1911
$400,000 $200,000 brick veneer 1-year Unitrin Auto & Home Ins Co $2732
$200,000 $100,000 brick veneer 10-year Vigilant Ins Co $3710

West Monroe, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly West Monroe Homeowner Insurance Premium Example $3,700$3,200
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $26,500$25,000
Net Savings to West Monroe Home Owner from High Deductible Plan $1,500

West Monroe, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario West Monroe, LA Home Replacement Value MORE than Home Value West Monroe, LA Home Replacement Value LESS than Home Value
Replacement Value $183,500 $126,500
Insurance Premium based on Replacement Value $2,825 $1,950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $33,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $375/year

Example West Monroe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceAllstate
Monthly Premium 129109175
Year Built 196419751980
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$125000-$150000$125000-$150000
Deductible $500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for West Monroe, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 140,000 Membrane Roof 1,960 4 $500- $1000 Deductible 2400 10 Stucco siding No
1993 65,000 Wood Shake Roof 910 2 $500 Deductible 720 7 Stucco siding No
1976 105,000 Asphalt Shingles Roof 1,370 2 $1000-$2500 Deductible 1060 9 Vinyl siding yes
1975 85,000 Asphalt Shingles Roof 990 2 $2500-$5000 Deductible 180 3 Vinyl siding No
1975 105,000 Wood Shake Roof 1,520 3 $2500-$5000 Deductible 950 9 Vinyl siding No
1965 125,000 Composition Roof 1,550 2 $500- $1000 Deductible 1130 9 Stone Siding yes
1974 90,000 Composition Roof 1,430 3 $1000-$2500 Deductible 600 5 Brick siding No
1983 125,000 Membrane Roof 1,500 2 $1000-$2500 Deductible 1300 10 Brick siding No
1986 100,000 Shingles Roof 1,320 2 $2500-$5000 Deductible 660 7 Vinyl siding yes
1970 90,000 Membrane Roof 1,180 2 $500 Deductible 840 6 Stucco siding No
1967 95,000 Metal Roof 1,230 3 $2500-$5000 Deductible 410 4 Stucco siding No
1966 85,000 Composition Roof 1,440 2 $1000-$2500 Deductible 460 5 Wood siding No
1972 155,000 Tile Roof 2,490 4 $2500-$5000 Deductible 840 5 Wood siding No
1974 140,000 Metal Roof 1,820 4 $2500-$5000 Deductible 1000 7 Wood siding No
1998 95,000 Composition Roof 1,260 2 $500 Deductible 260 2 Stucco siding yes
1990 90,000 Metal Roof 1,130 2 $1000-$2500 Deductible 1110 10 Wood siding No
1984 105,000 Asphalt Shingles Roof 1,570 2 $2500-$5000 Deductible 170 2 Stone Siding yes
1974 95,000 Membrane Roof 1,280 2 $1000-$2500 Deductible 1500 12 Vinyl siding No
1962 190,000 Shingles Roof 2,730 4 $2500-$5000 Deductible 1550 9 Vinyl siding No
1963 125,000 Tile Roof 2,090 4 $2500-$5000 Deductible 640 4 Fiber-Cement Siding No
1970 125,000 Asphalt Shingles Roof 1,780 2 $2500-$5000 Deductible 1850 12 Stone Siding No
1987 140,000 Tile Roof 2,220 3 $500- $1000 Deductible 1220 9 Brick siding No
1974 85,000 Shingles Roof 1,330 2 $1000-$2500 Deductible 440 5 Stucco siding No
1961 75,000 Asphalt Shingles Roof 1,290 2 $2500-$5000 Deductible 60 1 Vinyl siding No
1960 240,000 Shingles Roof 2,950 4 $500- $1000 Deductible 720 2 Fiber-Cement Siding No
1972 65,000 Metal Roof 960 2 $1000-$2500 Deductible 340 4 Stone Siding yes
1991 85,000 Wood Shake Roof 1,040 2 $2500-$5000 Deductible 330 5 Brick siding yes
1980 95,000 Shingles Roof 1,480 2 $2500-$5000 Deductible 720 7 Stucco siding No
1995 105,000 Slate Shingles Roof 1,550 3 $2500-$5000 Deductible 630 7 Brick siding No
1993 125,000 Tile Roof 1,820 4 $500- $1000 Deductible 1260 8 Stucco siding No
1987 85,000 Asphalt Shingles Roof 1,380 2 $500 Deductible 1030 7 Fiber-Cement Siding No
1961 130,000 Metal Roof 2,040 3 $500 Deductible 1490 8 Wood siding No
1963 85,000 Wood Shake Roof 1,200 2 $1000-$2500 Deductible 1030 10 Fiber-Cement Siding yes
1982 110,000 Wood Shake Roof 1,760 2 $500 Deductible 820 5 Stucco siding No