West Lafayette Insurance Rates:

West Lafayette, IN homeowners insurance is nearly $721 to $985, about $60-$82/month. Our thorough research reveals consumers can save as much as $341 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
They can have very long hold times when calling in to a representative. while the representatives are always friendly, it seems that they may be understaffing their office.
Nationwide
Nationwide is a company that's always on your side. they would be there to help you get the help you need.
American Family
My insurance company has many steps and procedures that one has to follow to be offered the required services. i think something should be done to reduce the procedures for easier access of services
Erie Insurance
I have not dealt directly with ErieÃḃ€™s customer service- I deal with my agent when I need something changed. As far as that goes, I have been very satisfied.
American Family
To be honest there is absolutely nothing for me to dislike about my current home insurance company as they are the very best company around right now and they continue to do excellent by me.
Allstate
I am very satisfied with this customer service and some difficult to this service is a small dislike to me

West Lafayette, IN Homeowners Insurance By Home Value

West Lafayette, IN Home Value Total Homes % of Total Average West Lafayette, IN Homeowners Insurance
Less than $50,000 57 1.0% $119
$90,000 to $99,999 155 4.0% $460
$100,000 to $124,999 469 12.0% $537
$125,000 to $149,999 532 14.0% $665
$150,000 to $174,999 744 20.0% $793
$175,000 to $199,999 425 11.0% $912
$200,000 to $249,999 653 17.0% $1100
$250,000 to $299,999 328 8.0% $1347
$300,000 to $399,999 252 6.0% $1706

Top Home Insurance Agents Near West Lafayette, IN

Home Insurance Company Near West Lafayette, IN Homeowners Insurance Agency Near West Lafayette, IN Address
NA Perry Jaynes Insurance Financial Services 17 E. Liberty Lane, Danville, IL, 61832
Travelers Consolidated Union Inc 504 HIGH ST, LOGANSPORT, IN, 46947
State Farm Dick Henderson 3224 S Lafountain St, Kokomo, IN, 46902-3714
State Farm Jeff Mcmorris 710 N Gilbert St, Danville, IL, 61832-3942
Liberty Mutual Independent Lamar & Lamar Insurance 120 N, Lebanon, IN, 46052

Cost Of Homeowners Insurance By Street Near West Lafayette, IN

Streets in West Lafayette Area Homeowners Insurance Cost
Longspur Dr, Grackle Ln, Lionheart Ln, Maxwell Dr, Kingswood Rd N, Tesla Dr, Browning St, Pt West II, N 100 W, Howard Ave$847
Bethel Dr, S 175 W, S 940 W, E Sunset Ln, Melrose Ct, Turnberry Ct, Jackson Hwy, Hayes St, Fawn Ridge Dr, Truxton Ct$842
Riverton Dr, Tower Dr, Lindberg Rd, Morehouse Ct, Cal Dr, Indian Trail Dr, Desoto Dr, Quincy St, Elmwood Dr, Bayberry Ln$832
Soldiers Home Rd, N 150 W, N Sharon Chapel Rd, Man-O-War Dr, Zinnia St, Kingswood Dr N, Valley Dr, Ironstone Dr, Northridge Dr, Trace Five$839
Peace Dr, W 800 S, Henry St, S Grant St, Wyndham Way, Shagbark Ln, Lake Villa Ln, W 200 N, N University Dr, Widmer Ln$855

West Lafayette, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
West Lafayette$127 to $130
Purdue University$110
Wabash$127
Fairfield$120

West Lafayette, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wabash township, Tippecanoe County, Indiana $106 $141 $211
Fairfield township, Tippecanoe County, Indiana $101 $134 $201
Tippecanoe County, Indiana $103 $137 $205

West Lafayette, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
West Lafayette, IN4.9%15.8%
Wabash5.23%15.72%
Fairfield7.02%20.87%
Tippecanoe County5.91%18.24%

West Lafayette Renters Insurance as a Percentage of Rent

West Lafayette Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 471 6.0% $1228
$500 to $749 2,497 31.0% $1903
$750 to $999 2,012 25.0% $2653
$1,000 to $1,499 1,665 21.0% $3778
$1,500 or more 1,105 14.0% $5428

West Lafayette, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly West Lafayette Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to West Lafayette Home Owner from High Deductible Plan $600

West Lafayette, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario West Lafayette, IN Home Replacement Value MORE than Home Value West Lafayette, IN Home Replacement Value LESS than Home Value
Replacement Value $207,000 $132,000
Insurance Premium based on Replacement Value $875 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,500 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example West Lafayette Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceTravelersNationwide Insurance
Monthly Premium 1436142
Year Built 194219721992
Home Details 5 Beds, 2 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $350000-$400000$150000-$175000$125000-$150000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for West Lafayette, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 130,000 Composition Roof 1,600 2 $500- $1000 Deductible 240 5 Stucco siding No
1995 220,000 Asphalt Shingles Roof 1,930 3 $1000-$2500 Deductible 740 8 Stucco siding yes
2012 160,000 Tile Roof 1,550 2 $500 Deductible 80 1 Brick siding yes
1979 110,000 Tile Roof 1,320 2 $500- $1000 Deductible 140 4 Stucco siding No
1991 195,000 Wood Shake Roof 2,290 4 $500- $1000 Deductible 300 4 Stucco siding No
2003 175,000 Slate Shingles Roof 1,500 3 $5000 to $10,000 Deductible 220 5 Brick siding No
2007 185,000 Metal Roof 1,610 4 $1000-$2500 Deductible 520 8 Brick siding No
1990 135,000 Metal Roof 1,610 3 $500 Deductible 310 5 Fiber-Cement Siding No
2014 115,000 Metal Roof 1,330 2 $500 Deductible 320 6 Wood siding yes
1993 140,000 Tile Roof 1,350 2 $2500-$5000 Deductible 260 6 Wood siding No
1948 415,000 Composition Roof 4,620 5 $2500-$5000 Deductible 480 4 Vinyl siding No
1989 205,000 Tile Roof 2,300 4 $1000-$2500 Deductible 130 2 Vinyl siding yes
2010 285,000 Tile Roof 3,040 5 $1000-$2500 Deductible 1460 12 Fiber-Cement Siding yes
2013 295,000 Composition Roof 3,250 4 $1000-$2500 Deductible 1230 10 Fiber-Cement Siding No
1997 200,000 Metal Roof 2,250 3 $500 Deductible 300 3 Stone Siding No
2005 170,000 Tile Roof 1,740 5 $500 Deductible 650 10 Vinyl siding yes
2013 170,000 Composition Roof 1,560 3 $500 Deductible 240 3 Stone Siding No
2013 285,000 Asphalt Shingles Roof 2,690 4 > $10,000 Deductible 230 4 Stone Siding No
1996 135,000 Slate Shingles Roof 1,260 3 $500 Deductible 380 6 Vinyl siding yes
1989 275,000 Composition Roof 2,970 5 $500 Deductible 1030 10 Fiber-Cement Siding yes
2012 175,000 Asphalt Shingles Roof 2,010 4 $5000 to $10,000 Deductible 50 1 Stone Siding yes