West Jordan ,UT Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the West Jordan, UT homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in West Jordan, UT is $1096. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in West Jordan, UT. VHome Insurance will help you navigate the world of homeowners insurance coverages in West Jordan, UT.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $438 |
| $200,000 | $745 |
| $300,000 | $921 |
| $400,000 | $1,403 |
| $500,000 | $1,765 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in West Jordan, UT, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $1,124 |
| $1000 Deductible | $1,005 |
| $1500 Deductible | $948 |
| $2500 Deductible | $855 |
| $5000 Deductible | $723 |
| Home Insurance Company Near West Jordan, UT | Homeowners Insurance Agency Near West Jordan, UT | Address |
|---|---|---|
| Travelers | G & G Ins Group Inc | 3197 S REDWOOD RD STE 10, WEST VALLEY, UT, 84119 |
| State Farm | Joni Masche | 2120 W 12600 S Ste A, Riverton, UT, 84065-7150 |
| State Farm | Justin Zlotnick | 1466 N Highway 89 Ste 240, Farmington, UT, 84025-2738 |
| Allstate | Leavitt Grp-Summit | 2200 Park Ave #A Ste202, Park City, UT, 84060 |
| NA | Hurtado & Associates | 10011 So. Centennial Parkway, Suite 205, Sandy, UT, 84070 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| South Jordan city, Utah | $78 | $104 | $156 |
| Kearns CDP, Utah | $72 | $96 | $144 |
| Taylorsville city, Utah | $74 | $98 | $147 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| West Jordan, UT | 2.7% | 10.7% |
| South Jordan | 2.17% | 8.58% |
| Kearns | 3.11% | 12.04% |
| Taylorsville | 2.97% | 11.27% |
| West Jordan Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 132 | 1.0% | $783 |
| $300 to $499 | 140 | 2.0% | $1233 |
| $500 to $749 | 588 | 8.0% | $1908 |
| $750 to $999 | 2,381 | 35.0% | $2658 |
| $1,000 to $1,499 | 2,493 | 37.0% | $3783 |
| $1,500 or more | 841 | 12.0% | $5433 |
| Streets in West Jordan Area | Homeowners Insurance Cost |
|---|---|
| Biathlon Cir, Lorient Ave, S 5390 W, 5850 W, W 7480 S, Cedar Cir, W 8300 S, Terra Pointe Way, Grizzly Way, 6285 S | $501 |
| W 8160 S, Duffy's Ln, W 9025 S, Bennion Heights Cir, Scranton Dr, W Stony Ridge Cir, S Millrace Bend Rd, 4730 W, Sunrise Pl W, S 7800 W | $492 |
| S Cody Ln, Leland Dr, Calyx Cir, Twin Tree Dr, S Bosnall Bay, Frisco Dr, Cherry Laurel Ln, Harmony Woods Cir, W 10250 S, Muirkirk Cir | $501 |
| Lake Powell Dr, Van Gogh Cir, W 8195 S, 8260 S, W 8110 S, 6845 S, S 7675 W, S 4650 W, W Lucky Cv, Welby Farm Rd | $499 |
| Glen Springs Way, S 4455 W, Cool Creek Way, S Abercrombie Ln, W Copper King Ln, 3955 W, Jarrad Rd, W Dewflower Cir, S 2575 W, Dutchess Pl | $498 |
| W Hollandia Ln, 5450 W, Eagle Hill Cir, W Ashland Cir, S 1450 W, Ridge Hollow Way, 14115 S, S Jordan Village Rd, Etude Dr, Cool Water Way | $499 |
| Alice Susana Pl, S 5970 S, Denby Dale Rd, 8710 S, Wave Ct, Longitude Ln, Old Factory Dr, W 7625 S, Plum Blossom Cir, Copper Hollow Dr | $488 |
| Welch Cir, Watkins Way, Gold Cir, S 5160 W, W Saw Timber Way, Oak Farms Dr, Heidelberg Ln, S 4690 W, W 8390 S, W 7200 S | $498 |
| 2165 W, W Tuscaloosa Way, W Summit Flower Cir, W Newellwood Dr, W 6720 S, 9485 S, Sherwood Cir, Elk Point Dr, Buckskin Ln, Andes Way | $493 |
| Liesel St, W 8620 S, Park Point Dr, W 8550 S, Summer Stone Dr, S Soaring Eagle Ct, S 1975 W, Jordan Meadows Ln, Pilgrim Dr, Strawberry Cove | $500 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| West Jordan | $74 to $76 |
| South Jordan | $78 |
| Kearns | $72 |
| Taylorsville | $73 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $2,300 |
| Yearly West Jordan Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,300 | $2,300 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,900 | $6,300 |
| Net Savings to West Jordan Home Owner from High Deductible Plan | $600 | |
| Scenario | West Jordan, UT Home Replacement Value MORE than Home Value | West Jordan, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $218,500 | $154,000 |
| Insurance Premium based on Replacement Value | $725 | $500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $25,000 | Risk Exposure from Under Insuring Coverage is $39,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $100/year |
| Insurance Company | Amica Mutual Insurance Company | Liberty Mutual | Travelers |
| Monthly Premium | 48 | 74 | 66 |
| Year Built | 2007 | 2011 | 1981 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $350000-$400000 | $300000-$350000 |
| Deductible | $500 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |